Nissan first debuted in the Japanese market as Datsun in 1937. Led by Yoshisuke Aikawa, Nissan was the first company to mass-produce vehicles in Japan.
In 1958, it expanded to the US market. Many American drivers have found a reliable and affordable option in Nissan’s lineup in the decades since.
If you are a Nissan driver or want to become one, understanding the car insurance costs that come along with your vehicle is a good idea. After all, you want to make sure that you are getting the best possible rate for your ride based on the coverage you need.
Car insurance costs can add up quickly. However, you can easily lock in the best rate by comparing car insurance rates from multiple companies. The good news is comparing multiple quotes has never been easier. If you work with us, you’ll narrow down your options to the most affordable choice in a matter of minutes. Just enter your zip code below to get started.
In the meantime, we’ll take a closer look at the average car insurance rates for Nissan vehicles. We’ve broken down the costs based on the model. Plus, you’ll see which insurance companies are known for providing the best rates for Nissan drivers. Let’s dive right into the details surrounding car insurance costs for your Nissan.
Cost of Nissan Car Insurance
First things first, how do Nissan car insurance costs stack up against other brands?
As a driver in the US, you’ll pay an average of $106 per month for car insurance. But the cost to insure a Nissan vehicle is a bit higher, with an average of $123 per month. That means, in general, you’ll pay 15% more for car insurance when you drive a Nissan.
But keep in mind that your unique driving record and location will have a big impact on your car insurance costs. Depending on your situation, you may find a much higher or lower cost to insure your vehicle. These average numbers can help you prepare your budget as you shop around for car insurance.
Nissan Car Insurance Rates by Model
Not all Nissan vehicles are priced equally by car insurance companies. With that, the model you drive will have an impact on your car insurance costs.
Here’s a closer look at the average Nissan liability car insurance rates based on the model.
Altima |
Armada |
Cube |
|
Frontier |
Juke |
Kicks |
|
Leaf |
Maxima |
Murano |
|
Pathfinder |
Quest |
Rogue |
|
Sentra |
Titan |
Versa |
|
Xterra |
Z |
Altima
The Nissan Altima is a popular four-door sedan. The relatively affordable ride has won several awards, including the Top Safety Pick+ in 2021 and the number one spot for initial quality in midsize cars by J.D. Power awards.
As an Altima driver, you can expect to pay $130 per month for car insurance. That’s slightly above the average for Nissan drivers.
Sentra
The Nissan Sentra offers a smaller vehicle with a lower price tag. However, the relatively low starting MSRP of $19,510 won’t necessarily translate into a smaller car insurance cost.
On average, Sentra drivers pay $132 per month for car insurance. That’s the second-highest cost on this list — behind the Nissan Kicks crossover.
Maxima
Maxima drivers will pay considerably more for this sporty sedan with luxurious features. But even at this relatively high price point, you can potentially find savings when it comes to car insurance.
The average Maxima driver pays $124 per month for car insurance. That’s right on par with the average cost for all Nissan drivers.
Rogue
If you are looking for a larger ride with plenty of cargo space, the Nissan Rogue could be a good option. The vehicle offers useful capabilities for those looking to take their adventures off-road.
But you’ll need to factor an average of $131 per month for car insurance into your budget.
Versa
The Nissan Versa is a small sedan that offers many features at an incredibly low price point. With a starting MSRP of $15,080, this might be the right ride for your budget. Especially when you factor in the average cost of $121 per month for car insurance.
Murano
The Nissan Murano offers luxury features at a great price. In 2021, the Murano won the number 1 spot in Initial Quality among Midsize SUVs. It was an IIHS Top Safety Pick+.
On average, Murano drivers pay $106 per month for car insurance. That’s the national average for car insurance, so you won’t be over paying to insure this ride.
Pathfinder
Nissan Pathfinders are large SUVs that can seat up to 8 passengers in comfortable luxury. With extensive towing and off-roading features, you’ll find this vehicle well equipped to handle whatever life throws your way.
If you find yourself driving a Pathfinder, you should expect to pay an average of $110 per month for car insurance.
Xterra
Drivers seeking a rugged vehicle to take them anywhere loved what the Xterra had to offer. It had a great run. But Nissan discontinued the Xterra in 2015. Although you won’t find a new option, you may still be able to find an Xterra on the used market.
If you decide to drive an Xterra, you should expect to pay an average of $81 per month for car insurance.
Frontier
A small and sturdy truck is exactly what you should expect to find in the Nissan Frontier. As the front runner for most dependable midsize pickup truck three years in a row, according to the J.D. Power awards, you’ll find plenty of reasons to love the Frontier.
One of those reasons is that it is the most affordable Nissan to insure on this list. On average, you’ll pay $84 per month for car insurance when driving a Frontier.
Titan
The Titan is Nissan’s large truck offering. When driving the Titan, you’ll find plenty of power to get you where you need to go. Like most trucks, you’ll also enjoy relatively affordable car insurance. On average, you can expect to pay $99 per month for car insurance.
Quest
Although no longer in production, the Nissan Quest served many families as a faithful minivan. The model was discontinued in 2016. However, you can likely still find a Quest on the used market.
If you are driving a Quest, the older model should lead to affordable car insurance costs. The average cost to insure a Quest is $86 per month.
Armada
The Nissan Armada is another option for drivers that want to seat up to 8 passengers. The spacious SUV offers impressive towing capacity and plenty of cargo space for everything that comes along with your crew.
When it comes to car insurance, you’ll pay an average of $101 per month. That’s one of the more affordable car insurance options on this list. But you’ll have to weigh the higher price of the Armada to see what choice makes the most sense for your budget.
Juke
The Juke was a small crossover that offered a stylish ride designed to impress. But Nissan discontinued this vehicle in 2017. With that, you’ll only be able to find used Nissan Jukes on the used market today.
If you end up driving a Juke, you’ll pay an average of $113 per month for car insurance.
Kicks
The Kicks was Nissan’s replacement for the Juke. The affordable subcompact vehicle comes with high-performance features that are just right for a fun ride.
When it comes to car insurance costs, you should expect to pay an average of $138 per month. That’s the highest average on this list. The sporty crossover might be worth the increased insurance costs, but check out your budget before jumping in.
Nissan Car Insurance Rates by Insurance Company
As you’ve noticed by now, the model can have a big impact on your car insurance premiums. But that’s not the only factor that car insurance companies take into account.
Different car insurance companies operate in different ways. With that, the premium you pay will vary based on the insurer. In fact, you might find significantly more affordable options at one company compared to another.
Here’s a closer look at the average monthly premiums for Nissan based on these insurance companies.
| Insurance Company | Monthly Premium |
|---|---|
| Commonwealth Casualty | $69 |
| Infinity | $84 |
| Sun Coast | $88 |
| Say Insurance | $88 |
These 4 companies offer the most affordable average Nissan rates on the market for liability coverage. Even with this list of cheap coverage options, the rates vary almost $20/mo between Commonwealth Casualty ($69/mo) and Say Insurance ($88/mo).
Ultimately, in order to find the best insurance rate for you, be sure to compare auto insurance rates. We can help you get personalized quotes from over 60 insurance companies in a matter of minutes. Simply enter your zip code below to get started.
Nissan Features That Impact Insurance Cost
No one wants to pay more than they have to for car insurance. When shopping for a Nissan, looking for certain features in your ride can impact your car insurance costs. Specifically, added safety features can lead to more affordable car insurance premiums.
Here are some features to look for.
- Automatic emergency braking with pedestrian detection. If your vehicle detects a potential collision, it will alert you. The vehicle may engage the brakes to prevent a crash in some cases.
- Rear automatic braking. When backing up, your Nissan will look for any stationary objects in your path. If you don’t stop in time, the vehicle will stop for you.
- Blind spot warning. While driving, your vehicle will keep an eye out for vehicles in your blind spot. It will alert you before you change lanes.
- Lane departure warning. If your vehicle notices you drifting, it will warn you.
- High beam assist. The Nissan High Beam Assist feature will automatically turn down your high beams if it senses oncoming traffic when driving at night.
These features could help you lower your car insurance costs. But they will also keep on the road. With that, the peace of mind alone could be worth considering these safety features.
FAQs About Nissan Car Insurance
Are Nissan cars more expensive to insure?
Yes, on average, Nissan cars are more expensive to insure. The average cost to insure all vehicles on the road is $106 per month. But you’ll pay an average of $123 per month to insure your Nissan. That’s 15% higher.
Does Nissan have their own car insurance?
Although you can purchase an extended protection plan, Nissan doesn’t offer its own car insurance.
How much does Nissan insurance cost?
The average cost to insure your Nissan is $123 per month. That’s $17 per month higher than the national average.
