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Danny Smith is a licensed property and casualty insurance agent who has written for Compare.com since 2024. A former insurance editor, he specializes in auto, home, and pet insurance. He works to translate his insurance expertise into digestible, easy-to-understand content for drivers, homeowners, and pet owners alike.
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Lequita Westbrooks is an insurance editor at Compare.com. Her writing and editing experiences span several industries, including insurance, personal finance, higher education, and more. She excels at explaining complex topics like auto insurance in simple, easy-to-understand language and is passionate about helping readers save money. Lequita graduated from the University of South Florida, where she earned her Bachelor’s degree in English.
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The average cost of car insurance for a Nissan Rogue is $141 per month — slightly less than the national average of $152, according to Compare.com data. That breaks down to $99 per month for liability insurance and $183 for full coverage.
The Nissan Rogue earned high safety ratings from the Insurance Institute for Highway Safety (IIHS).[1] It also has a five-star overall safety rating from the National Highway Traffic Safety Administration (NHTSA).[2] Both recognitions likely contribute to its lower-than-average rates.
Either way, you’re not stuck paying nearly $150 each month for car insurance — several companies offer far cheaper rates. For example, Novo is the most affordable insurer for the Nissan Rogue, with an average monthly rate of just $51.
Here’s what else you need to know about the Nissan Rogue, including how to choose the best insurer and maximize your savings.
Novo, Mile Auto, and Certainly offer the cheapest average rates for a Nissan Rogue.
Rogue drivers in North Carolina pay the cheapest average rates, while Connecticut drivers pay the highest average rates.
GEICO is the best insurer for Nissan Rogue drivers looking for discounts.
Average car insurance rates vary based on several factors, especially the type of policy you choose. Liability insurance costs less than full coverage, and it’s the only insurance states require you to have. Full coverage includes liability insurance, as well as collision and comprehensive coverage, providing much more protection.
The table below shows the average monthly premiums for liability and full-coverage policies for a Nissan Rogue compared to the average cost of insuring all vehicles across the country, according to Compare.com data.
Vehicle  | Average Monthly Premium: Liability | Average Monthly Premium: Full Coverage | Average Monthly Premium: All Policies |
|---|---|---|---|
| Nissan Rogue | $99 | $183 | $141 |
| All vehicles | $107 | $197 | $152 |
Nissan Rogue drivers pay an average of $99 for liability coverage and $183 for full coverage — both below the national average for most vehicles.
Next, we’ll take a look at some of the cheapest car insurance companies for the Nissan Rogue.
Despite the average rate for a Nissan Rogue being $141 per month, you can still find ways to save and pay less for a policy. Several insurance companies offer rates below the average, with varying coverages and discounts.
Take a look at the table below — it highlights the five cheapest car insurance companies for the Nissan Rogue, according to Compare.com data.
Company | Average Monthly Premium |
|---|---|
| Novo | $51 |
| Mile Auto | $65 |
| Certainly | $71 |
| Root | $82 |
| Just Insure | $86 |
Novo offers the cheapest car insurance for the Nissan Rogue, with an average rate of only $51 per month. While this is the cheapest car insurance company on average, it doesn’t mean it’ll be the cheapest company for you. It’s crucial to compare car insurance quotes from at least three companies before buying a policy.
Next, we’ll take a look at some of the best insurance companies for Nissan Rogue drivers.
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No single car insurance company is the best company for everyone. Every driver is different, with unique driving histories and coverage needs. Even so, some car insurance companies stand out in quality and offerings.
We chose the following car insurance companies based on a combination of average rates for the Rogue, available discounts, customer ratings and reviews, and coverages offered. Each company tops our list for a certain type of driver.
Compare.com Rating: Not rated
Cheap rates
15% enrollment discount
3.9 out of 5 stars on Trustpilot[3]
Not available in most states
Limited coverage options
Rates can increase with poor driving
Novo offers some of the cheapest car insurance rates available for Nissan Rogue drivers. If you’re on a budget and looking to save on insurance costs, you should consider Novo — especially for basic coverage.
The insurer uses vehicle driving data to determine a safety score, which determines your premium. This can work for and against drivers, but ultimately, it allows Novo to provide some of the cheapest rates.
Compare.com Rating: 2.98 out of 5
Affordable rates
Only pay for miles driven
3.4 out of 5 stars on Trustpilot[4]
Available in only seven states
Costs can get expensive if you drive a lot
Not rated by AM Best
Mile Auto is a great choice for Rogue drivers who don’t drive very much. The insurer uses a pay-per-mile model, meaning you’ll pay only for the miles you drive. If you commute on public transit or walk to most places, Mile Auto could be a good option. But if you’re a daily driver or take long road trips often, you should look elsewhere for car insurance.
Compare.com Rating: 4.65 out of 5
Nearly two dozen discounts
Wide variety of coverages
Accident forgiveness available
1.3 out of 5 stars on Trustpilot[5]
Gap coverage not available
Doesn’t offer new-car replacement coverage
GEICO is an excellent option for Nissan Rogue drivers who qualify for multiple discounts. The insurer offers nearly 23, including multi-vehicle, good student, and anti-theft system discounts. It also has an A++ financial strength rating from AM Best, indicating its reliability in paying claims.[6] If you qualify for many discounts, you can potentially secure very cheap rates with GEICO.
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The age of your vehicle can affect your premiums. That’s because newer model years are generally worth more than older vehicles. With most insurance companies, the more your car is worth, the more it costs to insure, so newer cars are almost always more expensive to insure than older ones.
Take a look at the table below to see just how your Nissan Rogue’s model year can affect your average monthly premium, according to Compare.com data.
Rogue Model Year | Average Monthly Premium | Cheapest Insurer | Cheapest Insurer’s Average Monthly Premium |
|---|---|---|---|
| 2025 | $169 | Bristol West | $189 |
| 2024 | $164 | Mile Auto | $78 |
| 2023 | $157 | Mile Auto | $77 |
| 2022 | $157 | Mile Auto | $69 |
| 2021 | $154 | Mile Auto | $64 |
| 2020 | $143 | Mile Auto | $69 |
| 2019 | $146 | Mile Auto | $63 |
| 2018 | $146 | Mile Auto | $62 |
| 2017 | $133 | Mile Auto | $60 |
| 2016 | $134 | Mile Auto | $65 |
Your vehicle’s age is just one factor — where you live can also play a big role in how much you pay. Let’s take a look at how Nissan Rogue car insurance rates vary by state.
Where you live affects your car insurance rates because the risk factors insurance companies consider when setting rates vary from place to place. For example, drivers in major metropolitan areas like New York City are more likely to get into an accident than drivers in rural Montana, so they typically pay more for car insurance.
Take a look at the table below to see the average cost to insure a Nissan Rogue in your state, according to Compare.com data.
State | Average Monthly Premium |
|---|---|
| Alabama | $93 |
| Arizona | $124 |
| Arkansas | $178 |
| California | $179 |
| Colorado | $146 |
| Connecticut | $283 |
| Delaware | $172 |
| Florida | $182 |
| Georgia | $184 |
| Idaho | $94 |
| Illinois | $116 |
| Indiana | $100 |
| Iowa | $84 |
| Kansas | $114 |
| Kentucky | $182 |
| Louisiana | $168 |
| Maine | $110 |
| Maryland | $256 |
| Massachusetts | $140 |
| Michigan | $218 |
| Minnesota | $140 |
| Mississippi | $140 |
| Missouri | $136 |
| Montana | $113 |
| Nebraska | $131 |
| Nevada | $222 |
| New Hampshire | $85 |
| New Jersey | $147 |
| New Mexico | $108 |
| New York | $358 |
| North Carolina | $70 |
| North Dakota | $108 |
| Ohio | $95 |
| Oklahoma | $120 |
| Oregon | $120 |
| Pennsylvania | $121 |
| Rhode Island | $107 |
| South Carolina | $204 |
| South Dakota | $90 |
| Tennessee | $105 |
| Texas | $165 |
| Utah | $135 |
| Vermont | $101 |
| Virginia | $134 |
| Washington | $104 |
| District of Columbia | $211 |
| West Virginia | $108 |
| Wisconsin | $95 |
| Wyoming | $90 |
While your state has a significant effect on your rates, your age has an even greater effect. Let’s take a look at how Nissan Rogue car insurance rates vary by age.
Your age is one of the most significant rating factors when it comes to car insurance. Insurance companies charge younger drivers higher rates because they’re more likely to file claims than older drivers. In fact, drivers ages 15 to 20 had the highest number of fatal car crashes of any age group, according to the NHTSA.[7]
Take a look at the table below to see how much car insurance rates for Nissan Rogue drivers can vary by age. It also shows the cheapest insurer and its average premium for each age group, according to Compare.com data.
Age Group | Average Monthly Premium | Cheapest Insurer | Cheapest Insurer’s Average Monthly Premium |
|---|---|---|---|
| Teens | $265 | Novo | $96 |
| 20s | $182 | Novo | $66 |
| 30s | $141 | Novo | $51 |
| 40s | $129 | Novo | $47 |
| 50s | $116 | Novo | $42 |
| 60s | $108 | Novo | $39 |
| 70s | $117 | Novo | $42 |
We found that Novo offers the lowest rates for drivers in all age groups. Notably, car insurance rates begin to drop substantially once drivers hit their 20s and 30s. But once drivers reach their 70s, rates begin to increase again, as age-related risk factors begin to set in. Still, Nissan Rogue drivers in their 70s pay $148 less per month than teen drivers on average.
Your driving record may have the most significant effect on your car insurance rates of any rating factor. Insurance companies view it as a direct indication of the type of driver you are and your risk level. Drivers with clean records almost always pay less than drivers with infractions on their records.
Check out the table below to see how Nissan Rogue car insurance rates vary by driving history, as well as the cheapest company and average premiums for each group, according to our data.
Driving Record | Average Monthly Premium | Cheapest Insurer | Cheapest Insurer’s Average Monthly Premium |
|---|---|---|---|
| Clean record | $141 | Novo | $51 |
| Speeding ticket | $196 | Novo | $71 |
| At-fault accident | $204 | Novo | $74 |
| DUI | $232 | Novo | $84 |
Driving under the influence (DUI) will increase your rates the most, with the average monthly premium rising from $141 to $232. Drivers with speeding tickets will see a rate increase of around $55 per month. Keeping your driving record incident-free is one of the best ways to get cheap car insurance.
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Different features and options can have small effects on your car insurance rates, as well. The Nissan Rogue comes in various specs and trims that offer different features, some of which affect the vehicle’s safety.
For example, the baseline Rogue doesn’t come with Nissan’s ProPILOT Assist technology, which helps maintain driver speed, distance, and lane position.[8]
Higher trim models have ProPILOT Assist, and preliminary research by the IIHS has suggested that the technology may help reduce crashes and insurance losses. But it found that opting for models with several features, such as forward-collision warning, automatic emergency braking, and good IIHS headlight ratings, may reduce crash rates and claims.[9]
Whether your insurer takes this into account and reduces your rates varies by company and how each determines premiums.
That said, the higher cost of the vehicle and its repairs may counter any savings you see in your insurance policy. Ask any prospective insurance companies whether this more expensive feature will actually lower your premiums before deciding on a vehicle and policy.
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If you’re looking for ways to keep your rates low, here are some things you can do to get cheaper car insurance for your Nissan Rogue.
Keep a clean driving record. Maintaining an incident-free driving history is the best way to keep your car insurance rates low. Nissan Rogue drivers should exercise caution when driving, as SUVs have higher rates of single-vehicle crash fatalities, according to the IIHS.[10]
Apply for discounts. Car insurance discounts are one of the best ways to save money on a car insurance policy. Nissan Rogue drivers should look into bundling, safe driver, and vehicle safety discounts.
Opt for additional safety features. Higher trim models of the Nissan Rogue cost more but come with additional safety features, such as ProPILOT Assist. These features may increase the cost of your Rogue but may help lower car insurance rates.
Increase your deductible. Raising your car insurance deductible will automatically lower your Rogue insurance rates. Just be sure you can afford to pay the new, higher deductible cost if you need to file a claim.
Compare car insurance quotes. Drivers should take the time to compare car insurance quotes from multiple insurers every six months. This ensures you find the most affordable policy for your Nissan Rogue.
Compare personalized quotes from dozens of the nation’s top insurers.
If you’re still unsure which insurer is right for your vehicle, take a look at these answers to some of the most commonly asked questions about Nissan Rogue auto insurance.
No. The Nissan Rogue isn’t expensive to insure, at least compared to the national average. The average cost to insure a Nissan Rogue is $141 per month, while the average rate for all other vehicles is $152. Keep in mind that the cost of your policy will depend on numerous factors, including your age, location, and driving record.
Not necessarily. Whether Nissans are more expensive depends on the model and year you drive, among other factors. Full coverage for models such as the Rogue, Versa, Sentra, and Altima averages between $183 and $241 per month, according to our data. But full coverage for all other vehicles costs an average of $197.
The Nissan Rogue is the cheapest Nissan to insure, with an average monthly rate of $141, according to Compare.data. But you should still compare rates from different companies to find the best deal.
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
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Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
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Danny Smith is a licensed property and casualty insurance agent who has written for Compare.com since 2024. A former insurance editor, he specializes in auto, home, and pet insurance. He works to translate his insurance expertise into digestible, easy-to-understand content for drivers, homeowners, and pet owners alike.
Lequita Westbrooks is an insurance editor at Compare.com. Her writing and editing experiences span several industries, including insurance, personal finance, higher education, and more. She excels at explaining complex topics like auto insurance in simple, easy-to-understand language and is passionate about helping readers save money. Lequita graduated from the University of South Florida, where she earned her Bachelor’s degree in English.
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