Updated
At Compare.com, it’s our mission to give you the tools to find the best (and most affordable) insurance for your unique needs and budget. We strive to provide information that’s helpful, clear, and unbiased, and we believe that comparing insurance companies should never put you at risk of spam. Our editorial team — which is made up of experienced writers, editors, insurance agents, and data analysts — has spent thousands of hours researching and creating the coverage overviews, side-by-side comparisons, and detailed reviews you see across our site.
While we make money through partnerships with some of the brands we discuss in our articles, our editorial team operates 100% independently, and these partners never influence or affect the topics, reviews, ratings, or recommendations we provide. We never guarantee favorable reviews or mentions in exchange for compensation from any brands or partners, and we uphold strict editorial standards to ensure our content is always independent, truthful, and unbiased.
Table of contents
How does Dacula stack up to the rest of the area, or even Georgia as a whole? What rates should residents of Dacula expect to pay for their car insurance? See what factors contribute to determining the average cost in our detailed charts and breakdowns below:
How much is car insurance in Dacula?
Area | Average Monthly Car Insurance Premium |
---|---|
Dacula | $128 |
GA | $105 |
United States | $80 |
As you can tell from the chart above, the cost of coverage in Dacula is about $23 a month more expensive than the rest of Georgia.
Similarly, the expected monthly payments for an auto insurance policy in Dacula are above the national average. The average monthly payment for the rest of the U.S. is about is about $48 cheaper than it is in Dacula.
While these numbers are the average rates for auto insurance in Dacula, that doesn't mean it's what you'll pay. There are numerous factors taken into consideration by insurance companies when deciding the rate you'll pay to get car insurance. Age, gender, vehicle make and model, driving record, and in some cases, your credit score, are all taken into consideration when calculating the final dollar amount you'll be asked to pay each month.
We've broken down average rates for Dacula to help you understand what your policy's monthly premium will cost. And if you're not certain that you're paying the lowest option, simply enter your ZIP below and find out in just minutes!
Dacula Car Insurance Rates by Age
Age Range | Average Premium |
---|---|
Under 18 | Not Enough Data |
18-24 | $188 |
25-34 | $121 |
35-44 | $100 |
45-54 | $92 |
55-64 | $77 |
65+ | $100 |
Generally, the older you are, the more experienced you are on the roads. That experience can lead to some serious savings when it comes to car insurance bills. In this case, 18-24-year-olds pay significantly more than drivers 65 and older.
For every 10 years, you can expect to see a drop in your monthly premium. You may see your rates begin to increase again once you hit retirement in Dacula.
Dacula Car Insurance Rates by Gender
Gender | Average |
---|---|
Male | $135 |
Female | $122 |
On average, female drivers pay slightly less for car insurance than their male counterparts. This is true in Dacula, where male drivers pay about $13 more a month. Based on the chart above, you can see that female drivers pay around $122 on average, while male drivers typically pay $135 each month.
Dacula Auto Insurance Rates by Driving Record
Infractions | Average Monthly Premium |
---|---|
1 Accident | $147 |
Multiple Accidents | $231 |
1 Ticket | $166 |
Multiple Tickets | $205 |
One of the biggest factors in determining your car insurance rates is your driving record. Drivers with clean records will pay significantly lower rates than those with accidents or violations. In Dacula, having a single accident on your record will usually get you rates around $147 a month. Likewise, if you have one ticket, you'll be looking at an average rate of around $166.
Accidents, tickets, and other driving infractions can really cost you when it comes to your monthly rate. So, if cheap car insurance is something you're after, drive safely and keep a clean record.
Dacula Insurance Rates by Vehicle
Vehicle Age | Average Monthly Premium |
---|---|
Less Than 1 Year | $151 |
2-3 Years | $148 |
4-5 Years | $127 |
6-7 Years | $105 |
8-10 Years | $141 |
11-14 Years | $128 |
15 Years or Older | $122 |
If you look at the first table above, the cheapest vehicles to insure in Dacula are typically SUVs, at $112 per month.
Car owners can expect to pay an average of around $135 a month for their policy, while truck and van drivers are usually around $119 to insure each month.
Depending on the age of your vehicle, you can also expect to see slightly different rates. Newer vehicles are generally going to be the most expensive to insure. Once your car is about 5 years old however, your rates may start to dip back down a bit. In Dacula, the most expensive vehicles to insure are vehicles less than one year old.
Dacula Car Insurance Rates by Relationship Status
Relationship | Average Monthly Premium |
---|---|
Single (never married) | $141 |
Married | $90 |
Divorced | $87 |
Widowed | $100 |
Overall, car insurance is slightly cheaper for married policyholders. This oftentimes is a result of owning multiple vehicles that are on the same policy, something some companies will reward with discounts.
Married couples, on average, pay less than single drivers do to insure their vehicles. This holds true in Dacula, with married couples paying about $51 less per month.
Dacula Car Insurance Rates by Housing Situation
Housing Status | Average Monthly Premium |
---|---|
Own | $107 |
Rent | $135 |
Live with parents | $163 |
Your living accommodations is another component of how insurance companies calculate your monthly rate. If you rent your home or apartment, expect to pay around $28 a month more than if you own your own home in Dacula. But if you live with your parents, your rates will be significantly higher.
Depending on your insurance company, they may offer you a discount if you bundle your home or renters insurance with your auto policy.
Recent trends in car insurance for Dacula drivers
Since car insurance rates are constantly changing, it's a good idea to know the local trends in your area before selecting an insurance provider.
In Dacula, the rates for car insurance rose from 2017-2018, and rose again, from 2020-2021. They finished down in 2022, at $75 per month.
How does Dacula compare to neighboring areas?
Why are car insurance rates in Dacula different from other areas?
Car insurance companies will take into account numerous factors when choosing how much to charge for a policy. The specifics of where you live and drive will have an impact on your personal policy. This might include things like:
Amount of off-street parking
Regional crime rates
Laws
Number of car accidents
Number of drivers in the area
Having an awareness of these factors is critical when thinking about buying a new policy or potentially moving to a new home. Different towns and cities will all have different average rates, so guides like these are a great place to get started.
How can I find the cheapest car insurance in Dacula?
While understanding what the average costs are for drivers like you can be helpful as you get an idea of what you might end up paying, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.
But wait! Compare.com can handle all of this for you. Just enter your ZIP Code below, answer a few questions related to the factors we outlined above, and you'll be quickly comparing the cheapest quotes from a number of the car insurance companies offering auto coverage in Dacula.
Dacula Auto Insurance FAQs
Why is the cost of car insurance in Dacula different from other neighboring cities?
Local laws, parking situations, and crime rates -- all of which can change from city to city -- play a large role in the rates that car insurance companies may charge for coverage.
Which car insurance company will offer me the cheapest rate in Dacula?
No one insurance company is guaranteed to offer the cheapest rate across the board. Since companies base their rates on factors that differ from person to person, such as driving record, number of drivers on the policy, vehicle make and model, and many more, it's a good idea to use sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Dacula?
Any time you experience a major life event, whether it's moving to a new area, getting married, finding a new job, or other notable events, it's always a good idea to re-evaluate your current insurance. Certain companies offer cheaper insurance in certain cities, so even if you were getting the cheapest rate at your old address, it doesn't mean it'll still be the cheapest at your new home. That's why it's always good to use services like Compare.com to compare quotes from dozens of companies side-by-side.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to Dacula or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.
Related articles
)
Best Cheap Car Insurance in Georgia (From $60)
)
Georgia Auto Insurance Requirements (2024)
)
Georgia Automobile Insurance Plan Explained
)
Top 5 Cheapest Places to Live in Georgia
)
Georgia Driver's Manual: What You Need to Know
)
Everything You Need to Know About Driving in Georgia
)
What is GEICS and How Does It Affect My Insurance?
)
Why More Drivers Are Switching Car Insurance Companies
)
Atlanta vs Savannah | What's the Best City for Driving in Georgia?

Bremen, GA Car Insurance Quotes for 2024

Braselton, GA Car Insurance Quotes for 2024

Blackshear, GA Car Insurance Quotes for 2024

Bethlehem, GA Car Insurance Quotes for 2024

Baxley, GA Car Insurance Quotes for 2024

Barnesville, GA Car Insurance Quotes for 2024

Auburn, GA Car Insurance Quotes for 2024

Americus, GA Car Insurance Quotes for 2024

Adairsville, GA Car Insurance Quotes for 2024

Acworth, GA Car Insurance Quotes for 2024

Douglas, GA Car Insurance Quotes for 2024

Dawsonville, GA Car Insurance Quotes for 2024

Dalton, GA Car Insurance Quotes for 2024

Dahlonega, GA Car Insurance Quotes for 2024

Cordele, GA Car Insurance Quotes for 2024

Conley, GA Car Insurance Quotes for 2024

Commerce, GA Car Insurance Quotes for 2024

Cleveland, GA Car Insurance Quotes for 2024

Clarkston, GA Car Insurance Quotes for 2024

Chickamauga, GA Car Insurance Quotes for 2024

Chatsworth, GA Car Insurance Quotes for 2024

Cedartown, GA Car Insurance Quotes for 2024

Cartersville, GA Car Insurance Quotes for 2024

Carrollton, GA Car Insurance Quotes for 2024

Canton, GA Car Insurance Quotes for 2024

Calhoun, GA Car Insurance Quotes for 2024

Byron, GA Car Insurance Quotes for 2024

Buford, GA Car Insurance Quotes for 2024

Brunswick, GA Car Insurance Quotes for 2024

Hephzibah, GA Car Insurance Quotes for 2024

Hazlehurst, GA Car Insurance Quotes for 2024

Hartwell, GA Car Insurance Quotes for 2024

Hampton, GA Car Insurance Quotes for 2024

Guyton, GA Car Insurance Quotes for 2024

Grovetown, GA Car Insurance Quotes for 2024

Grayson, GA Car Insurance Quotes for 2024

Franklin, GA Car Insurance Quotes for 2024

Fort Valley, GA Car Insurance Quotes for 2024

Forest Park, GA Car Insurance Quotes for 2024

Flowery Branch, GA Car Insurance Quotes for 2024

Fayetteville, GA Car Insurance Quotes for 2024

Fairburn, GA Car Insurance Quotes for 2024

Evans, GA Car Insurance Quotes for 2024

Ellijay, GA Car Insurance Quotes for 2024

Ellenwood, GA Car Insurance Quotes for 2024

Elberton, GA Car Insurance Quotes for 2024

Eatonton, GA Car Insurance Quotes for 2024

Eastman, GA Car Insurance Quotes for 2024

Dublin, GA Car Insurance Quotes for 2024

Milledgeville, GA Car Insurance Quotes for 2024

Mableton, GA Car Insurance Quotes for 2024

Lula, GA Car Insurance Quotes for 2024

Loganville, GA Car Insurance Quotes for 2024

Locust Grove, GA Car Insurance Quotes for 2024

Lithia Springs, GA Car Insurance Quotes for 2024

Lilburn, GA Car Insurance Quotes for 2024

Leesburg, GA Car Insurance Quotes for 2024

Lagrange, GA Car Insurance Quotes for 2024

La Fayette, GA Car Insurance Quotes for 2024

Kingsland, GA Car Insurance Quotes for 2024

Kennesaw, GA Car Insurance Quotes for 2024

Jesup, GA Car Insurance Quotes for 2024

Jefferson, GA Car Insurance Quotes for 2024

Jasper, GA Car Insurance Quotes for 2024

Jackson, GA Car Insurance Quotes for 2024

Hull, GA Car Insurance Quotes for 2024

Hoschton, GA Car Insurance Quotes for 2024

Hiram, GA Car Insurance Quotes for 2024

Hinesville, GA Car Insurance Quotes for 2024

Statesboro, GA Car Insurance Quotes for 2024

Roswell, GA Car Insurance Quotes for 2024

Rossville, GA Car Insurance Quotes for 2024

Rockmart, GA Car Insurance Quotes for 2024

Ringgold, GA Car Insurance Quotes for 2024

Rincon, GA Car Insurance Quotes for 2024

Richmond Hill, GA Car Insurance Quotes for 2024

Rex, GA Car Insurance Quotes for 2024

Powder Springs, GA Car Insurance Quotes for 2024

Port Wentworth, GA Car Insurance Quotes for 2024

Pooler, GA Car Insurance Quotes for 2024

Perry, GA Car Insurance Quotes for 2024

Peachtree Corners, GA Car Insurance Quotes for 2024

Peachtree City, GA Car Insurance Quotes for 2024

Oxford, GA Car Insurance Quotes for 2024

Newnan, GA Car Insurance Quotes for 2024

Moultrie, GA Car Insurance Quotes for 2024

Morrow, GA Car Insurance Quotes for 2024

Montezuma, GA Car Insurance Quotes for 2024

Monroe, GA Car Insurance Quotes for 2024

Winder, GA Car Insurance Quotes for 2024

Waynesboro, GA Car Insurance Quotes for 2024

Waycross, GA Car Insurance Quotes for 2024

Warner Robins, GA Car Insurance Quotes for 2024

Villa Rica, GA Car Insurance Quotes for 2024

Valdosta, GA Car Insurance Quotes for 2024

Union City, GA Car Insurance Quotes for 2024

Tunnel Hill, GA Car Insurance Quotes for 2024

Tucker, GA Car Insurance Quotes for 2024

Toccoa, GA Car Insurance Quotes for 2024

Tifton, GA Car Insurance Quotes for 2024

Thomson, GA Car Insurance Quotes for 2024

Thomasville, GA Car Insurance Quotes for 2024

Thomaston, GA Car Insurance Quotes for 2024

Temple, GA Car Insurance Quotes for 2024

Tallapoosa, GA Car Insurance Quotes for 2024

Sylvania, GA Car Insurance Quotes for 2024

Suwanee, GA Car Insurance Quotes for 2024

Summerville, GA Car Insurance Quotes for 2024

Sharpsburg, GA Car Insurance Quotes for 2024

Woodstock, GA Car Insurance Quotes for 2024

Duluth, GA Car Insurance Quotes for 2024

Douglasville, GA Car Insurance Quotes for 2024

Decatur, GA Car Insurance Quotes for 2024

Dallas, GA Car Insurance Quotes for 2024

Cumming, GA Car Insurance Quotes for 2024

Covington, GA Car Insurance Quotes for 2024

Conyers, GA Car Insurance Quotes for 2024

Austell, GA Car Insurance Quotes for 2024

Athens, GA Car Insurance Quotes for 2024

Alpharetta, GA Car Insurance Quotes for 2024

Albany, GA Car Insurance Quotes for 2024

Stone Mountain, GA Car Insurance Quotes for 2024

Stockbridge, GA Car Insurance Quotes for 2024

Snellville, GA Car Insurance Quotes for 2024

Smyrna, GA Car Insurance Quotes for 2024

Rome, GA Car Insurance Quotes for 2024

Riverdale, GA Car Insurance Quotes for 2024

Norcross, GA Car Insurance Quotes for 2024

Mcdonough, GA Car Insurance Quotes for 2024

Marietta, GA Car Insurance Quotes for 2024

Macon, GA Car Insurance Quotes for 2024

Lithonia, GA Car Insurance Quotes for 2024

Lawrenceville, GA Car Insurance Quotes for 2024

Jonesboro, GA Car Insurance Quotes for 2024

Griffin, GA Car Insurance Quotes for 2024
Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
- All of Compare.com's content is written and reviewed for accuracy by a team of experienced writers and editors who are experts on the topics they cover.
- None of Compare.com's content is ever influenced by the companies and brands we partner with.
- Compare.com's editorial team operates independently of any of the company's partnership or business development interests. We publish unbiased information strictly for the benefit of our readers.
- All of the content you see on Compare.com is based on comprehensive analysis and all data is gathered and vetted from trustworthy sources.
Learn more about us, our team, and what makes us tick.