Dublin, GA Car Insurance

How much can residents of Dublin expect to pay for their car insurance? How do rates in Dublin measure up compared to neighboring areas, including Georgia as a whole? Discover the factors that go into calculating the average cost in our writeups and charts below:

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How much is car insurance in Dublin?

Auto insurance coverage in Dublin is about $20 cheaper than it is in the rest of Georgia.

Conversely, Dublin residents will likely pay higher rates to insure their vehicle than in the rest of the country. It's about $5 more expensive than the national average to insure your vehicle in Dublin.

While these are the average car insurance rates for Dublin, you could end up paying something different. There are a variety of factors that car insurance companies consider to determine how much to charge you to get your vehicle insured. Things like age, gender, vehicle make and model, driving record and, in some areas, credit score can all play a part in the final dollar amount you'll be asked to pay each month.

Don't sweat it however, we've broken down average rates for Dublin residents so that you can get a more accurate idea of what you might pay. If you're not certain that you're getting the cheapest rate for your area, just enter your ZIP below to find out!

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Dublin Car Insurance Rates by Age

Generally speaking, the older you are, the more experience you have driving, right? That experience can turn into some real savings when it comes to car insurance premiums. According to the table above, you can see that 18-24-year-olds pay two times the price that drivers 65 and older.

As you get older, you can expect to see a drop in your monthly premium every 10 years. Having said that, once you approach retirement your rates may climb back up a bit in Dublin.

Dublin Car Insurance Rates by Gender

Female drivers pay, on average, slightly less than their male counterparts. This rings true in Dublin, where women pay around $18 less per month than men. As you can see in the table above, male drivers in the area typically pay $95 on average, while female drivers typically pay $77 each month.

Dublin Auto Insurance Rates by Driving Record

Your rates can vary wildly depending on your driving record. Those with clean records can expect to pay much less than those with infractions. In Dublin, a driving record with a single accident will usually get you a rate around $123 a month. Likewise, drivers with one ticket will be looking at a rate of around $109 a month on average.

When it comes to your monthly premium, accidents, tickets, and other driving infractions can really take a toll. Remember, cheap car insurance rates are dependent on driving safely and keeping your record clean.

Dublin Insurance Rates by Vehicle

The cheapest vehicles to insure in Dublin are by and large SUVs, with each type typically costing about $75 per month.

Truck and van drivers will see rates of about $84 to insure their vehicle, while car owners usually pay around $88 a month.

You can also expect to see slightly different rates depending on the age of your vehicle. Newer vehicles are generally going to be the most expensive to insure. Once your car is a few years old however, your rates may start to dip back down a bit. In Dublin, the most expensive vehicles to insure are vehicles eight-to-ten years old.

Dublin Car Insurance Rates by Relationship Status

Overall, people who are married will pay slightly less for insurance coverage. This usually boils down to owners having multiple vehicles on the same policy, something many companies award special discounts for.

The cost of auto insurance in Dublin reflects the national trend of married couples paying less than single drivers to insure their vehicles, to the tune of about $17 a month.

Dublin Car Insurance Rates by Housing Situation

Your housing status is another factor that affects your monthly rate. Homeowners in Dublin can expect to pay around $4 a month less than those who rent. But if you live with your parents, your rates will be significantly higher.

Many companies, however, will offer you a discount to bundle your home or rental insurance with your auto insurance policy, which can help reduce your car insurance premiums.

Car Insurance Companies in Dublin, GA

Recent trends in car insurance for Dublin drivers

Given that average rates are often changing, it's a smart move to know the direction your area is trending before shopping for coverage.

Car insurance rates in Dublin had been increasing from 2017-2019, before leveling out in 2020. They finished down in 2022, at $75 per month

How does Dublin compare to neighboring areas?

Why are car insurance rates in Dublin different from other areas?

Car insurance companies take in a lot of factors when choosing how much individual insurance policies will cost. While we've discussed the ones that affect your personal policy, others are based around where you call home. These include things like:

• Regional crime rates
• Total drivers
• Number of car accidents
• Access to off-street parking
• Regional regulations

Knowing the make-up of these factors can be helpful when deciding on purchasing a new policy or thinking about making a move. Knowing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.

How can I find the cheapest car insurance in Dublin?

Equipping yourself with information about the average costs for drivers in your area will better prepare you for the real deal. The only way to know for sure what your rate will be is by asking for a quote from car insurance companies.

Luckily, Compare.com does all of that work for you. Put in your ZIP Code below, answer a few questions about you and your car, and you'll be comparing the cheapest quotes from the many car insurance companies providing coverage in Dublin.

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Dublin Auto Insurance FAQs

What factors affect car insurance quotes in Dublin?

Auto insurance companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle's year, make and model, your age and gender, as well as your credit score, driving record, marital status, and address.

Why is the cost of car insurance in Dublin different from other neighboring cities?

Car insurance companies take local factors into consideration when determining how much to charge for coverage. Things like parking situations, local laws, and crime rates -- which can vary from city to city -- can significantly affect your rate.

Which car insurance company will offer me the cheapest rate in Dublin?

Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible however, by using sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Dublin?

Whenever you move to a new area, or experience any other major life event such as getting married or finding a new job, it's always a good idea to re-evaluate your current insurance policy. Certain companies may offer larger discounts in certain cities, so it's a smart idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to Dublin or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.