Adairsville, GA Car Insurance

How does Adairsville compare to the surrounding area and the rest of Georgia? What can Adairsville residents expect to pay for their car insurance? Find the average cost breakdowns and determining factors in the charts and writeups below:

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How much is car insurance in Adairsville?

Based on the chart above, you can see that it's about $27 a month cheaper to insure your vehicle in Adairsville than it is in the rest of Georgia.

Drivers relocating from out of state may enjoy some cost savings in Adairsville. On average, it's about $2 less to insure your vehicle in Adairsville than it is in the rest of the U.S.

Keep in mind that these are the average auto insurance rates for Adairsville, and that the rate you get could end up being something different. There are a variety of factors that car insurance companies consider to determine how much to charge you to get your vehicle insured. Things like gender, vehicle make and model, driving record, age and, in some areas, credit score can all affect your policy's monthly price.

Don't sweat it however, we've broken down average rates for Adairsville residents so that you can get a more accurate idea of what you might pay. And if you're not sure that you're paying the lowest option, simply enter your ZIP below and find out!

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Adairsville Car Insurance Rates by Age

Generally, the older you are, the more experienced you are on the roads, right? When it comes to auto insurance rates, that experience pays off. According to the table above, you can see that 18-24-year-olds pay $58 more than someone who is at retirement age.

Every ten years or so you can expect to see a decline in your monthly premium. Once you hit retirement, however, your rates may climb back up a bit in Adairsville.

Adairsville Car Insurance Rates by Gender

In general, car insurance rates for women are usually cheaper than they are for men. Male and female drivers in Adairsville, however, both pay the same monthly amount to insure their car.

Adairsville Auto Insurance Rates by Driving Record

Rates can change drastically depending on your driving record. A clean driving record will get you a lower rate than one with even just a single accident or infraction. Drivers in Adairsville with one accident will pay around $93 a month. Likewise, drivers with one ticket on their record will be looking at an average rate of around $89.

Accidents, tickets, and other driving infractions can cost you some serious cash. In order to minimize your monthly rate, practice safe driving habits and keep your record clean.

Adairsville Insurance Rates by Vehicle

In Adairsville, the cheapest vehicles to insure are usually trucks and vans, with drivers paying around $69 per month to insure their vehicle.

Meanwhile, Adairsville drivers who own a car or SUV can expect to pay about $80 for auto insurance coverage.

Your vehicle's age also plays a role in your monthly payment. Generally, the most expensive vehicles to insure are going to be newer ones. However, once your car is close to 5 years old you may start to see your rates drop back down a bit. In Adairsville, vehicles two-to -three years old are the most expensive to insure.

Adairsville Car Insurance Rates by Relationship Status

On average, car insurance is slightly cheaper for married policyholders. This can usually be attributed to their policies having multiple vehicles, a factor that will often get you a discount.

Married couples, on average, pay less than single drivers do to insure their vehicles. This holds true in Adairsville, with married couples paying about $21 less per month.

Adairsville Car Insurance Rates by Housing Situation

Your living situation is another factor that affects your monthly rate. If you rent your home or apartment, expect to pay around $6 a month more than those who own their own home in Adairsville. But if you live with your parents, your rates will be significantly higher.

Bundling your home or rental insurance and auto insurance policies can oftentimes reduce your average costs, depending on your insurance company.

Car Insurance Companies in Adairsville, GA

Recent trends in car insurance for Adairsville drivers

Since car insurance rates are constantly changing, it's a good idea to know the local trends in your area before selecting an auto insurance policy.

In Adairsville, the rates for auto insurance rose from 2017-2018, when they reached a high of $98. This trend changed in 2019, when they began to decrease, and have continued on that path through the present -- when car insurance rates hit a low of $68 a month.

How does Adairsville compare to neighboring areas?

Why are car insurance rates in Adairsville different from other areas?

Car insurance companies will consider several factors when trying to decide how much to charge for a policy. A few of these factors affecting your personal policy have already been mentioned, but others are based around where you live. These include things like:

• Road safety
• Off-street parking availability
• Prevalence of crime
• Number of drivers in the community
• Community regulations

An awareness of these factors is important when thinking about buying a new policy or potentially moving to a new home. With the knowledge that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.

How can I find the cheapest car insurance in Adairsville?

Arming yourself with information about the average costs for drivers in your area will better prepare you for the real deal. The only way to know for sure what your rate will be is by asking for a quote from car insurance companies.

But wait! Compare.com does all of that work for you. Simply enter your ZIP Code below, answer a few questions about your driving profile, and you'll be comparing the cheapest quotes from the many car insurance companies offering coverage in Adairsville.

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Adairsville Auto Insurance FAQs

What factors affect car insurance quotes in Adairsville?

Quotes are calculated by car insurance companies who take multiple factors into consideration, including things you can't control like your age and gender, but also factors like your driving record, address, credit score, and marital status.

Why is the cost of car insurance in Adairsville different from other neighboring cities?

Local laws, parking situations, and crime rates -- all of which can change from city to city -- play a large role in the rates that car insurance companies may charge for coverage.

Which car insurance company will offer me the cheapest rate in Adairsville?

Since the factors that car insurance companies take into consideration when calculating the rate you might pay differ from person to person, there is no one insurance company that will offer the cheapest rate to everybody. Things like your driving record, the number of drivers on the policy, and vehicle make and model, plus a number of others, are all taken into account. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Adairsville?

Any major life event, whether it be moving to a new area, finding a new job, getting married, or any other notable event always presents a good opportunity to re-evaluate your current insurance policy. Regardless of your previous rate, there may be cheaper options in your new location, so it's a good idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.

Do I need to wait for my policy to expire to switch to a different car insurance company?

Not at all, in fact you can switch companies at any point, regardless of how much time is left on your current policy. If you're thinking about moving to Adairsville or haven't checked out the latest rates in your area for some time, it might be worth your while to take 10 minutes and see if Compare.com can save you any cash.