Updated
At Compare.com, it’s our mission to give you the tools to find the best (and most affordable) insurance for your unique needs and budget. We strive to provide information that’s helpful, clear, and unbiased, and we believe that comparing insurance companies should never put you at risk of spam. Our editorial team — which is made up of experienced writers, editors, insurance agents, and data analysts — has spent thousands of hours researching and creating the coverage overviews, side-by-side comparisons, and detailed reviews you see across our site.
While we make money through partnerships with some of the brands we discuss in our articles, our editorial team operates 100% independently, and these partners never influence or affect the topics, reviews, ratings, or recommendations we provide. We never guarantee favorable reviews or mentions in exchange for compensation from any brands or partners, and we uphold strict editorial standards to ensure our content is always independent, truthful, and unbiased.
Table of contents
What rates can residents of Grovetown expect to pay for their car insurance? Compared to their surrounding area, how do rates in Grovetown stack up? What about against the rest of Georgia? Find the average cost breakdowns and determining factors in the charts and writeups below:
How much is car insurance in Grovetown?
Area | Average Monthly Car Insurance Premium |
---|---|
Grovetown | $83 |
GA | $105 |
United States | $80 |
Looking at the chart above, you can see it's around $22 a month cheaper to insure your vehicle in Grovetown than it is in the rest of Georgia.
That being said Grovetown residents should prepare to pay higher rates for coverage than the rest of the country. The cost of insuring a vehicle in Grovetown is about $3 more expensive than the average rate for the rest of the U.S.
While these are the average car insurance rates for Grovetown, keep in mind that you could end up paying a different amount. There are numerous factors taken into consideration by insurance companies when deciding the rate you'll pay for coverage. The final dollar amount you'll be asked to pay each month is calculated based on things like age, gender, vehicle make and model, driving record, and in some cases, credit score.
Don't sweat it however, we've broken down average rates for Grovetown residents based on several different factors so that you can get a more accurate idea of the bill you'll see each month. And if you're not sure if you're getting the cheapest rate, simply enter your ZIP below to learn more about rates in your area!
Grovetown Car Insurance Rates by Age
Age Range | Average Premium |
---|---|
Under 18 | Not Enough Data |
18-24 | $138 |
25-34 | $83 |
35-44 | $66 |
45-54 | $67 |
55-64 | $59 |
65+ | $64 |
It makes sense that older drivers would have more experience behind the wheel, right? When it comes to car insurance bills, that experience can help put some change back into your pocket. As you can see, 18-24-year-olds pay two times the price that drivers of retirement age.
For every 10 years, you can expect to see a drop in your monthly premium. Drivers in Grovetown may see their rates climb back up once they hit retirement.
Grovetown Car Insurance Rates by Gender
Gender | Average |
---|---|
Male | $90 |
Female | $77 |
In general, car insurance rates for women are usually cheaper than they are for men. This is true in Grovetown, where male drivers pay about $13 more a month. As you can see in the chart above, car insurance for women in the area typically costs around $77 each month, while men pay $90 on average.
Grovetown Auto Insurance Rates by Driving Record
Infractions | Average Monthly Premium |
---|---|
1 Accident | $123 |
Multiple Accidents | $197 |
1 Ticket | $96 |
Multiple Tickets | $170 |
Your driving record can have a tremendous impact on your car insurance rates. Drivers with clean records will pay significantly lower rates than those with accidents or violations. Drivers in Grovetown with a single accident will pay around $123 a month. In addition, drivers with a single ticket on their record can expect to pay around $96 a month on average.
Regardless of where you live, accidents, tickets, and other driving infractions can greatly increase your premium. So, if cheaper car insurance is important to you, keep your record clean and drive safe.
Grovetown Insurance Rates by Vehicle
Vehicle Age | Average Monthly Premium |
---|---|
Less Than 1 Year | $93 |
2-3 Years | $75 |
4-5 Years | $83 |
6-7 Years | $135 |
8-10 Years | $83 |
11-14 Years | $81 |
15 Years or Older | $78 |
In Grovetown, the cheapest vehicles to insure are typically SUVs, with drivers paying around $81 per month for auto insurance coverage.
Car owners can expect to pay an average of around $84 a month for their policy, while truck and van drivers are usually around $82 to insure each month.
Vehicle age has an impact on the cost of your policy as well. Generally, newer vehicles are going to cost the most to insure. Once your car is a few years old, however, you may see your bill start to shrink a bit. In Grovetown, the most expensive vehicles to insure are vehicles six-to-seven years old.
Grovetown Car Insurance Rates by Relationship Status
Relationship | Average Monthly Premium |
---|---|
Single (never married) | $94 |
Married | $62 |
Divorced | $65 |
Widowed | $67 |
More often than not, people who are married will pay slightly less to insure their vehicle. This usually happens because companies will extend special discounts to policyholders with multiple vehicles that are on the same policy.
On a national scale, married drivers typically pay less than single drivers for auto insurance. Grovetown is no exception, with the difference totaling to around $32 a month.
Grovetown Car Insurance Rates by Housing Situation
Housing Status | Average Monthly Premium |
---|---|
Own | $74 |
Rent | $89 |
Live with parents | $97 |
Another factor taken into consideration is your housing status. If you rent your home or apartment, expect to pay around $15 a month more than if you own your own home in Grovetown. Those who live with their parents, however, can expect to pay a good deal more than their counterparts who rent or own.
Many companies, however, will offer you a discount to bundle your home or rental insurance with your auto insurance policy, which can help reduce your overall costs.
Recent trends in car insurance for Grovetown drivers
The average rates for car insurance are constantly changing, so it's a good idea to know the recent trends in your area when selecting an auto insurance policy.
Car insurance rates in Grovetown had been increasing from 2017-2018, where they reached a high of $88, before leveling out in 2019. Insurance rates rose again in 2020, and finished down at $67 in 2022.
How does Grovetown compare to neighboring areas?
Why are car insurance rates in Grovetown different from other areas?
There are several factors car insurance companies will consider when figuring out how much to charge for a monthly rate. A few of these factors affecting your personal policy have already been mentioned, but others are based around where you call home. These include things like:
Number of drivers in the area
Rate of car accidents
Prevalence of crime
Availability of off-street parking
Local regulations
Having an awareness of these factors is critical when thinking about buying a new policy or potentially moving to a new home. Knowing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.
How can I find the cheapest car insurance in Grovetown?
Equipping yourself with information about the average costs for drivers in your area will better prepare you for the real deal. The only way to know for sure what your rate will be is by asking for a quote from car insurance companies.
Fortunately, Compare.com has you covered. Enter your ZIP Code below, answer a few questions, and you'll be comparing the cheapest quotes from dozens of car insurance companies that offer auto coverage in Grovetown in no time.
Grovetown Auto Insurance FAQs
Why is the cost of car insurance in Grovetown different from other neighboring cities?
Car insurance companies take local factors into consideration when determining how much to charge for coverage. Things like parking situations, local laws, and crime rates -- which can vary from city to city -- can significantly affect your rate.
Which car insurance company will offer me the cheapest rate in Grovetown?
Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible however, by using sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Grovetown?
Any time you experience a major life event, whether it's moving to a new area, getting married, finding a new job, or other notable events, it's always a good idea to re-evaluate your current insurance. Certain companies offer cheaper insurance in certain cities, so even if you were getting the cheapest rate at your old address, it doesn't mean it'll still be the cheapest at your new home. That's why it's always good to use services like Compare.com to compare quotes from dozens of companies side-by-side.
Do I need to wait for my policy to expire to switch to a different car insurance company?
Not at all, in fact you can switch companies at any point, regardless of how much time is left on your current policy. If you're thinking about moving to Grovetown or haven't checked out the latest rates in your area for some time, it might be worth your while to take 10 minutes and see if Compare.com can save you any cash.
Related articles
)
Best Cheap Car Insurance in Georgia (From $60)
)
Georgia Auto Insurance Requirements (2024)
)
Georgia Automobile Insurance Plan Explained
)
Top 5 Cheapest Places to Live in Georgia
)
Georgia Driver's Manual: What You Need to Know
)
Everything You Need to Know About Driving in Georgia
)
What is GEICS and How Does It Affect My Insurance?
)
Step-by-Step Guide to Shopping for Auto Insurance
)
Atlanta vs Savannah | What's the Best City for Driving in Georgia?

Bremen, GA Car Insurance Quotes for 2024

Braselton, GA Car Insurance Quotes for 2024

Blackshear, GA Car Insurance Quotes for 2024

Bethlehem, GA Car Insurance Quotes for 2024

Baxley, GA Car Insurance Quotes for 2024

Barnesville, GA Car Insurance Quotes for 2024

Auburn, GA Car Insurance Quotes for 2024

Americus, GA Car Insurance Quotes for 2024

Adairsville, GA Car Insurance Quotes for 2024

Acworth, GA Car Insurance Quotes for 2024

Douglas, GA Car Insurance Quotes for 2024

Dawsonville, GA Car Insurance Quotes for 2024

Dalton, GA Car Insurance Quotes for 2024

Dahlonega, GA Car Insurance Quotes for 2024

Dacula, GA Car Insurance Quotes for 2024

Cordele, GA Car Insurance Quotes for 2024

Conley, GA Car Insurance Quotes for 2024

Commerce, GA Car Insurance Quotes for 2024

Cleveland, GA Car Insurance Quotes for 2024

Clarkston, GA Car Insurance Quotes for 2024

Chickamauga, GA Car Insurance Quotes for 2024

Chatsworth, GA Car Insurance Quotes for 2024

Cedartown, GA Car Insurance Quotes for 2024

Cartersville, GA Car Insurance Quotes for 2024

Carrollton, GA Car Insurance Quotes for 2024

Canton, GA Car Insurance Quotes for 2024

Calhoun, GA Car Insurance Quotes for 2024

Byron, GA Car Insurance Quotes for 2024

Buford, GA Car Insurance Quotes for 2024

Brunswick, GA Car Insurance Quotes for 2024

Hephzibah, GA Car Insurance Quotes for 2024

Hazlehurst, GA Car Insurance Quotes for 2024

Hartwell, GA Car Insurance Quotes for 2024

Hampton, GA Car Insurance Quotes for 2024

Guyton, GA Car Insurance Quotes for 2024

Grayson, GA Car Insurance Quotes for 2024

Franklin, GA Car Insurance Quotes for 2024

Fort Valley, GA Car Insurance Quotes for 2024

Forest Park, GA Car Insurance Quotes for 2024

Flowery Branch, GA Car Insurance Quotes for 2024

Fayetteville, GA Car Insurance Quotes for 2024

Fairburn, GA Car Insurance Quotes for 2024

Evans, GA Car Insurance Quotes for 2024

Ellijay, GA Car Insurance Quotes for 2024

Ellenwood, GA Car Insurance Quotes for 2024

Elberton, GA Car Insurance Quotes for 2024

Eatonton, GA Car Insurance Quotes for 2024

Eastman, GA Car Insurance Quotes for 2024

Dublin, GA Car Insurance Quotes for 2024

Milledgeville, GA Car Insurance Quotes for 2024

Mableton, GA Car Insurance Quotes for 2024

Lula, GA Car Insurance Quotes for 2024

Loganville, GA Car Insurance Quotes for 2024

Locust Grove, GA Car Insurance Quotes for 2024

Lithia Springs, GA Car Insurance Quotes for 2024

Lilburn, GA Car Insurance Quotes for 2024

Leesburg, GA Car Insurance Quotes for 2024

Lagrange, GA Car Insurance Quotes for 2024

La Fayette, GA Car Insurance Quotes for 2024

Kingsland, GA Car Insurance Quotes for 2024

Kennesaw, GA Car Insurance Quotes for 2024

Jesup, GA Car Insurance Quotes for 2024

Jefferson, GA Car Insurance Quotes for 2024

Jasper, GA Car Insurance Quotes for 2024

Jackson, GA Car Insurance Quotes for 2024

Hull, GA Car Insurance Quotes for 2024

Hoschton, GA Car Insurance Quotes for 2024

Hiram, GA Car Insurance Quotes for 2024

Hinesville, GA Car Insurance Quotes for 2024

Statesboro, GA Car Insurance Quotes for 2024

Roswell, GA Car Insurance Quotes for 2024

Rossville, GA Car Insurance Quotes for 2024

Rockmart, GA Car Insurance Quotes for 2024

Ringgold, GA Car Insurance Quotes for 2024

Rincon, GA Car Insurance Quotes for 2024

Richmond Hill, GA Car Insurance Quotes for 2024

Rex, GA Car Insurance Quotes for 2024

Powder Springs, GA Car Insurance Quotes for 2024

Port Wentworth, GA Car Insurance Quotes for 2024

Pooler, GA Car Insurance Quotes for 2024

Perry, GA Car Insurance Quotes for 2024

Peachtree Corners, GA Car Insurance Quotes for 2024

Peachtree City, GA Car Insurance Quotes for 2024

Oxford, GA Car Insurance Quotes for 2024

Newnan, GA Car Insurance Quotes for 2024

Moultrie, GA Car Insurance Quotes for 2024

Morrow, GA Car Insurance Quotes for 2024

Montezuma, GA Car Insurance Quotes for 2024

Monroe, GA Car Insurance Quotes for 2024

Winder, GA Car Insurance Quotes for 2024

Waynesboro, GA Car Insurance Quotes for 2024

Waycross, GA Car Insurance Quotes for 2024

Warner Robins, GA Car Insurance Quotes for 2024

Villa Rica, GA Car Insurance Quotes for 2024

Valdosta, GA Car Insurance Quotes for 2024

Union City, GA Car Insurance Quotes for 2024

Tunnel Hill, GA Car Insurance Quotes for 2024

Tucker, GA Car Insurance Quotes for 2024

Toccoa, GA Car Insurance Quotes for 2024

Tifton, GA Car Insurance Quotes for 2024

Thomson, GA Car Insurance Quotes for 2024

Thomasville, GA Car Insurance Quotes for 2024

Thomaston, GA Car Insurance Quotes for 2024

Temple, GA Car Insurance Quotes for 2024

Tallapoosa, GA Car Insurance Quotes for 2024

Sylvania, GA Car Insurance Quotes for 2024

Suwanee, GA Car Insurance Quotes for 2024

Summerville, GA Car Insurance Quotes for 2024

Sharpsburg, GA Car Insurance Quotes for 2024

Woodstock, GA Car Insurance Quotes for 2024

Duluth, GA Car Insurance Quotes for 2024

Douglasville, GA Car Insurance Quotes for 2024

Decatur, GA Car Insurance Quotes for 2024

Dallas, GA Car Insurance Quotes for 2024

Cumming, GA Car Insurance Quotes for 2024

Covington, GA Car Insurance Quotes for 2024

Conyers, GA Car Insurance Quotes for 2024

Austell, GA Car Insurance Quotes for 2024

Athens, GA Car Insurance Quotes for 2024

Alpharetta, GA Car Insurance Quotes for 2024

Albany, GA Car Insurance Quotes for 2024

Stone Mountain, GA Car Insurance Quotes for 2024

Stockbridge, GA Car Insurance Quotes for 2024

Snellville, GA Car Insurance Quotes for 2024

Smyrna, GA Car Insurance Quotes for 2024

Rome, GA Car Insurance Quotes for 2024

Riverdale, GA Car Insurance Quotes for 2024

Norcross, GA Car Insurance Quotes for 2024

Mcdonough, GA Car Insurance Quotes for 2024

Marietta, GA Car Insurance Quotes for 2024

Macon, GA Car Insurance Quotes for 2024

Lithonia, GA Car Insurance Quotes for 2024

Lawrenceville, GA Car Insurance Quotes for 2024

Jonesboro, GA Car Insurance Quotes for 2024

Griffin, GA Car Insurance Quotes for 2024
Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
- All of Compare.com's content is written and reviewed for accuracy by a team of experienced writers and editors who are experts on the topics they cover.
- None of Compare.com's content is ever influenced by the companies and brands we partner with.
- Compare.com's editorial team operates independently of any of the company's partnership or business development interests. We publish unbiased information strictly for the benefit of our readers.
- All of the content you see on Compare.com is based on comprehensive analysis and all data is gathered and vetted from trustworthy sources.
Learn more about us, our team, and what makes us tick.