Ellenwood, GA Car Insurance

What can Ellenwood residents expect to pay for their car insurance? How does Ellenwood stack up to the rest of the area, or even Georgia as a whole? Discover the factors that go into calculating the average cost in our writeups and charts below:

How much is car insurance in Ellenwood?

Based on the information in the chart above, you can see that on average, it's about $23 a month more expensive to insure your vehicle in Ellenwood than it is in the rest of Georgia.

If you're considering relocating to Ellenwood from out of state, you may want to budget a little extra for your insurance. It's around $48 more expensive for coverage in Ellenwood than the average rates seen in the rest of the U.S.

While these are the average car insurance rates for Ellenwood, keep in mind that you could end up paying a different amount. There are a variety of factors that car insurance companies consider to determine how much to charge you to get your vehicle insured. Things like age, gender, vehicle make and model, driving record and, in some areas, credit score can all play a part in the final dollar amount you'll be asked to pay each month.

We've broken down average rates for Ellenwood to help you understand what your policy's monthly premium will cost. And if you think you might be overpaying for insurance, simply enter your ZIP below to learn more about rates in your area!

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Ellenwood Car Insurance Rates by Age

It's pretty safe to assume that the older you are, the longer you've been driving. That experience can lead to some serious savings when it comes to car insurance bills. As you can see, 18-24-year-olds pay $140 more than someone who is retirement aged.

For every ten years older you get, you can expect to see a drop in your monthly premium. That said, once you hit retirement, your rates may climb back up in Ellenwood.

Ellenwood Car Insurance Rates by Gender

Male drivers pay, on average. slightly more than female drivers for auto insurance. In Ellenwood, this difference shakes out to about $18 a month. Based on the chart above, you can see that female drivers pay around $120 on average, while male drivers typically pay $138 each month.

Ellenwood Auto Insurance Rates by Driving Record

One of the biggest factors in determining your car insurance rates is your driving record. Those with fewer accidents and tickets will pay a lot less than those with multiple infractions, while those with clean driving records will obviously pay the least. The rate for drivers in Ellenwood with a single accident on their record is about $196 a month. Likewise, drivers with one ticket on their record will be looking at an average rate of around $158.

Accidents, tickets, and other driving infractions can really cost you when it comes to your monthly rate. In order to keep your monthly bill down and get the cheapest car insurance possible, keep your record clean and drive safely.

Ellenwood Insurance Rates by Vehicle

In Ellenwood, the cheapest vehicles to insure are usually trucks and vans, with drivers paying around $95 per month for auto insurance.

Car owners can expect to pay an average of around $135 a month for their policy, while SUVs usually cost around $123 a month to insure.

You can also expect to see slightly different rates depending on your vehicle's age. Generally, newer vehicles are going to be the most expensive to insure. However, once your car is around 5 years old, you might start to see your rates slide back down slightly. In Ellenwood, vehicles four-to-five years old are the most expensive to insure.

Ellenwood Car Insurance Rates by Relationship Status

Generally, people who are married will pay slightly less for car insurance. This can usually be attributed to their policies having multiple vehicles, a factor that will often get you a discount.

Married couples, on average, pay less than single drivers do to insure their vehicles. This holds true in Ellenwood, with married couples paying about $44 less per month.

Ellenwood Car Insurance Rates by Housing Situation

Your living situation is another factor that affects your monthly rate. Renters can expect to pay around $37 a month more than homeowners in Ellenwood. Those who live with their parents, however, can expect to pay a lot more.

Bundling your home or rental insurance and auto insurance policies can oftentimes reduce your overall costs, depending on your insurance company.

Recent trends in car insurance for Ellenwood drivers

Since average rates are constantly changing, it's a smart move to research the local trends in your area before choosing when and where to shop.

In Ellenwood, the rates for auto insurance rose steadily from 2017-2021. They finished down in 2022, at $102.

How does Ellenwood compare to neighboring areas?

Why are car insurance rates in Ellenwood different from other areas?

Car insurance companies take in several factors when choosing how much individual insurance policies will cost. The price of your insurance policy will depend largely on where you live and drive and will be influenced by things such as:

• Crime rates

• Off-street parking availability

• General road safety (how many accidents each locality has)

• Total number of drivers in the area

• Area regulations

An awareness of these factors is important when thinking about buying a new policy or potentially moving to a new home. Get started with a guide like this to get familiar with the average rates of your area.

How can I find the cheapest car insurance in Ellenwood?

While getting familiar with what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.

Good news! Compare.com has you covered. Just type in your ZIP Code below, answer a few questions, and you'll be comparing the cheapest quotes from dozens of car insurance companies providing plans in Ellenwood in no time.

Ellenwood Auto Insurance FAQs