Car Insurance Calculator: Get Real 2025 Rates in Seconds

The average driver pays $182 per month for full coverage. But factors like your age, driving record, and location can make your personal rate substantially different. Use our car insurance calculator to get a more accurate estimate in seconds.

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Nick Versaw
Written byNick Versaw
Nick Versaw
Nick VersawSenior Managing Editor

Nick Versaw leads Compare.com's editorial department, where he and his team specialize in crafting helpful, easy-to-understand content about car insurance and other related topics. With nearly a decade of experience writing and editing insurance and personal finance articles, his work has helped readers discover substantial savings on necessary expenses, including insurance, transportation, health care, and more. As an award-winning writer, Nick has seen his work published in countless renowned publications, such as the Washington Post, Los Angeles Times, and U.S. News & World Report. He graduated with Latin honors from Virginia Commonwealth University, where he earned his Bachelor's Degree in Digital Journalism.

John Leach
Edited byJohn Leach
John Leach
John LeachLicensed Insurance Agent

John Leach is a licensed insurance agent who reviews and fact-checks articles for Compare.com. John has several years of experience reviewing and editing various insurance topics, and he also holds a valid personal lines producer license from the California Department of Insurance (NPN #20461358).

He’s also an alumnus of the University of California, Santa Barbara, where he earned a bachelor’s degree in linguistics.

Updated

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At Compare.com, it’s our mission to give you the tools to find the best (and most affordable) insurance for your unique needs and budget. We strive to provide information that’s helpful, clear, and unbiased, and we believe that comparing insurance companies should never put you at risk of spam. Our editorial team — which is made up of experienced writers, editors, insurance agents, and data analysts — has spent thousands of hours researching and creating the coverage overviews, side-by-side comparisons, and detailed reviews you see across our site.

While we make money through partnerships with some of the brands we discuss in our articles, our editorial team operates 100% independently, and these partners never influence or affect the topics, reviews, ratings, or recommendations we provide. We never guarantee favorable reviews or mentions in exchange for compensation from any brands or partners, and we uphold strict editorial standards to ensure our content is always independent, truthful, and unbiased.

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Estimated Cost: $192 per month
47.3% of drivers like you pay less for car insurance. Compare quotes to save up to $1464 per year.
We sourced the figures you see here from Compare.com's database of more than 58 million real-life car insurance quotes. Actual rates may vary based on your unique driver profile.
Use Our Car Insurance Calculator to Find Out How Much You’ll Pay

Car insurance premiums depend on several factors, including your location, your age, your credit history, and the type of vehicle you drive. Use the tool above to estimate how much you might pay for car insurance and see how your current rate compares to what drivers like you pay.

How it Works

Compare.com’s car insurance estimator helps you calculate how much you could pay for car insurance. Plus, it shows what drivers with profiles similar to yours pay for coverage. Follow the steps below to get started.

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1. Enter your ZIP code and desired coverage level.

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2. If you currently have car insurance, enter how much your policy costs per month.

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3. Under “Optional Info,” enter your age, vehicle type, and additional details for a more accurate estimate.

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4. See what you can expect to pay and unlock your savings by comparing free quotes.

After filling out your information, the chart will show your current rate (in black) compared to what drivers matching your profile are paying for insurance. Even similar drivers can pay very different rates for car insurance based on what company they’re with, how long they’ve been insured, and more. A great way to know you’re getting the best rate is to compare quotes from different companies.

Get Personalized Quotes in Minutes

Comparing quotes can save you up to $867.†

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Nick Versaw
Nick VersawSenior Managing Editor

Nick Versaw leads Compare.com's editorial department, where he and his team specialize in crafting helpful, easy-to-understand content about car insurance and other related topics. With nearly a decade of experience writing and editing insurance and personal finance articles, his work has helped readers discover substantial savings on necessary expenses, including insurance, transportation, health care, and more. As an award-winning writer, Nick has seen his work published in countless renowned publications, such as the Washington Post, Los Angeles Times, and U.S. News & World Report. He graduated with Latin honors from Virginia Commonwealth University, where he earned his Bachelor's Degree in Digital Journalism.

John Leach
Edited byJohn LeachLicensed Insurance Agent
John Leach
John LeachLicensed Insurance Agent

John Leach is a licensed insurance agent who reviews and fact-checks articles for Compare.com. John has several years of experience reviewing and editing various insurance topics, and he also holds a valid personal lines producer license from the California Department of Insurance (NPN #20461358).

He’s also an alumnus of the University of California, Santa Barbara, where he earned a bachelor’s degree in linguistics.

Compare Car Insurance Quotes Instantly

Secure. Free. Easy-to-use.
Based on 1395+ reviews
4.7/5
Shopper Approved
ProgressiveLiberty MutualAllstate