Norcross, GA Car Insurance

How does Norcross stack up to the rest of the area, or even Georgia as a whole? What should residents of Norcross expect to pay for their car insurance? Find the average cost breakdowns and determining factors in the charts and writeups below:

How much is car insurance in Norcross?

Based on the information in the chart above, you can see that on average, it's about $22 a month more expensive to insure your vehicle in Norcross than it is in the rest of Georgia.

If you're considering relocating to Norcross from out of state, you may want to budget a little extra for your insurance. The cost of insuring a vehicle in Norcross is about $47 more expensive than the average rate for the rest of the U.S.

While these numbers represent the average monthly payments for coverage in Norcross, that doesn't mean it's what you'll pay. There are a variety of factors that insurance companies consider when determining how much to charge you for insurance. Your monthly premium is calculated based on things like age, gender, vehicle make and model, driving record, and in some cases, credit score.

But don't worry, we've broken down the average rates for Norcross residents based on several different factors so that you can get a more accurate idea of what you might pay. If you're not certain that you're getting the cheapest rate for your area, just enter your ZIP Code below to find out!

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Norcross Car Insurance Rates by Age

It makes sense that older drivers would have more experience behind the wheel, right? That experience can turn into some real savings when it comes to auto insurance rates. According to the table above, you can see that 18-24-year-olds pay a lot more than drivers 65 and older.

For every 10 years, you can expect to see a drop in your monthly premium. Norcross drivers may see their rates creep back up a bit once they hit retirement age.

Norcross Car Insurance Rates by Gender

Car insurance rates for female drivers are usually cheaper than those for male drivers. This is true in Norcross, where women pay around $26 less per month. As you can see in the table above, male drivers in the area typically pay $139 on average, while female drivers typically pay $113 each month.

Norcross Auto Insurance Rates by Driving Record

Depending on your driving record, your rates can vary wildly. Those with clean records can expect to pay significantly less than those with infractions. Drivers in Norcross with a single accident will pay around $147 a month. Likewise, drivers with one ticket on their record will be looking at an average rate of around $152.

Accidents, tickets, and other driving infractions can really cost you when it comes to your monthly rate. So, if you're looking for cheap car insurance, drive carefully and keep a clean record.

Norcross Insurance Rates by Vehicle

The cheapest vehicles to insure in Norcross are typically trucks and vans, with each type typically costing about $112 per month.

SUV drivers will see rates of about $115 for insurance coverage, while car owners by and large pay around $132 a month.

You can also expect to see slightly different rates depending on the age of your vehicle. Generally, newer vehicles are going to be the most expensive to insure. However, once your car is a few years old, you may start to see your monthly premium drop back down. In Norcross, the most expensive vehicles to insure are vehicles four-to-five years old.

Norcross Car Insurance Rates by Relationship Status

On average, married policyholders will pay slightly less for car insurance. This oftentimes is a result of owning multiple vehicles that are on the same policy, something many companies extend special discounts for.

The difference in rates based on relationship status in Norcross can be as much as $43 a month, so it's worth keeping that in mind.

Norcross Car Insurance Rates by Housing Situation

Another factor that comes into play is your living accommodations. If you rent your home or apartment in Norcross, expect to pay around $15 a month more than if you own property. But those who live at home with their parents can expect to pay significantly more.

Many companies, however, will offer you a discount to bundle your home or rental insurance with your auto insurance policy, which can help reduce your average premiums.

Recent trends in car insurance for Norcross drivers

The average rates for car insurance are constantly changing, so it's a good idea to know the recent trends in your area when selecting an auto insurance policy.

The cost of auto insurance in Norcross rose consistently from 2017-2021. It finished down in 2022, at $95.

How does Norcross compare to neighboring areas?

Why are car insurance rates in Norcross different from other areas?

Car insurance companies will consider several factors when trying to decide how much to charge for a policy. Your insurance policy will depend largely on where you call home and will be influenced by things such as:

• Laws

• Amount of drivers in the community

• Prevalence of crime

• Number of car accidents

• Amount of off-street parking

A decent level of familiarity with these factors can be helpful when you're ready to purchase of a new policy or thinking about making a move. Realizing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your corner of the world.

How can I find the cheapest car insurance in Norcross?

In the end, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies. Understanding what the average costs are for drivers prior to seeking out a quote can help you understand how closely the quote reflects local trends.

Luckily, Compare.com does all of that work for you. Simply enter your ZIP below, answer a few questions, and you'll be comparing the cheapest quotes from many of the car insurance companies providing plans in Norcross.

Norcross Auto Insurance FAQs