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What rates can residents of Leesburg expect to pay for their car insurance? How does Leesburg stack up to the rest of the area, or even Georgia as a whole? You can find average cost breakdowns based on a wide array of factors in the charts and writeups below:
Area | Average Monthly Car Insurance Premium |
|---|---|
| Leesburg | $72 |
| GA | $105 |
| United States | $80 |
Compared to the rest of the Georgia, coverage in Leesburg is about $33 a month cheaper.
Similarly, car insurance rates in Leesburg are more affordable than the national average. Auto insurance coverage in Leesburg is about $8 cheaper than it is for the rest of the U.S.
Keep in mind that these are the average auto insurance rates for Leesburg, and that the rate you get could end up being something different. The amount that insurance companies end up charging you is determined by a number of factors. Age, gender, vehicle make and model, driving record, and in some cases, your credit score, are all taken into consideration when calculating the final dollar amount you'll be asked to pay each month.
Don't worry, we've done the work for you and broken down average rates for Leesburg to help you get a more accurate idea of what you'll be charged for your policy. And if you're not sure if you're getting the cheapest rate, simply enter your ZIP below to learn more about rates in your area!
Age Range | Average Premium |
|---|---|
| Under 18 | Not Enough Data |
| 18-24 | $117 |
| 25-34 | $75 |
| 35-44 | $68 |
| 45-54 | $61 |
| 55-64 | $56 |
| 65+ | $70 |
Generally, the older you are, the more experienced you are on the roads. That experience pays off when it comes to auto insurance. In this case, 18-24-year-olds pay $47 more than someone who is at retirement age.
You can expect to see your monthly premium drop about once a decade or so. Leesburg drivers may see their rates begin to increase again once they hit retirement.
Gender | Average |
|---|---|
| Male | $72 |
| Female | $73 |
Car insurance rates for female drivers are usually cheaper than those for male drivers. While this isn't true in Leesburg, the difference in monthly rates is minimal.
Infractions | Average Monthly Premium |
|---|---|
| 1 Accident | $93 |
| Multiple Accidents | $126 |
| 1 Ticket | $77 |
| Multiple Tickets | $124 |
Your driving record can have a tremendous impact on your car insurance rates. Those with clean records can expect to pay significantly less than those with infractions. Drivers in Leesburg with one accident will pay around $93 a month. On a similar note, drivers with one ticket on their record will be looking at a monthly rate of about $77 on average.
Regardless of where you live, accidents, tickets, and other driving infractions can drive your monthly bill way up. So, if cheap car insurance is something you're after, drive safely and keep a clean record.
Vehicle Age | Average Monthly Premium |
|---|---|
| Less Than 1 Year | $85 |
| 2-3 Years | $90 |
| 4-5 Years | $85 |
| 6-7 Years | $65 |
| 8-10 Years | $77 |
| 11-14 Years | $68 |
| 15 Years or Older | $71 |
The most affordable vehicles to insure in Leesburg are typically trucks and vans, which run about $70 per month.
Car owners, on the other hand, by and large pay around $72 a month, while SUV drivers can expect to pay about $76 per month for auto insurance coverage.
Your vehicle's age can also affect your monthly bill. Generally, newer vehicles are going to be the most expensive to insure. However, your rates may start to decrease if your car is around 5 years old. In Leesburg, the most expensive vehicles to insure are vehicles two-to -three years old.
Relationship | Average Monthly Premium |
|---|---|
| Single (never married) | $75 |
| Married | $63 |
| Divorced | $70 |
| Widowed | $63 |
Generally, car insurance is slightly cheaper for married policyholders. This usually happens because companies will extend special discounts to policyholders with multiple vehicles that are on the same policy.
On a national scale, single drivers typically pay more than married couples do for auto insurance. Leesburg is no exception, with the difference totaling to around $12 a month.
Housing Status | Average Monthly Premium |
|---|---|
| Own | $66 |
| Rent | $75 |
| Live with parents | $71 |
One other element taken into consideration is your housing situation. If you rent your home or apartment, expect to pay around $9 a month more than drivers who own property in Leesburg. Those who live with their parents, however, can expect to pay a good deal more than their counterparts who rent or own.
If you bundle your home or rental insurance and auto insurance policies, you can oftentimes reduce your car insurance premiums, depending on your insurance company.
The average rates for car insurance are constantly changing, so it's a good idea to know the recent trends in your area before shopping for coverage.
In Leesburg, auto insurance rates increased from 2017-2019, when they reached a high of $85. This trend changed in 2020, when they began to decrease, and have continued moving in that direction through 2022, when insurance rates hit a low of $62 a month.
When considering how much to charge for coverage, car insurance companies will review a number of factors. While we already talked about the ones that affect your personal policy, others are based around where you live. These include things like:
Regional regulations
Local crime rates
Road Safety (frequency of local car accidents)
Off-street parking availability
Total drivers
While you won't have the ability to change these factors yourself, they can be handy to keep in mind when seeking a new policy or considering a move. Different cities and towns will each have different rates, so guides like these are a handy way to get started.
While knowing what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.
Good news! Compare.com has you covered. Enter your ZIP Code below, answer a few questions, and you'll be comparing the cheapest quotes from many of the car insurance companies providing auto coverage in Leesburg in no time.
Local laws, crime rates, and parking situations -- all of which can change from city to city -- play a large role in the rates that car insurance companies may charge for coverage.
Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible however, by using sites like Compare.com to compare multiple quotes at once.
Any time you experience a major life event, whether it's moving to a new area, getting married, finding a new job, or other notable events, it's always a good idea to re-evaluate your current insurance. Certain companies offer cheaper insurance in certain cities, so even if you were getting the cheapest rate at your old address, it doesn't mean it'll still be the cheapest at your new home. That's why it's always good to use services like Compare.com to compare quotes from dozens of companies side-by-side.
No. You can switch companies at any time, regardless of how long is left on your current policy. So, if you've recently moved to Leesburg or it's been a while since you last compared car insurance rates, you may want to take 10 minutes and see if Compare.com can save you money.
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