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Nick Versaw leads Compare.com's editorial department, where he and his team specialize in crafting helpful, easy-to-understand content about car insurance and other related topics. With nearly a decade of experience writing and editing insurance and personal finance articles, his work has helped readers discover substantial savings on necessary expenses, including insurance, transportation, health care, and more. As an award-winning writer, Nick has seen his work published in countless renowned publications, such as the Washington Post, Los Angeles Times, and U.S. News & World Report. He graduated with Latin honors from Virginia Commonwealth University, where he earned his Bachelor's Degree in Digital Journalism.
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Founded by race car driver and engineer Louis Chevrolet and his brother, Arthur Chevrolet in 1911, Chevrolet has evolved to produce quality vehicles that are sold worldwide. Chevrolet produces everything from subcompact vehicles to commercial trucks, and the company is known for creating quality vehicles at affordable prices. Some of its most popular vehicles include the Silverado, Blazer, and Cruze.
Whether you’re thinking of buying a new/used Chevy or already have one that you need to insure, it’s important to understand what you’ll need to pay to insure your car. Multiple factors can affect Chevrolet car insurance rates, but by comparing rates and shopping around for the best policy, you can help to minimize your car insurance costs.
Average Chevrolet car insurance rates may be $99 per month, but those rates can also vary depending on the model of the vehicle that you’re driving. Chevrolet models that are less expensive than others will usually cost less to insure, while more expensive models typically carry higher monthly premiums. You’ll want to consider those variations if you’re thinking about buying a Chevrolet and haven’t yet decided which model you want.
Here are the average monthly premiums for some of the most popular Chevrolet models.
 Avalanche | Aveo | Blazer |
|---|---|---|
Bolt | Camaro | Captiva |
Cavalier | Cobalt | Colorado |
Corvette | Cruze | Equinox |
HHR | Impala | Malibu |
Silverado | Sonic | Spark |
Suburban | Tahoe | Trailblazer |
Traverse | Trax | Volt |
Malibu
The Chevrolet Malibu is a mid-size car that’s an excellent choice for families and commuters, thanks to its fuel economy. It’s available in both a conventional and hybrid powertrain and costs an average of $120 per month to insure.
Impala
Originally a two-door hardtop and convertible, the Impala has undergone several iterations and, most recently, was redesigned into a front-wheel-drive sedan. This full-size sedan is perfect for smaller families and your monthly premiums will average $105.
Silverado
Offered in 1500, 2500, and 3500 models, the Chevrolet Silverado is known as a versatile pickup suitable for towing and hauling. It’s available in multiple cap configurations and trim levels, as well as with V-6 and V-8 engines. Insurance premiums for the Silverado average $89 per month.
Equinox
The five-seat Equinox is a compact SUV that offers more cargo capacity than sedans provide. It’s known for its powerful turbo drivetrain and the quality of the ride. It costs an average of $111 to ensure.
Cruze
Available in both hatchback and sedan styles, the Chevrolet Cruze is an economically priced vehicle. It offers excellent fuel economy, making it a top pick for commuters and families. Insurance premiums for the Cruze average $132 per month.
Tahoe
The little brother to the Chevy Suburban, this compact SUV is capable of hauling cargo, towing trailers, and packing families around, too. It costs an average of $86 per month to insure.
Trailblazer
With five seats and a distinctive design, the Chevrolet Trailblazer is a versatile SUV that also boasts impressive fuel economy. It’s available in four trim levels, but is one of the more affordable SUVs on the market. Plan to spend an average of $78 per month to insure the Trailblazer.
Cobalt
Available as a coupe or sedan, the Cobalt is a sporty vehicle that’s also quite affordable. Features like side curtain airbags contribute to your safety and that of your passengers. Monthly insurance premiums average just $81.
Camaro
The head-turning Camaro is a sporty muscle car available in many powertrains and trim levels. It’s an ideal choice for anyone looking for a sleek and stylish vehicle, and its insurance premiums cost an average of $129 per month.
Suburban
The spacious Chevy Suburban is a full-size SUV with seating for eight. Now in its 13th generation, it’s known for its towing and off-roading capabilities. Insuring the Suburban costs an average of $82 per month.
Blazer
The Chevy Blazer is a five-seat midsize SUV available in a four or six-cylinder option. The 2022 Blazer features a nine-speed automatic transmission and a sliding backseat. The Blazer costs an average of $73 per month to insure.
Cavalier
The Chevrolet Cavalier is available as a coupe and a sedan. It’s an economical vehicle choice and features impressive fuel economy. It costs an average of $66 per month to insure.
HHR
With its distinctive appearance, the HHR is a vehicle that turns heads. It’s available in a four-cylinder engine and the wagon offers plenty of space for passengers. Monthly insurance premiums for the HHR average just $75.
Sonic
The Chevrolet Sonic is available in a hatchback or sedan body style. In 2020, the model came standard with a turbo 1.4-liter engine. Insurance costs average $118 per month.
Traverse
The Chevy Traverse is an eight-seat SUV that offers plenty of space for larger families. It’s also a popular choice for towing, and offers cargo storage space, too. Plan to spend about $116 per month to insure the Traverse.
Avalanche
A sporty pickup, the Chevrolet Avalanche is favored for its towing and off-roading capabilities. It features a six-speed automatic transmission and is available in rear-wheel drive or four-wheel drive configurations. It costs approximately $59 per month to insure this truck.
Trax
The Chevrolet Trax is a subcompact SUV with a 1.4-liter four-cylinder engine. Newer models come equipped with impressive safety features like a blind spot warning. Monthly insurance premiums average $152 for this model.
Colorado
The smallest pickup offered by Chevrolet, the Colorado is available in multiple bed length and four- and six-cylinder options. It’s capable of towing and going off-roading. Insurance premiums for the Colorado cost an average of $94 per month.
Monte Carlo
Sporty and streamlined, the Chevrolet Monte Carlo is a coupe available in three engine sizes and trim levels. Insuring the Monte Carlo costs an average of $72 per month.
Aveo
You’ll find the Chevy Aveo in hatchback and sedan styles. This highly affordable vehicle was discontinued in 2011. Insuring the Aveo costs an average of just $78 per month.
Spark
With its impressive fuel economy and compact design, the Chevy Spark is a top choice for commuting. This hatchback is available in four trim levels, but they’re all affordable. Insurance for the Spark costs an average of $117 per month.
Express
The Chevrolet Express is a passenger van that was manufactured until 2015. It’s available in 1500, 2500, and 3500 models. Plan to pay approximately $73 per month to insure the Express.
Astro
Manufactured until 2005, the Chevrolet Astro was available in a passenger van and cargo van style. Insurance costs for the Astro average $67 per month.
Lumina
The Chevrolet Lumina is a sedan that was produced until 2001. Its six seats made it a practical choice for many families, and insurance costs average $64 per month.
Venture
Manufactured until 2005, the Chevrolet Venture was a minivan with seating for seven or eight passengers. Insurance premiums for the Venture average $65 per month.
Uplander
The Chevrolet Uplander is a minivan that was manufactured until 2008. It was available in regular- and extended-length models and costs approximately $77 per month to insure.
Corvette
The sleek and sporty Corvette got its start in 1953 and boasts V-8 power and a rear-wheel drive design. This two-seat vehicle is ideal for anyone looking to make an impression. Plan to pay an average of $121 per month to insure the Corvette.
Every car insurance company uses its own algorithm to calculate your premiums, so car insurance prices on the same vehicle can vary from company to company. These differences highlight the importance of getting and comparing multiple quotes to ensure that you snag the best deal. Keep in mind that coverage limits and deductibles can also lead to differences in your monthly premium.
We’ve highlighted the least expensive average monthly premiums for Chevy vehicles from five car insurance companies below.
Insurance Company | Monthly Premium |
|---|---|
| Hugo | $41 |
| Aspire | $42 |
| Commonwealth Casualty | $61 |
| National General | $63 |
| First Chicago | $69 |
When an insurance company calculates your monthly premium, they will consider many factors like your vehicle’s value and age. A newer Chevrolet will cost more than an older, less expensive model, simply because it’s more expensive to repair or replace. Features like your vehicle’s trim level and other upgrades that increase its value can also increase your premiums.
There are some upgrades that could potentially save you money, though.
Safety devices, like Chevy Safety Assist, can reduce the chance of your vehicle being involved in an accident, and most insurance companies will discount your premiums when you have this and other safety technology, like car alarms and airbags, in your vehicle. Chevrolet offers these safety features on many new models, and in some cases, you might be able to have aftermarket safety devices installed in your vehicle. It’s important to check with your insurance company to verify which devices they accept before you spend the extra money in hopes of getting an insurance discount, though.
If you’re planning to buy a Chevrolet but want to keep your insurance costs down, it’s helpful to compare the average premiums based on different Chevy models. Buying a used vehicle that’s already experienced some depreciation can reduce your insurance costs, or consider buying a new vehicle that’s less expensive.
If you’ll need to finance your vehicle, try to put down a large down payment and minimize the amount of your loan. If you take out a large car loan, you’ll likely need to secure gap insurance, which can increase your monthly costs. Gap insurance helps to ensure you aren’t left making payments on a vehicle that’s been totaled, but it’s an added cost to your insurance until you’re able to pay that loan down.
There are several other factors that will affect your insurance premiums and potentially save you money on your insurance. Some factors, like your age and location, aren’t really within your control. But you can make some changes to control other factors that are driving up your rates:
Driving History: If you have a history that involves at-fault car accidents and tickets, you’re a higher-risk driver for insurance companies to insure. Focus on better driving and establishing a clean driving record.
Credit Rating: Some insurance companies view a low credit rating as an indication that you’ll be a higher risk driver. Work on improving your credit score by using minimal amounts of your credit, paying all of your bills on time, and always making minimal monthly payments on your open accounts.
Deductibles: If you want to keep your monthly premiums down, you might consider increasing the deductible on your policy. A higher deductible often correlates with lower premiums, but remember that if you’re ever in an accident, you’ll need to pay more upfront before your vehicle is repaired or replaced. Think carefully about how much risk you’re comfortable with compared to the money you could save monthly.
Depending on the insurance company that you choose, you may be eligible for several car insurance discounts. These discounts can also help to reduce the cost of insuring your Chevrolet.
Multiple Vehicles and Policies: If you have other vehicles, consider adding your Chevrolet onto your existing policy to be eligible for a multi-vehicle discount. The same is true if you need other types of insurance, like homeowners or renter’s insurance. Insuring your vehicle with the same company that you use for these other policies may make you eligible for a multi-policy discount.
Defensive Driving Course: Some insurance companies offer discounts if you complete a defensive driving course, which can help you to potentially avoid accidents. It’s important to verify that any course you’re considering is accepted by your insurance company.
Low-Mileage Discounts: If you don’t drive your vehicle often, you might be eligible for a low-mileage discount on your insurance. Some companies ask that you use a mileage tracker app to establish your eligibility, while others base your eligibility off of your vehicle’s odometer readings.
These are just a handful of the discounts that car insurance companies offer, so be sure to look into discounts when considering any insurance company for your Chevrolet. When you start with a lower-cost vehicle equipped with safety features and then add on some of these discounts, you could keep your premiums low and affordable.
Chevrolet cars actually tend to be less expensive to insure than most other vehicles. Chevrolets are more economical vehicles, and their American-made parts are easily accessible and cheaper than the parts that imported vehicles would require for repairs. Many newer Chevrolets are also equipped with safety features, which helps to keep insurance costs down.
While Chevrolet doesn’t offer most of the traditional car insurance coverages, like collision and personal injury protection coverage, it does offer gap insurance. Chevrolet GAP Coverage helps to protect you from ever having to continue paying for a loan that you have on a vehicle that was declared to be a total loss after an accident. This type of coverage will pay for the remaining loan balance on your vehicle that your standard car insurance doesn’t cover.
Chevrolet insurance costs are lower than typical car insurance costs for other makes, on average. However, your insurance premiums can vary depending on the model, age, and cost of your vehicle. The types of policies that you take out, along with your driving record also factor into what you can expect to pay to insure your Chevrolet.
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Nick Versaw leads Compare.com's editorial department, where he and his team specialize in crafting helpful, easy-to-understand content about car insurance and other related topics. With nearly a decade of experience writing and editing insurance and personal finance articles, his work has helped readers discover substantial savings on necessary expenses, including insurance, transportation, health care, and more. As an award-winning writer, Nick has seen his work published in countless renowned publications, such as the Washington Post, Los Angeles Times, and U.S. News & World Report. He graduated with Latin honors from Virginia Commonwealth University, where he earned his Bachelor's Degree in Digital Journalism.
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