Nissan Rogue Car Insurance: How Much Should You Expect to Pay?

Quick Facts

• A Nissan Rogue is more expensive to insure compared to the average SUV.

• Full coverage car insurance for a Rogue averages around $159 per month, on average, while liability only insurance usually comes in at about $92.

• AmericanAlliance is the most affordable auto insurance carrier for a Rogue.

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Rogue Overview

With base prices starting at just $23,960 for new 2021 models, the Nissan Rogue is a great car for drivers on a budget. There's a Rogue for every driver, with four different trim options offered.

After analyzing thousands of insurance quotes through Compare.com, we've found that Nissan Rogue car insurance prices run around $158 a month, on average. How do insurance rates for the Rogue compare to prices of other similar SUVs?

How Much is Car Insurance for a Nissan Rogue?

If you look at the table above, you'll see that Nissan Rogue insurance rates are right about average compared to other vehicles on the road. Rogue owners generally pay around $159 per month for full coverage, which has comprehensive and collision coverages in addition to liability, and about $92 a month for liability only insurance (our guide, "State Minimum vs. Full Coverage", can give you more information on these different types of insurance).

When compared to other models, the Rogue is less expensive, with premiums more than 10% lower than other vehicles in Nissan's lineup. But Rogue coverage is higher than average when compared to other vehicles of a similar body style, with both full coverage and liability only insurance averaging more expensive rates than other SUVs.

Compared to all vehicles of any body type, the Rogue has higher prices than average for both full coverage and liability only auto insurance.

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Who has the Cheapest Car Insurance for a Nissan Rogue?

Searching for an auto insurance policy for your Nissan Rogue? You may be most interested in which company offers the lowest rates. While there will never be one carrier that offers the cheapest premiums for everyone, the lowest average rates for liability only insurance are sometimes as little as $25 monthly from ACG. The next cheapest company is Kemper Personal Insurance, who offers car insurance as cheap as just $30 per month.

Rounding out the list are Encompass, Hugo, and WesternStar. That being said, just because these five companies offer the lowest average rates doesn't necessarily mean they'll be the cheapest carriers for you and your unique insurance profile.

Car insurance companies use lots of different things and complex formulas to calculate premiums. By analyzing quotes from numerous auto insurance carriers at once, you can be confident you're finding the lowest rate.

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What Factors Affect Car Insurance Rates for a Nissan Rogue?

There are a whole bunch of variables that insurance companies look at to choose how much to charge for car insurance -- and every carrier weighs different pieces more heavily than others, so there's not a single company that's the most affordable for everyone.

Below are just a few of the factors insurance carriers look at and how each one affects your final rate:

Vehicle Age

Nissan has been making the Rogue for quite some time -- and that means the car's age may play a role in how much you'll pay for auto insurance. Normally, it costs less to insure older cars because they're worth less than newer models, and as time goes on and Rogues begin to depreciate, insurance costs will gradually go down.

Based on the above table, the Nissan Rogue is not quite in line with this trend, as the most expensive models to insure are those that are 11 to 14 years old, while on average, the cheapest Rogues are 4 to 5 years old.

Your Age

Age is another variable that makes a significant difference in how much car insurance companies will charge. As you can see in the table above, drivers who have more experience on the road pay less for auto insurance compared to younger Rogue drivers. Nissan Rogue drivers under 18 actually pay $81 more than those 25 or older.

Auto insurance prices continue to decrease as you get older, with the cheapest age group being 65 years and older for Rogue drivers.

Your Gender

Because women are less likely to get tickets and get into collisions, they are less likely to file a claim with insurance. So, women tend to pay less for insurance than men. The Nissan Rogue sticks to the norm, where women pay about $85 monthly for car insurance and men pay around $102.

Where You Live

You were probably already aware that variables like what vehicle you drive and how old you are play a role in your insurance prices, but you may not realize that where you live matters, too. Insurance is regulated on the state level rather than nationally, so rates can change quite a bit depending on what state you reside in.

For example, the average Nissan Rogue owner from New York pays about $217 a month for liability coverage. Meanwhile, the same Californian driver will pay less than 50% of that price, on average. The chart shows average premiums for the 10 largest states by population, just to give you a good idea of how much rates can change depending on where you live.

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Nissan Rogue Car Insurance Discounts

No matter what state you live in, how old you are, or what vehicle you drive, using as many discounts as possible when it comes to your car insurance is always important when shopping around for a policy.

Not every auto insurance carrier will offer the same discounts, but there are a few that are relatively universal. These include discounts like:

• Pay-in-full discounts for drivers who agree to pay their entire policy rate at once, rather than in monthly installments
• Multi-policy discounts for bundling your home and auto policies with the same insurance company
• Multi-car discounts for adding more than one vehicle to your auto policy
• Defensive driving discounts for drivers who take a defensive driving class through a certified school or institution

These discounts are great, but sometimes, the best way to get the cheapest rates is by strengthening your overall insurance profile that carriers look at. This includes things like not having recent insurance claims, avoiding lapses in coverage, and driving safely.

You obviously can't control every single aspect of your insurance profile (like some of the attributes we mentioned above), but you can control some of it. Below are just a few of the things you can use in your favor when it comes to saving some cash:

Your Driving Record

It's no secret that car insurance carriers offer the cheapest prices to drivers with a history of responsible driving. It makes sense that if you get into a collision or get a ticket for speeding, auto insurance premiums will go up. But you're probably wondering exactly how much these infractions will cost you.

As you can tell from the table above, accidents will usually cost Rogue drivers more than tickets, but both will result in above average rates. Nissan Rogue drivers with one ticket will pay an average of $99 monthly, while drivers with a single accident on their record pay about $108 every month (up $16 from the $92/mo. overall average). The rates only increase the more collisions you have or tickets you get.

How Much You Drive

How much you drive annually plays a big role when it comes to your car insurance prices. Drivers who are on the roads less are more likely to go accident-free, so they'll normally end up spending less on auto insurance. Based on the table above, you can see that Nissan Rogue owners who drive 10,000 miles or more pay $87 for insurance, while those who drive fewer than 2,500 miles a year pay about $85 a month.

But if you don't use your Nissan Rogue to travel or commute regularly, you might consider choosing a usage-based or pay-per-mile car insurance policy. With these kinds of policies, you pay a small monthly amount, and your final monthly bill is calculated based on the number of miles you drove.

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How Do Nissan Rogues Compare to Other Vehicles?

If you're considering purchasing a new SUV and a Nissan Rogue is on your shortlist, it can pay off to do your homework. Car insurance is just one cost that's associated with buying a new car, but it's definitely one that's worth considering carefully.

Review the table below to see how the Nissan Rogue compares:

With an MSRP that's a third less than the going rate for a new vehicle, the Nissan Rogue is a fantastic value when it comes to price. While the average vehicle price in the U.S. is $46,179, the Rogue has an MSRP of just $25,650.

Unlike the Rogue's lower price, insurance rates are higher when compared to the rest of the vehicle market. Full coverage insurance for a Nissan Rogue is around $42 per month more than average, while liability only coverage is more than $30 more per month.

When it comes to usage, Nissan Rogue drivers are near the national average in annual miles driven, with 12,477 miles each year compared to 11,660 for all vehicles.

Nissan Rogue Car Insurance Costs by Model Year

We've walked through many of the factors that can affect how much the average driver pays to insure a Nissan Rogue. If you're in thinking about buying a new car, truck, or SUV and the Rogue is on your wishlist, knowing what you can expect to pay can be extremely helpful as you weigh your options and compare it to other vehicles on your shortlist.

So we've decided to break down Nissan Rogue auto insurance premiums by model year. Choose a specific Rogue model year in the dropdown below and see average rates for both liability only and full coverage, as well as some other helpful info, like who offers the most affordable policies, the base MSRP, and which trim levels are offered for each Rogue model year.

Choose Your Model

2021 Nissan Rogue Car Insurance 2020 Nissan Rogue Car Insurance 2019 Nissan Rogue Car Insurance 2018 Nissan Rogue Car Insurance 2017 Nissan Rogue Car Insurance 2016 Nissan Rogue Car Insurance 2015 Nissan Rogue Car Insurance 2014 Nissan Rogue Car Insurance 2013 Nissan Rogue Car Insurance 2012 Nissan Rogue Car Insurance 2011 Nissan Rogue Car Insurance 2010 Nissan Rogue Car Insurance 2009 Nissan Rogue Car Insurance

2021 Nissan Rogue Car Insurance

If you're searching for a brand new Nissan Rogue, you've got plenty of options. With a base price of $23,960, the 2021 Rogue is offered in four different trim levels, which means you'll have your pick of the best styles.

When it comes to insurance, on average, it costs about $111 a month to insure a 2021 Nissan Rogue for liability only and $211 monthly for full coverage. And if you want the lowest insurance possible, Hugo offers liability only policies for as cheap as $21 per month.

Although it helps to know the average price drivers pay to insure a 2021 Rogue, you'll never know exactly how much you'll pay without getting a personalized quote. Luckily, with Compare.com you can compare quotes from lots of companies at once, all for free. Simply enter your ZIP code below, answer a few questions, and unlock your best rates in minutes.

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2020 Nissan Rogue Car Insurance

If you're looking to buy a 2020 Rogue or already own one, you can expect an average auto insurance premium of around $171 for full coverage or $96 for a liability only policy.

And if you're just looking for the most affordable car insurance for your Rogue, Safeco offers liability only policies for as little as just $20 monthly.

And if you want more accurate rates tailored specifically to you, just enter your ZIP code below and get free quotes in minutes.

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2019 Nissan Rogue Car Insurance

It costs about $104 a month for liability or $180 for a full coverage policy for the 2019 Rogue.

If you're looking for the most affordable 2019 Nissan Rogue insurance policy, Shelter Mutual offered the lowest policy we found, with rates as low as just $19 per month.

These average rates are a great starting point if you're in the market for a 2019 Nissan Rogue, but there are a multitude of things that go into calculating your policy rates. If you want to figure out exactly what you'll be asked to pay, get customized quotes by entering your ZIP below.

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2018 Nissan Rogue Car Insurance

On average, drivers who own a 2018 Nissan Rogue can expect to pay $99 to $177 a month for liability only and full coverage auto insurance, respectively.

Looking for the cheapest policy? Hugo offered liability only coverage for as little as $22 monthly.

Want to know exactly how much you'll pay? Enter your ZIP code below to get a variety of free customized quotes.

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2017 Nissan Rogue Car Insurance

The average cost to insure a 2017 Rogue with liability only coverage is $97 per month, while full coverage runs around $174 monthly.

Aspire offered the lowest policy we found, with rates sometimes as low as $19 a month.

If you want to know exactly how much you can expect to pay for your Rogue, just enter your ZIP code below and get free quotes in minutes.

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2016 Nissan Rogue Car Insurance

2016 Nissan Rogue drivers can expect to pay an average of $87 per month for liability or $155 for full coverage.

We found Hugo offered the most affordable policy, with rates as low as $17 a month.

If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get free quotes in minutes.

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2015 Nissan Rogue Car Insurance

You can expect full coverage for a 2015 Rogue to run about $149 monthly, while liability only coverage will average around $82 per month.

Commonwealth Casualty has prices sometimes as cheap as $17 monthly for the 2015 Nissan Rogue.

Interested in just how much you'll pay? All you need to do is enter your ZIP code below and you'll be on your way to comparing a range of personalized quotes from the nation's top insurance carriers.

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2014 Nissan Rogue Car Insurance

It costs about $87 per month for liability or $151 for a full coverage policy for the 2014 Nissan Rogue.

With premiums as cheap as $16 a month, Hugo offered the cheapest policy we found for the 2014 Nissan Rogue.

If you want to know exactly how much you can expect to pay for your Rogue, just enter your ZIP code below and get several free quotes in minutes.

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2013 Nissan Rogue Car Insurance

2013 Rogue drivers can expect to pay an average of $92 monthly for liability or $152 for full coverage.

With prices as cheap as just $19 per month, Elephant offered the most affordable policy we found.

If you want to know exactly how much you can expect to pay for your Rogue, get free quotes in minutes by just entering your ZIP code below.

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2012 Nissan Rogue Car Insurance

The average cost to insure a 2012 Nissan Rogue with liability only coverage is $86 a month, while full coverage runs around $150 per month.

We found MetLife offered the lowest policy, with rates as little as just $18 a month.

Want something more accurate than national averages? Just enter your ZIP code below to get multiple free customized quotes.

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2011 Nissan Rogue Car Insurance

On average, drivers who own a 2011 Rogue can expect to pay $100 to $146 monthly for liability only and full coverage insurance, respectively.

With premiums sometimes as cheap as $20 per month, Shelter Mutual offered the cheapest policy we found for the 2011 Nissan Rogue.

If you want to know just how much your rate will be, just enter your ZIP code below and get several free quotes in minutes.

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2010 Nissan Rogue Car Insurance

You can expect full coverage for a 2010 Nissan Rogue to run about $152 monthly, while liability only coverage will average around $91 a month.

Ohio Mutual offered the lowest policy we found, with rates as low as $21 monthly.

If you want to find the best rates for car insurance for a 2010 Nissan Rogue, enter your ZIP code below and compare lots of personalized quotes in just a few minutes.

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2009 Nissan Rogue Car Insurance

On average, drivers who own a 2009 Rogue can expect to pay $95 to $142 a month for liability only and full coverage insurance, respectively.

With prices as low as just $16 per month, Hugo offered the most affordable policy we found.

Want to find the cheapest rates? Enter your ZIP code below to get several personalized quotes for free.

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Nissan Rogue Insurance FAQs

Is a Nissan Rogue expensive to insure?

Liability insurance runs an average of $92 a month, while full coverage will cost you around $159. The Nissan Rogue is more expensive to insure compared to the average SUV.

How can I get the best price on car insurance for my Nissan Rogue?

The only way to ensure you're getting the most affordable price on auto insurance is to regularly shop around and compare quotes from quite a few companies. Over time, your driver profile changes, which could change your rates, so it's recommended that you get quotes every 6 months or so. Luckily, sites like Compare.com let you compare premiums from a bunch of carriers at once, meaning you can find the lowest rates (or guarantee you already have the best deal) in just a few minutes.

Does the color of my Nissan Rogue affect my insurance rates?

Have you heard the old adage that red cars cost more to insure before? Well, that's actually not the case. There are multiple variables car insurance companies use when they decide how much to charge you, but your vehicle's color is not factored into that equation.

Do I need to have insurance before I buy a Nissan Rogue?

Before you can legally drive your new (or new to you) Nissan Rogue off the dealership lot, you'll need to have a valid auto insurance policy. As part of the buying process, some dealerships might offer you an insurance policy, but the best thing to do when buying a a new SUV is to let your insurance carrier know before you buy.

What car insurance discounts can I get for my Nissan Rogue?

You will find a ton of discounts out there when it comes to car insurance. Many of them (like "safe driver discounts" and "multi-vehicle discounts") are based less on your Rogue and more on you, but if your Rogue has safety features like airbags, anti-theft systems, anti-lock brakes, and other features, it may be eligible for certain discounts. The only way to know is to reach out to your insurance company and ask about their list of discounts, since they fluctuate quite a bit from carrier to carrier.