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Aly J. Yale is an insurance writer for Compare.com. Her work has been published in Forbes, Business Insider, Money, CBS News, US News & World Report, and The Miami Herald. She has a bachelor’s degree in radio-TV-film and news-editorial journalism from the Bob Schieffer College of Communication at TCU and is a member of the National Association of Real Estate Editors.
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Matthew Gross is an editor at Compare.com. With a background in editing and SEO, he’s passionate about creating content that helps readers get the information they need to make more informed decisions. Prior to Compare.com, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe.
Matthew graduated from Illinois State University, where he earned his bachelor’s degree in Journalism.
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The Chevrolet Trax is an affordable car with good safety ratings,[1] which might explain its cheap insurance premiums. Trax drivers pay about $13 less per month for full-coverage insurance than other drivers, according to our research.
But even with these already-lower rates, you could save even more if you choose the right insurance company. Mile Auto charges just $68 per month for Chevy Trax coverage — the lowest rates of any insurer.
In this article, we’ll cover the cheapest insurance companies for your Trax, how to find the right coverage, and everything else you need to know about Chevrolet Trax insurance.
Chevrolet Trax drivers pay less on average for insurance than other drivers.
Mile Auto is the cheapest insurance company for Chevy Trax drivers.
You can lower the cost of your Trax insurance by looking for discounts, shopping around for your insurer, and bundling your policies.
What you’ll pay to insure your Chevrolet Trax depends on the policy you choose. You’ll pay less monthly if you opt for liability-only coverage — which pays for property damage and bodily injury to other parties if you’re in an accident[2] — than if you choose full coverage. Full-coverage insurance includes liability coverage as well as comprehensive and collision coverage.
The table below shows how the average monthly payments vary for liability-only, full-coverage, and all policies nationwide, according to Compare.com data.
Vehicle  | Average Monthly Premium: Liability | Average Monthly Premium: Full Coverage | Average Monthly Premium: All Policies |
|---|---|---|---|
| Chevrolet Trax | $100 | $184 | $142 |
| All vehicles | $107 | $197 | $152 |
We found that the average Chevrolet Trax driver pays about $100 per month for liability-only coverage and $184 for full coverage. But your insurance costs can vary, depending on factors like your gender and driving habits.
While the average insurance premium for the Chevrolet Trax is cheaper than the U.S. national average, you could save even more by shopping around and comparing quotes.
With that in mind, let’s look at which insurers offer the lowest-cost insurance policies for Chevrolet Trax drivers, according to Compare.com data.
Company | Average Monthly Premium |
|---|---|
| Mile Auto | $68 |
| Certainly | $76 |
| Root | $83 |
| Mercury | $92 |
| Just Insure | $98 |
Mile Auto has the lowest premiums for the Chevrolet Trax, averaging just $68 per month. But keep in mind that every type of Trax driver won’t get the same rate. You should get quotes from several insurance companies to get the lowest premiums for your needs.
View personalized rates from top insurance companies.
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There’s no single best insurance company for every Trax driver. The right insurer for you will vary by factors like driver profile, location, and age.
To help guide your search, we’ve pulled together the top Chevy Trax drivers based on average premiums, ratings, coverages, discounts, and other factors. Check them out below to find the right company for your Trax.
Compare.com Rating: 2.98 out of 5
Low Chevy Trax premiums
Several coverage options available
Not available in every state
Customers report difficulty filing claims
If you want affordable insurance for your Chevy Trax, Mile Auto is a good option. Not only does it offer some of the cheapest rates, its pay-per-mile approach is great if you work from home or don’t drive often.
Compare.com Rating: 3.43 out of 5
High customer ratings
Easy claim filing through its app
Not available in every state
Gap insurance not available
If you’re a safe driver, then Root may be the insurer for you. The company uses an app-based system to monitor your driving and customize your premium based on your habits. The company says it saves its best drivers up to $900 annually.
Compare.com Rating: 3.6 out of 5
Many discounts available
Can bundle auto with other insurance products
Not available in every state
Poor customer ratings
Mercury is a smart option if you want to lower your premiums even more. The insurer offers a wide range of discounts, including auto pay, safe driving, good student, and bundling. Plus, it has some of the lowest rates for Trax drivers — just $92 per month, according to our data.
Compare personalized quotes from some of America’s cheapest companies.
Your car’s model year can affect your insurance rates, too. Typically, the more your car is worth, the more it will cost to insure. So, newer cars are usually more expensive to insure than older models.
See the table below for average insurance premiums for Chevrolet Trax model years from 2016 to 2025, according to our data.
Trax Model Year | Average Monthly Premium | Cheapest Insurer | Cheapest Insurer’s Average Monthly Premium |
|---|---|---|---|
| 2025 | $164 | Mile Auto | $86 |
| 2024 | $157 | Mile Auto | $75 |
| 2022 | $143 | Mile Auto | $66 |
| 2021 | $153 | Mile Auto | $70 |
| 2020 | $139 | Mile Auto | $66 |
| 2019 | $142 | Mile Auto | $69 |
| 2018 | $132 | Mile Auto | $52 |
| 2017 | $124 | Mile Auto | $58 |
| 2016 | $125 | Mile Auto | $54 |
Your insurer also uses your location when setting your insurance rates. You could pay less for Trax insurance in some states, while coverage might be more expensive in others.
Let’s take a closer look at how rates vary depending on where you live.
Insurers also use your location to determine your premiums. For example, repair costs, theft rates, and severe weather events in your area can all affect your rates.[3]
Take a look at the chart below for Chevy Trax insurance premiums in each state — plus Washington, D.C. — according to Compare.com data.
State | Average Monthly Premium |
|---|---|
| Alabama | $94 |
| Arizona | $125 |
| Arkansas | $180 |
| California | $181 |
| Colorado | $147 |
| Connecticut | $285 |
| Delaware | $174 |
| Florida | $183 |
| Georgia | $186 |
| Idaho | $95 |
| Illinois | $117 |
| Indiana | $101 |
| Iowa | $85 |
| Kansas | $115 |
| Kentucky | $183 |
| Louisiana | $169 |
| Maine | $111 |
| Maryland | $258 |
| Massachusetts | $141 |
| Michigan | $220 |
| Minnesota | $141 |
| Mississippi | $141 |
| Missouri | $138 |
| Montana | $114 |
| Nebraska | $132 |
| Nevada | $224 |
| New Hampshire | $86 |
| New Jersey | $149 |
| New Mexico | $109 |
| New York | $361 |
| North Carolina | $70 |
| North Dakota | $109 |
| Ohio | $95 |
| Oklahoma | $122 |
| Oregon | $121 |
| Pennsylvania | $123 |
| Rhode Island | $108 |
| South Carolina | $206 |
| South Dakota | $91 |
| Tennessee | $106 |
| Texas | $167 |
| Utah | $137 |
| Vermont | $102 |
| Virginia | $136 |
| Washington | $105 |
| District of Columbia | $213 |
| West Virginia | $109 |
| Wisconsin | $95 |
| Wyoming | $91 |
In addition to your location, your age can affect your insurance rates. We’ll cover that more below.
Age also plays a significant role in insurance pricing. Younger drivers are more likely to get into accidents than more experienced drivers,[4] so they tend to pay more for insurance.
Typically, your rates will be high until you turn 25. According to the National Safety Council, drivers aged 16 to 19 account for over 9% of all car crashes, while people aged 20 to 24 account for more than 13%.
See how Chevrolet Trax premiums vary by age group below, according to our data.
Age Group | Average Monthly Premium | Cheapest Insurer | Cheapest Insurer’s Average Monthly Premium |
|---|---|---|---|
| Teens | $268 | Mile Auto | $127 |
| 20s | $183 | Mile Auto | $87 |
| 30s | $142 | Mile Auto | $68 |
| 40s | $130 | Mile Auto | $62 |
| 50s | $117 | Mile Auto | $56 |
| 60s | $109 | Mile Auto | $52 |
| 70s | $118 | Mile Auto | $56 |
Teens pay the most for Chevrolet Trax insurance, with an average premium of $268 per month. Prices drop steadily as you age, only increasing again once around your 70s.
Mile Auto is still the cheapest insurer for both age groups, though.
You can also expect your driving record to affect your insurance costs. Traffic citations, previous accidents, and other events on your record may indicate you’re at higher risk for filing a claim — which means you’ll pay more for insurance. But a clean driving record can save you money on your premiums.
The chart below shows how your driving record impacts the cost of Chevrolet Trax insurance, according to Compare.com data.
Driving Record | Average Monthly Premium | Cheapest Insurer | Cheapest Insurer’s Average Monthly Premium |
|---|---|---|---|
| Clean record | $142 | Mile Auto | $68 |
| Speeding ticket | $197 | Mile Auto | $94 |
| At-fault accident | $206 | Mile Auto | $98 |
| DUI | $234 | Mile Auto | $111 |
A DUI increases your car insurance premiums the most, adding more than $90 to your monthly cost. But our data shows that Mile Auto is still the cheapest company for Trax insurance, even with a spotty driving record.
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The type of vehicle you drive also affects how much you pay for insurance. Insurers consider things like rates of theft and repair costs when determining rates for each make and model. The overall safety record for your car’s model also matters because it can indicate the likelihood of a liability claim should you get into an accident.
The Insurance Institute for Highway Safety rated the 2024 Chevrolet Trax’s safety as “good” to “acceptable” in many categories. The Trax also boasts anti-theft features like fuel and steering-column locks, glass-breakage sensors, and a battery-powered alarm.[5] It also has safety features like automatic emergency brakes, lane assistance, and collision alerts.[6]
These can all help make the vehicle safer, reducing your insurance costs.
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You have several options when it comes to paying less for car insurance. If you’re looking to reduce what you pay for Chevrolet Trax insurance, you can:
Choose a higher deductible. The higher your deductible, the lower your monthly premium. But keep in mind that you’ll have to pay more out of pocket if you cause an accident.
Maintain good credit. Many states allow insurers to use your credit history to determine premiums. Good credit usually equates to lower premiums.
Look for discounts. Insurers typically offer various car insurance discounts, including safe driving, good grades, setting up automatic payments, and more.
Bundle your policies. You can usually get a discount for using the same company for your car and other insurance policies.
Compare insurance companies. Every insurer offers different rates, so get quotes from a few companies before deciding where to buy your policy.
Get quotes for the Chevrolet Trax from top insurance companies.
Below, we’ve answered some common questions about the Chevrolet Trax car insurance. Check them out to help you make decisions about your auto policy.
No. The Chevrolet Trax isn’t expensive to insure. Trax drivers pay an average of $142 per month for auto insurance. That’s less than the U.S. national average of $152, according to our data.
Yes. The Chevrolet Trax is a reliable car. For example, J.D. Power rated the 2025 Trax 84/100 for quality and reliability.[7]
The Subaru Crosstrek, Honda CR-V, and Nissan Kicks are the cheapest vehicles to insure, according to Compare.com data.
Yes. Less expensive cars are typically cheaper to insure. They’re usually cheaper to repair and replace, so less costly vehicles tend to have lower rates.
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
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Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
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Aly J. Yale is an insurance writer for Compare.com. Her work has been published in Forbes, Business Insider, Money, CBS News, US News & World Report, and The Miami Herald. She has a bachelor’s degree in radio-TV-film and news-editorial journalism from the Bob Schieffer College of Communication at TCU and is a member of the National Association of Real Estate Editors.
Matthew Gross is an editor at Compare.com. With a background in editing and SEO, he’s passionate about creating content that helps readers get the information they need to make more informed decisions. Prior to Compare.com, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe.
Matthew graduated from Illinois State University, where he earned his bachelor’s degree in Journalism.
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