Forest Park, GA Car Insurance

What can Forest Park residents expect to pay for their car insurance? How does Forest Park stack up to the rest of the area, or even Georgia as a whole? You can find average cost breakdowns based on a wide array of factors in the charts and writeups below:

How much is car insurance in Forest Park?

As you can tell from the chart above, the cost of coverage in Forest Park is about $23 a month more expensive than the rest of Georgia.

Drivers relocating the Forest Park should take note of the differences in average rates. It's about $48 more expensive than the national average to insure your vehicle in Forest Park.

Although these are the average rates for auto insurance in Forest Park, it's important to remember that you could end up paying something different. Insurance companies take an array of factors into consideration when determining how much to charge you to insure your vehicle. The final dollar amount you'll be asked to pay each month is calculated off of your age, gender, vehicle make and model, driving record, and even your credit score depending on the circumstances.

But don't worry, we've broken down the average rates for Forest Park residents based on several different factors so that you can get a more accurate idea of what you might pay. To find out if you're overpaying for your area, just enter your ZIP Code below and find out in minutes!

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Forest Park Car Insurance Rates by Age

The longer you've been on the road, the more experienced of a driver you are. That experience can really work in your favor when factored into your car insurance rates. As you can see, 18-24-year-olds pay a lot more than drivers of retirement age.

For every 10 years, you can expect to see a decrease in your monthly premium. Forest Park drivers may see their rates climb back up a bit once they hit retirement age.

Forest Park Car Insurance Rates by Gender

On average, female drivers pay slightly less for car insurance than their male counterparts. This is true in Forest Park, where male drivers pay about $7 more per month. Based on the chart above, you can see that male drivers pay $132 on average, while female drivers typically pay $125 each month.

Forest Park Auto Insurance Rates by Driving Record

One of the biggest factors in determining your car insurance rates is your driving record. Drivers who avoid accidents and tickets will pay lower rates than those with infractions. Drivers in Forest Park with one accident will pay around $159 a month. On a similar note, drivers with one ticket on their record will be looking at a monthly rate of about $139 on average.

Accidents, tickets, and other driving infractions can really hurt your wallet. So, if you want the cheapest rates, drive carefully and try to maintain a clean driving record.

Forest Park Insurance Rates by Vehicle

In terms of affordable coverage, the cheapest vehicles to insure in Forest Park are typically trucks and vans, at $107 per month.

SUV drivers will see rates of about $120, while the rates for car owners average out to about $135 a month.

Your vehicle's age also plays a role in your monthly payment. Generally, newer vehicles are going to be the most expensive to insure. Once your car is close to 5 years old, however, you may see your bill start to shrink a bit. The most expensive vehicles to insure in Forest Park are vehicles less than one year old.

Forest Park Car Insurance Rates by Relationship Status

Generally, those who have settled down into marriage will pay slightly less for car insurance coverage. This occurs because insurance companies commonly offer special discounts to policyholders with multiple vehicles that are on the same policy.

The difference in rates based on relationship status in Forest Park is about $26 a month, with married couples paying less for coverage than single drivers.

Forest Park Car Insurance Rates by Housing Situation

Another factor that comes into play is your housing situation. If you rent your home or apartment, expect to pay around $9 a month more than those who own their own home in Forest Park. But if you live with your parents, your rates will be significantly higher.

That being said, many companies will offer you a discount if you bundle your homeowners or rental insurance policy with your auto insurance.

Recent trends in car insurance for Forest Park drivers

Car insurance rates are frequently changing, so it's in your best interest to understand which way your area is trending before choosing when and where to shop.

Auto insurance rates in Forest Park went up from 2017-2020, but began to turn downward in 2021. This pattern has continued through 2022 when rates have most recently hit $91.

How does Forest Park compare to neighboring areas?

Why are car insurance rates in Forest Park different from other areas?

Car insurance companies will consider several factors when trying to decide how much to charge for a policy. While we already mentioned the ones that affect your personal policy, others are influenced by where you live and drive. These include things like:

• Off-street parking accessibility

• Local regulations

• Amount of drivers in the community

• Rate of crime

• Road Safety (frequency of local car accidents)

Having an awareness of these factors is critical when thinking about buying a new policy or potentially moving to a new home. Realizing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your corner of the world.

How can I find the cheapest car insurance in Forest Park?

Familiarizing yourself with patterns in the average costs of drivers like you will give you a leg up in conversations with insurance companies. Ultimately, the only way to know exactly what your rate will be is by requesting a quote from those car insurance companies.

But hold on! Compare.com does all of that work for you. Put in your ZIP below, answer a few questions, and you'll be comparing the cheapest quotes from a number of the car insurance companies offering policies in Forest Park.

Forest Park Auto Insurance FAQs