Updated
At Compare.com, it’s our mission to give you the tools to find the best (and most affordable) insurance for your unique needs and budget. We strive to provide information that’s helpful, clear, and unbiased, and we believe that comparing insurance companies should never put you at risk of spam. Our editorial team — which is made up of experienced writers, editors, insurance agents, and data analysts — has spent thousands of hours researching and creating the coverage overviews, side-by-side comparisons, and detailed reviews you see across our site.
While we make money through partnerships with some of the brands we discuss in our articles, our editorial team operates 100% independently, and these partners never influence or affect the topics, reviews, ratings, or recommendations we provide. We never guarantee favorable reviews or mentions in exchange for compensation from any brands or partners, and we uphold strict editorial standards to ensure our content is always independent, truthful, and unbiased.
Table of contents
What should residents of Suwanee expect to pay for their car insurance? How do rates in Suwanee measure up compared to neighboring areas, including Georgia as a whole? Discover the factors that go into calculating the average cost in our writeups and charts below:
How much is car insurance in Suwanee?
Area | Average Monthly Car Insurance Premium |
---|---|
Suwanee | $121 |
GA | $105 |
United States | $80 |
Looking at the chart above, you can see that it is around $16 a month more expensive to insure your vehicle in Suwanee than it is in the rest of Georgia.
Similarly, Suwanee residents will likely pay higher rates for their insurance policy than the rest of the country. The average monthly payment in Suwanee is about $41 more expensive than the rate for the rest of the U.S.
Although these are the average rates for auto insurance in Suwanee, that doesn't mean it's exactly what you'll pay. There are a variety of factors that car insurance companies consider to determine how much to charge you to insure your vehicle. The final dollar amount you'll be asked to pay each month is calculated based on things like age, gender, vehicle make and model, driving record, and in some cases, credit score.
We've analyzed the average rate for Suwanee and broken down the different factors to help you understand what exactly you might be asked to pay. If you think you might be overpaying for insurance in your area, enter your ZIP below and find out!
Suwanee Car Insurance Rates by Age
Age Range | Average Premium |
---|---|
Under 18 | $286 |
18-24 | $192 |
25-34 | $113 |
35-44 | $100 |
45-54 | $96 |
55-64 | $92 |
65+ | $112 |
The older you are, the more experience you're likely to have behind the wheel, right? When it comes to auto insurance rates, that experience pays off. As you can see, 18-24-year-olds pay $80 more than drivers of retirement age.
You can expect to see your monthly premium drop every 10 years or so. Once you hit retirement, however, your rates may begin to go back up in Suwanee.
Suwanee Car Insurance Rates by Gender
Gender | Average |
---|---|
Male | $125 |
Female | $117 |
On average, female drivers pay slightly less for car insurance than their male counterparts. In Suwanee, male drivers pay about $8 more a month. As you can see in the table above, male drivers in the area typically pay $125 on average, while female drivers typically pay $117 each month.
Suwanee Auto Insurance Rates by Driving Record
Infractions | Average Monthly Premium |
---|---|
1 Accident | $147 |
Multiple Accidents | $258 |
1 Ticket | $122 |
Multiple Tickets | $211 |
Your rates can vary wildly depending on your driving record. Drivers with clean records will pay significantly lower rates than those with accidents or violations. In Suwanee, a driving record with a single accident will usually get you a rate around $147 a month. Likewise, if you have one ticket, you'll be looking at an average rate of around $122.
Accidents, tickets, and other driving infractions can really cost you when it comes to your monthly rate. So, if cheap car insurance is something you're after, drive safely and keep a clean record.
Suwanee Insurance Rates by Vehicle
Vehicle Age | Average Monthly Premium |
---|---|
Less Than 1 Year | $100 |
2-3 Years | $121 |
4-5 Years | $101 |
6-7 Years | $131 |
8-10 Years | $115 |
11-14 Years | $126 |
15 Years or Older | $125 |
If you look at the first table above, the cheapest vehicles to insure in Suwanee are by and large trucks and vans, at $113 per month.
Car owners, on the other hand, usually pay around $124 per month, while SUV drivers can expect to pay about $119 a month for auto insurance coverage.
The age of your vehicle also plays a role in your monthly payment. Generally, the most expensive vehicles to insure are going to be newer ones. However, if your car is a few years old, you can expect to see your rates start dropping back down. In Suwanee, vehicles six-to-seven years old are the most expensive to insure.
Suwanee Car Insurance Rates by Relationship Status
Relationship | Average Monthly Premium |
---|---|
Single (never married) | $137 |
Married | $89 |
Divorced | $90 |
Widowed | $84 |
Generally speaking, those who are currently married will pay slightly less for car insurance. This oftentimes is a result of owning multiple vehicles that are on the same policy, something that will often get you a discount.
At a national level, married drivers usually pay less than single drivers for auto insurance. This holds true for Suwanee as well, where the difference is around $48 a month.
Suwanee Car Insurance Rates by Housing Situation
Housing Status | Average Monthly Premium |
---|---|
Own | $105 |
Rent | $127 |
Live with parents | $163 |
Your living accommodations is another factor that affects your monthly rate. Renters can expect to pay around $22 a month more than those who own their own home in Suwanee. Those who live with their parents, however, can expect to pay a good deal more than their counterparts who rent or own.
That being said, many companies will offer you a discount if you bundle your homeowners or rental insurance policy with your auto insurance.
Recent trends in car insurance for Suwanee drivers
Car insurance rates are frequently changing, so it's in your best interest to understand which way your area is trending before shopping for coverage.
The rates for car insurance in Suwanee rose steadily from 2017-2021. Insurance rates finished down in 2022, at $97.
How does Suwanee compare to neighboring areas?
Why are car insurance rates in Suwanee different from other areas?
There are a variety of factors car insurance companies take into consideration when deciding how much to charge for a monthly rate. The price of your insurance policy will depend largely on where you live and drive and will be influenced by things such as:
Area laws
Road Safety (frequency of car accidents)
Crime rates
Off-street parking accessibility
Total number of drivers
Knowing the make-up of these factors can be helpful when deciding on purchasing a new policy or thinking about making a move. Different cities and towns will each have different rates, so guides like these are a handy way to get started.
How can I find the cheapest car insurance in Suwanee?
While knowing what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.
But wait! Compare.com does all of that work for you. Just enter your ZIP Code below, answer a few questions regarding the factors mentioned above, and you'll be comparing the cheapest quotes from numerous car insurance companies providing coverage in Suwanee.
Suwanee Auto Insurance FAQs
Why is the cost of car insurance in Suwanee different from other neighboring cities?
Auto insurance companies consider regional factors, such as crime rates, parking situations, and local laws into account when calculating the monthly rate for coverage. Since these can all vary from city to city the rates you may see can differ from neighboring areas.
Which car insurance company will offer me the cheapest rate in Suwanee?
Since the factors that car insurance companies take into consideration when calculating the rate you might pay differ from person to person, there is no one insurance company that will offer the cheapest rate to everybody. Things like your driving record, the number of drivers on the policy, and vehicle make and model, plus a number of others, are all taken into account. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Suwanee?
Whenever you relocate or experience another major life event, such as getting married or finding a new job, you should consider re-evaluating your current insurance policy. By using services like Compare.com to compare quotes from multiple companies at once, you can be sure to capture any new savings brought about by your new situation.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. In fact, you can swap companies at any point, regardless of how much time is left on your current coverage. So, whether you're moving to Suwanee or just curious about rates in your area, why not take 10 minutes to see if Compare.com can save you money?
Related articles
)
Best Cheap Car Insurance in Georgia (From $60)
)
Georgia Auto Insurance Requirements (2024)
)
Georgia Automobile Insurance Plan Explained
)
Top 5 Cheapest Places to Live in Georgia
)
Georgia Driver's Manual: What You Need to Know
)
Everything You Need to Know About Driving in Georgia
)
What is GEICS and How Does It Affect My Insurance?
)
Can You Negotiate Car Insurance to Get Lower Rates?
)
Atlanta vs Savannah | What's the Best City for Driving in Georgia?

Bremen, GA Car Insurance Quotes for 2024

Braselton, GA Car Insurance Quotes for 2024

Blackshear, GA Car Insurance Quotes for 2024

Bethlehem, GA Car Insurance Quotes for 2024

Baxley, GA Car Insurance Quotes for 2024

Barnesville, GA Car Insurance Quotes for 2024

Auburn, GA Car Insurance Quotes for 2024

Americus, GA Car Insurance Quotes for 2024

Adairsville, GA Car Insurance Quotes for 2024

Acworth, GA Car Insurance Quotes for 2024

Douglas, GA Car Insurance Quotes for 2024

Dawsonville, GA Car Insurance Quotes for 2024

Dalton, GA Car Insurance Quotes for 2024

Dahlonega, GA Car Insurance Quotes for 2024

Dacula, GA Car Insurance Quotes for 2024

Cordele, GA Car Insurance Quotes for 2024

Conley, GA Car Insurance Quotes for 2024

Commerce, GA Car Insurance Quotes for 2024

Cleveland, GA Car Insurance Quotes for 2024

Clarkston, GA Car Insurance Quotes for 2024

Chickamauga, GA Car Insurance Quotes for 2024

Chatsworth, GA Car Insurance Quotes for 2024

Cedartown, GA Car Insurance Quotes for 2024

Cartersville, GA Car Insurance Quotes for 2024

Carrollton, GA Car Insurance Quotes for 2024

Canton, GA Car Insurance Quotes for 2024

Calhoun, GA Car Insurance Quotes for 2024

Byron, GA Car Insurance Quotes for 2024

Buford, GA Car Insurance Quotes for 2024

Brunswick, GA Car Insurance Quotes for 2024

Hephzibah, GA Car Insurance Quotes for 2024

Hazlehurst, GA Car Insurance Quotes for 2024

Hartwell, GA Car Insurance Quotes for 2024

Hampton, GA Car Insurance Quotes for 2024

Guyton, GA Car Insurance Quotes for 2024

Grovetown, GA Car Insurance Quotes for 2024

Grayson, GA Car Insurance Quotes for 2024

Franklin, GA Car Insurance Quotes for 2024

Fort Valley, GA Car Insurance Quotes for 2024

Forest Park, GA Car Insurance Quotes for 2024

Flowery Branch, GA Car Insurance Quotes for 2024

Fayetteville, GA Car Insurance Quotes for 2024

Fairburn, GA Car Insurance Quotes for 2024

Evans, GA Car Insurance Quotes for 2024

Ellijay, GA Car Insurance Quotes for 2024

Ellenwood, GA Car Insurance Quotes for 2024

Elberton, GA Car Insurance Quotes for 2024

Eatonton, GA Car Insurance Quotes for 2024

Eastman, GA Car Insurance Quotes for 2024

Dublin, GA Car Insurance Quotes for 2024

Milledgeville, GA Car Insurance Quotes for 2024

Mableton, GA Car Insurance Quotes for 2024

Lula, GA Car Insurance Quotes for 2024

Loganville, GA Car Insurance Quotes for 2024

Locust Grove, GA Car Insurance Quotes for 2024

Lithia Springs, GA Car Insurance Quotes for 2024

Lilburn, GA Car Insurance Quotes for 2024

Leesburg, GA Car Insurance Quotes for 2024

Lagrange, GA Car Insurance Quotes for 2024

La Fayette, GA Car Insurance Quotes for 2024

Kingsland, GA Car Insurance Quotes for 2024

Kennesaw, GA Car Insurance Quotes for 2024

Jesup, GA Car Insurance Quotes for 2024

Jefferson, GA Car Insurance Quotes for 2024

Jasper, GA Car Insurance Quotes for 2024

Jackson, GA Car Insurance Quotes for 2024

Hull, GA Car Insurance Quotes for 2024

Hoschton, GA Car Insurance Quotes for 2024

Hiram, GA Car Insurance Quotes for 2024

Hinesville, GA Car Insurance Quotes for 2024

Statesboro, GA Car Insurance Quotes for 2024

Roswell, GA Car Insurance Quotes for 2024

Rossville, GA Car Insurance Quotes for 2024

Rockmart, GA Car Insurance Quotes for 2024

Ringgold, GA Car Insurance Quotes for 2024

Rincon, GA Car Insurance Quotes for 2024

Richmond Hill, GA Car Insurance Quotes for 2024

Rex, GA Car Insurance Quotes for 2024

Powder Springs, GA Car Insurance Quotes for 2024

Port Wentworth, GA Car Insurance Quotes for 2024

Pooler, GA Car Insurance Quotes for 2024

Perry, GA Car Insurance Quotes for 2024

Peachtree Corners, GA Car Insurance Quotes for 2024

Peachtree City, GA Car Insurance Quotes for 2024

Oxford, GA Car Insurance Quotes for 2024

Newnan, GA Car Insurance Quotes for 2024

Moultrie, GA Car Insurance Quotes for 2024

Morrow, GA Car Insurance Quotes for 2024

Montezuma, GA Car Insurance Quotes for 2024

Monroe, GA Car Insurance Quotes for 2024

Winder, GA Car Insurance Quotes for 2024

Waynesboro, GA Car Insurance Quotes for 2024

Waycross, GA Car Insurance Quotes for 2024

Warner Robins, GA Car Insurance Quotes for 2024

Villa Rica, GA Car Insurance Quotes for 2024

Valdosta, GA Car Insurance Quotes for 2024

Union City, GA Car Insurance Quotes for 2024

Tunnel Hill, GA Car Insurance Quotes for 2024

Tucker, GA Car Insurance Quotes for 2024

Toccoa, GA Car Insurance Quotes for 2024

Tifton, GA Car Insurance Quotes for 2024

Thomson, GA Car Insurance Quotes for 2024

Thomasville, GA Car Insurance Quotes for 2024

Thomaston, GA Car Insurance Quotes for 2024

Temple, GA Car Insurance Quotes for 2024

Tallapoosa, GA Car Insurance Quotes for 2024

Sylvania, GA Car Insurance Quotes for 2024

Summerville, GA Car Insurance Quotes for 2024

Sharpsburg, GA Car Insurance Quotes for 2024

Woodstock, GA Car Insurance Quotes for 2024

Duluth, GA Car Insurance Quotes for 2024

Douglasville, GA Car Insurance Quotes for 2024

Decatur, GA Car Insurance Quotes for 2024

Dallas, GA Car Insurance Quotes for 2024

Cumming, GA Car Insurance Quotes for 2024

Covington, GA Car Insurance Quotes for 2024

Conyers, GA Car Insurance Quotes for 2024

Austell, GA Car Insurance Quotes for 2024

Athens, GA Car Insurance Quotes for 2024

Alpharetta, GA Car Insurance Quotes for 2024

Albany, GA Car Insurance Quotes for 2024

Stone Mountain, GA Car Insurance Quotes for 2024

Stockbridge, GA Car Insurance Quotes for 2024

Snellville, GA Car Insurance Quotes for 2024

Smyrna, GA Car Insurance Quotes for 2024

Rome, GA Car Insurance Quotes for 2024

Riverdale, GA Car Insurance Quotes for 2024

Norcross, GA Car Insurance Quotes for 2024

Mcdonough, GA Car Insurance Quotes for 2024

Marietta, GA Car Insurance Quotes for 2024

Macon, GA Car Insurance Quotes for 2024

Lithonia, GA Car Insurance Quotes for 2024

Lawrenceville, GA Car Insurance Quotes for 2024

Jonesboro, GA Car Insurance Quotes for 2024

Griffin, GA Car Insurance Quotes for 2024
Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
- All of Compare.com's content is written and reviewed for accuracy by a team of experienced writers and editors who are experts on the topics they cover.
- None of Compare.com's content is ever influenced by the companies and brands we partner with.
- Compare.com's editorial team operates independently of any of the company's partnership or business development interests. We publish unbiased information strictly for the benefit of our readers.
- All of the content you see on Compare.com is based on comprehensive analysis and all data is gathered and vetted from trustworthy sources.
Learn more about us, our team, and what makes us tick.