Rex, GA Car Insurance

How does Rex stack up to the rest of the area, or even Georgia as a whole? What can Rex residents expect to pay for their car insurance? You can see the cost breakdowns and contributing factors in the charts and writeups below:

How much is car insurance in Rex?

As you can see, car insurance policies across the rest of Georgia are about $11 a month cheaper than the rates drivers pay in Rex.

Similarly, the expected monthly payments for an auto insurance policy in Rex are above the national average. It's about $36 more expensive for coverage in Rex than the average rates for the U.S. as a whole.

While these numbers represent the average monthly payments for coverage in Rex, that doesn't mean it's what you'll pay. Insurance companies take in a number of factors when deciding what amount to charge you for insuring your vehicle. Your bill each month is calculated off of your age, gender, vehicle make and model, driving record, and even your credit score depending on the circumstances.

Don't worry, we've done the work for you and broken down the average rates for Rex to help you understand what your monthly premium might be. And if you're not sure that you're paying the lowest option, simply enter your ZIP below and find out!

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Rex Car Insurance Rates by Age

It's pretty safe to assume that the older you are, the more experience you have as a driver. When it comes to car insurance rates, that experience can really pay off. As you can see, 18-24-year-olds pay $61 more than someone who is retirement aged.

You can expect to see your monthly premium drop about once a decade or so. Once you hit retirement, however, your rates may begin to go back up in Rex.

Rex Car Insurance Rates by Gender

In general, female drivers pay less for car insurance than their male counterparts. The difference in average rates in Rex totals about $10 a month. As you can see in the chart above, car insurance for women in the area typically costs around $112 each month, while men pay $122 on average.

Rex Auto Insurance Rates by Driving Record

Rates can vary wildly depending on your driving record. Those with clean records will obviously pay less than those with infractions. In Rex, having a single accident on your record will usually get you rates around $154 a month. Likewise, drivers with one ticket will be looking at a rate of around $141 a month on average.

Wherever you live, accidents, tickets, and other driving infractions will almost certainly drive up your monthly bill. That's why it's important to drive safely and keep your record clean so you can keep your rates as low as possible.

Rex Insurance Rates by Vehicle

The cheapest vehicles to insure in Rex are by and large trucks and vans, with each type typically costing about $103 per month.

Car owners can expect to pay an average of around $116 a month for their policy, while SUVs usually cost around $118 a month to insure.

Your rates can also vary depending on how old your vehicle is. Generally, the most expensive vehicles to insure are going to be newer ones. However, once your car is a few years old, you might start to see your rates slide back down slightly. In Rex, the most expensive vehicles to insure are vehicles four-to-five years old.

Rex Car Insurance Rates by Relationship Status

Generally, married policyholders will pay slightly less for auto insurance. This oftentimes is a result of owning multiple vehicles that are on the same policy, something many companies extend special discounts for.

According to the table above, the difference in rates based on relationship status in Rex can be as much as $29 a month, so it's worth taking into consideration.

Rex Car Insurance Rates by Housing Situation

Your housing status is another component of how insurance companies calculate your monthly rate. If you rent your home or apartment, expect to pay around $12 a month more than if you own your own home in Rex. But if you live with your parents, you can expect to pay a lot more.

That said, if you bundle your homeowners or rental insurance policy with your auto insurance, many companies will offer you a discount to make up for it and reduce your car insurance premiums.

Recent trends in car insurance for Rex drivers

Given that average rates are often changing, it's a smart move to know the direction your area is trending when choosing your car insurance policy.

The cost of auto insurance coverage in Rex had been increasing steadily from 2017-2021. It finished down in 2022, at $110.

How does Rex compare to neighboring areas?

Why are car insurance rates in Rex different from other areas?

There are many factors car insurance companies will consider when figuring out how much to charge for a monthly rate. Many factors affecting your policy are based around where you call home. These factors include things like:

• Crime

• Number of drivers in the region

• Road safety

• Access to off-street parking

• Community laws

An awareness of these factors is important when thinking about buying a new policy or potentially moving to a new home. Knowing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.

How can I find the cheapest car insurance in Rex?

While knowing what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.

But wait! Compare.com does all of that work for you. Just put in your ZIP Code below, answer a few questions, and you'll be comparing the cheapest quotes from numerous car insurance companies offering plans in Rex.

Rex Auto Insurance FAQs