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How much is car insurance in Conyers?
Area | Average Monthly Car Insurance Premium |
---|---|
Conyers | $118 |
GA | $105 |
United States | $80 |
Car insurance policies across the rest of Georgia are about $13 a month cheaper than the rates drivers pay in Conyers.
Likewise, the expected monthly payments for an auto insurance policy in Conyers are above the national average. It's about $38 more expensive for coverage in Conyers than the average rates for the U.S. as a whole.
These may be the average auto insurance rates for Conyers, but that doesn't mean it's exactly what you'll pay. There are a variety of factors that car insurance companies assess when determining how much to charge you to get your vehicle insured. Things like age, gender, vehicle make and model, driving record and, in some areas, credit score can all play a part in the final dollar amount you'll be asked to pay each month.
But don't worry, we've broken down the average rate for Conyers residents based on several different factors so that you can get a more accurate idea of the bill you'll see each month. And if you're not sure if you're getting the cheapest rate, simply enter your ZIP Code below and find out in just minutes!
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Conyers Car Insurance Rates by Age
Age Range | Average Premium |
---|---|
Under 18 | Not Enough Data |
18-24 | $210 |
25-34 | $122 |
35-44 | $97 |
45-54 | Not Enough Data |
55-64 | $81 |
65+ | $97 |
It's pretty safe to assume that the older you are, the longer you've been driving. When it comes to auto insurance premiums, that experience pays off. According to the table above, you can see that 18-24-year-olds pay $113 more than someone who is at retirement age.
You can expect to see your monthly premium drop about once a decade or so. That said, once you hit retirement age, your rates may start to rise again in Conyers.
Conyers Car Insurance Rates by Gender
Gender | Average |
---|---|
Male | $132 |
Female | $107 |
Car insurance rates for women are generally cheaper than they are for men. The difference in Conyers is around $25 per month. As illustrated in the table above, female drivers in the area pay about $107 on average, while male drivers pay around $132 each month.
Conyers Auto Insurance Rates by Driving Record
Infractions | Average Monthly Premium |
---|---|
1 Accident | $150 |
Multiple Accidents | $338 |
1 Ticket | $126 |
Multiple Tickets | $380 |
Rates can vary wildly depending on your driving record. A clean driving record will obviously get you a lower rate than one with accidents or infractions. In Conyers, having a single accident on your record will usually get you rates around $150 a month. Likewise, drivers with one ticket will be looking at a rate of around $126 a month on average.
Accidents, tickets, and other driving infractions can really hurt your wallet. So, if you want the cheapest rates, drive carefully and try to maintain a clean driving record.
Conyers Insurance Rates by Vehicle
Vehicle Age | Average Monthly Premium |
---|---|
Less Than 1 Year | $139 |
2-3 Years | $117 |
4-5 Years | $131 |
6-7 Years | $118 |
8-10 Years | $110 |
11-14 Years | $114 |
15 Years or Older | $121 |
In Conyers, the cheapest vehicles to insure are typically trucks and vans, with drivers paying around $99 per month for auto insurance coverage.
Car owners can expect to pay an average of around $125 a month for their policy, while SUVs usually cost around $111 a month to insure.
You can also expect to see slightly different rates depending on the age of your vehicle. Generally, the most expensive vehicles to insure are going to be newer ones. However, once your car is close to 5 years old, you may start to see your monthly premium drop back down. In Conyers, vehicles less than one year old are the most expensive to insure.
Conyers Car Insurance Rates by Relationship Status
Relationship | Average Monthly Premium |
---|---|
Single (never married) | $128 |
Married | $84 |
Divorced | $94 |
Widowed | $95 |
Generally, people who are married will pay slightly less for car insurance coverage. This usually happens because companies will offer special discounts to policyholders with multiple vehicles that are on the same policy.
In Conyers, the difference in rates based on relationship status can be as much as $44 a month.
Conyers Car Insurance Rates by Housing Situation
Housing Status | Average Monthly Premium |
---|---|
Own | $104 |
Rent | $124 |
Live with parents | $128 |
Another factor taken into consideration is your housing situation. In Conyers, homeowners can expect to pay around $20 a month less than those who rent. Those who live with their parents, however, can expect to pay a good deal more than their counterparts who rent or own.
Bundling your home or rental insurance with your auto insurance can oftentimes reduce your overall costs, depending on your insurance company.
Car Insurance Companies in Conyers, GA
Recent trends in car insurance for Conyers drivers
Car insurance rates are frequently changing, so it's in your best interest to understand which way your area is trending before choosing when and where to shop.
In Conyers, car insurance rates went up consistently from 2017-2021. They finished down in 2022, at $105.
How does Conyers compare to neighboring areas?
Why are car insurance rates in Conyers different from other areas?
Car insurance companies take in numerous factors when deciding how much individual insurance policies will cost. Many factors affecting your policy are based around where you call home. These factors include things like:
- Rate of crime
- Total number of drivers in the area
- Frequency of car accidents
- Off-street parking availability
- Laws
Having an awareness of these factors is critical when thinking about buying a new policy or potentially moving to a new home. Each area will have different rates. Guides like these are a wonderful place to get started.
How can I find the cheapest car insurance in Conyers?
While knowing what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.
Don't worry, Compare.com does all of that work for you. Just punch in your ZIP below, answer a few questions about your driving profile, and you'll be comparing the cheapest quotes from numerous car insurance companies that offer auto coverage in Conyers.
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Conyers Auto Insurance FAQs
What factors affect car insurance quotes in Conyers?
Quotes are calculated by car insurance companies who take multiple factors into consideration, including things you can't control like your gender and age, but also factors like your address, driving record, credit score, and marital status.
Why is the cost of car insurance in Conyers different from other neighboring cities?
Parking situations, local laws, and crime rates -- all of which can change from city to city -- play a large role in the rates that car insurance companies may charge for coverage.
Which car insurance company will offer me the cheapest rate in Conyers?
There isn't one company that can guarantee the cheapest rate to everybody, since the rates they charge for coverage are calculated based off of factors that can vary from person to person, such as vehicle make and model, driving record, and number of drivers on the policy. By using sites like Compare.com to compare multiple quotes simultaneously, you can rest assured that you're getting the best price available.
Do I need to change my insurance if I move to Conyers?
Whenever you relocate or experience another major life event, such as getting married or finding a new job, you should consider re-evaluating your current insurance policy. By using services like Compare.com to compare quotes from multiple companies at once, you can be sure to capture any new savings brought about by your new situation.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. In fact, you can swap companies at any point, regardless of how much time is left on your current coverage. So, whether you're moving to Conyers or just curious about rates in your area, why not take 10 minutes to see if Compare.com can save you money?
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