Nissan Pathfinder Car Insurance: How Much Should You Expect to Pay?

Quick Facts

• Insuring a Nissan Pathfinder costs about the same as insuring the average SUV.

• Full coverage for a Pathfinder typically runs about $155 monthly, while liability only auto insurance rates average around $83.

• NationalGeneral offers the cheapest average rates for a Pathfinder with liability only coverage offered for as little as $40 a month.

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Pathfinder Overview

With 2022 models starting at $33,410, the Nissan Pathfinder is a great car for drivers on a budget. There are four different trim levels currently available, so you'll be sure to find an option to fit your style.

We crunched the numbers on thousands of car insurance quotes on Compare.com, and we've found that average Nissan Pathfinder insurance premiums run about $159 monthly. How do car insurance prices for the Pathfinder stack up against other similar SUVs?

How Much is Car Insurance for a Nissan Pathfinder?

In the table above, you'll see that compared to other vehicles, Nissan Pathfinder insurance premiums are right around average. On average, Pathfinder drivers will pay about $155 per month for full coverage, which has comprehensive and collision coverages in addition to liability, and about $83 a month for liability only insurance (find out more about these different types of insurance with our guide "State Minimum vs. Full Coverage").

Compared to other models, the Pathfinder is cheaper, with rates around 14% lower than Nissan's other vehicle offerings. But compared to other vehicles of a similar body style, Pathfinder coverage is above average, with both full coverage and liability only insurance averaging more expensive prices than other SUVs.

When compared to all vehicles, regardless of make, model, or body style, the Pathfinder has higher premiums than average for both liability only and full coverage auto insurance.

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Who has the Cheapest Car Insurance for a Nissan Pathfinder?

Browsing for a car insurance policy for your Nissan Pathfinder? You probably want to know which carrier offers the lowest rates. While prices can differ quite dramatically from driver to driver, the most affordable average rates for liability only insurance are as low as just $30 per month from Shelter Mutual. The runner up for lowest rates is FirstChicago, with insurance policies starting as low as $35 a month.

NationalGeneral, Mile Auto, and Hallmark finish off the rest of the top 5. However, just because these five companies offer the lowest average rates doesn't necessarily mean they'll be the cheapest for you.

After all, your results might be different, since car insurance carriers look at a range of things when calculating premiums. By pulling quotes from quite a few insurance companies at once, you can rest easy knowing that you're finding the cheapest rate.

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What Factors Affect Car Insurance Rates for a Nissan Pathfinder?

There are an array of factors that auto insurance carriers look at to calculate how much to charge -- and every company weighs different variables more heavily than others, so there's not a single carrier that's the most affordable for each Pathfinder owner.

The sections below show a whole range of variables car insurance companies use to choose rates:

Vehicle Age

The Nissan Pathfinder has been around for a while, so vehicle age may play a role in what you end up paying for insurance. Normally, it costs more to insure newer cars because they're worth more, however, as time goes on and Pathfinders begin to depreciate, insurance costs will gradually go down.

As you can see in the table above, the Nissan Pathfinder is inline with this trend, as the most expensive models to insure are those that are 4 to 5 years old, while the cheapest models are Pathfinders that are 8 to 10 years old, on average.

Your Age

Age is another variable that makes a significant difference in how much auto insurance carriers will charge you for a policy. Based on the information in the table above, older Pathfinder drivers have lower rates compared to young Pathfinder drivers. Nissan Pathfinder drivers under 18 actually pay more than twice as much as those 25 or older.

Auto insurance prices continue to get lower as you get older, with the cheapest age group for Pathfinder drivers being 55-64.

Your Gender

Because women are less likely to get into collisions and get tickets, they are less likely to file a claim with insurance. So, insurance companies will often charge women less than men. When it comes to Pathfinder drivers specifically, men pay about 9% more than women monthly for insurance.

Where You Live

You're probably already aware that factors like what vehicle you drive and how old you are play a role in your car insurance premiums, but did you know that where you live is equally important? Car insurance is regulated at the state level, so prices can change quite a bit depending on what state you live in.

For example, the average Nissan Pathfinder driver from New York pays around $202 a month for liability coverage, while the same owner in California will pay less than 50% of that price, on average. The table referenced above shows average rates for the 10 largest states by population, just to give you a good idea of how much prices can change from state to state.

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Nissan Pathfinder Car Insurance Discounts

Regardless of where you live, what vehicle you drive, or how old you are, it's always in your best interest to take advantage of as many auto insurance discounts as possible.

Even though all car insurance carriers offer their own unique discounts, there are a few different ones that you'll find with most companies. These include discounts like:

• Pay-in-full discounts for drivers who choose to pay their entire policy price up front, rather than in monthly installments
• Multi-policy discounts for using the same insurance company for both your home and auto insurance
• Multi-car discounts for having more than one vehicle on your auto policy
• Defensive driving discounts for drivers who take a defensive driving class through an accredited school or institution

These are just a few of the discounts auto insurance carriers offer, and sometimes, the best rates come from simply having a favorable insurance profile, which means not having any recent insurance claims or just having a clean driving record.

You obviously can't control every single aspect of your insurance profile (like some of the factors we mentioned above), but there is quite a bit that you can control. Below are just a few of the ones you can use to your advantage in order to save money on car insurance:

Your Driving Record

You've probably seen ads from insurance companies offering hefty discounts for safe drivers. And you're probably not surprised to hear that your auto insurance premiums will go up if you get into a collision or get a speeding ticket. But you still might be left wondering exactly how much these infractions will cost you.

Based on the table above, accidents will usually cost Pathfinder drivers more than tickets, but both will result in above average rates. Nissan Pathfinder drivers with one accident on their record pay an average of $108 per month (up $25 from the $83/mo. overall average), while drivers with a single ticket will pay about $96 per month. The rates only go higher the more accidents you have or tickets you get.

How Much You Drive

The total amount of miles you drive plays a big role in your insurance rates. Drivers who are on the roads less often are less likely to get into accidents, so they'll generally get less expensive premiums. In the table above, you can see that Nissan Pathfinder owners who drive fewer than 2,500 miles a year pay an average of $72 monthly for car insurance, while those who put 10,000 miles or more on their cars pay $80.

But if you don't drive much because have a second vehicle or you work from home, you might consider a usage-based or pay-per-mile auto insurance policy. With these kinds of policies, you pay a small base rate each month, with your final monthly bill being calculated based on the number of miles you drove.

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How Do Nissan Pathfinders Compare to Other Vehicles?

If you're considering buying a new vehicle and a Nissan Pathfinder is on your shortlist, it can pay off to do your due diligence. Insurance is just one cost that comes with buying a new car, but it's definitely one that's worth taking into consideration.

Take a look at the table below to see how the Nissan Pathfinder compares:

As you can see, the Nissan Pathfinder is pretty much in line with the average vehicle price here in the U.S. The Pathfinder has a base price of $33,410, close to the national average vehicle MSRP of $42,283.

But while the purchase price runs about average, car insurance rates are slightly cheaper when compared to the rest of the vehicle market. Full coverage insurance for a Nissan Pathfinder is about $22 a month cheaper than average, while liability only coverage is $2 higher per month.

When it comes to usage, Nissan Pathfinder drivers are near the national average in annual miles driven, with 11,660 miles every year for all vehicles compared to the Pathfinder's 11,390 each year.

Nissan Pathfinder Car Insurance Costs by Model Year

We've gone over many of the things that can affect how much the average driver pays to insure a Nissan Pathfinder. But if you're considering purchasing a new Pathfinder, knowing how much your vehicle will likely cost can be extremely helpful as you weigh your options and compare it to other vehicles on your shortlist.

So we've crunched the numbers and broken down Nissan Pathfinder auto insurance prices by model year. Simply choose a specific Pathfinder model year in the dropdown below and see average rates for both full coverage and liability only insurance, as well as some other helpful info, like the base MSRP, who offers the lowest policies, which trim levels are offered for each year the Pathfinder has been around.

Choose Your Model

2022 Nissan Pathfinder Car Insurance 2020 Nissan Pathfinder Car Insurance 2019 Nissan Pathfinder Car Insurance 2018 Nissan Pathfinder Car Insurance 2017 Nissan Pathfinder Car Insurance 2016 Nissan Pathfinder Car Insurance 2015 Nissan Pathfinder Car Insurance 2014 Nissan Pathfinder Car Insurance 2013 Nissan Pathfinder Car Insurance 2012 Nissan Pathfinder Car Insurance 2011 Nissan Pathfinder Car Insurance 2010 Nissan Pathfinder Car Insurance

2022 Nissan Pathfinder Car Insurance

On average, drivers who own a 2022 Pathfinder can expect to pay $83 to $147 a month for liability only and full coverage insurance, respectively.

Looking for the most affordable policy? MetroMile offered liability only coverage for as cheap as $33 monthly.

If you want to know just how much your premium will be, just enter your ZIP code below and get several free quotes in minutes.

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2020 Nissan Pathfinder Car Insurance

If you're in the market for a 2020 Pathfinder or already own one, you're most likely looking at an average auto insurance rate of around $83 for liability or $162 for full coverage.

And if you're just looking for the cheapest car insurance for your Pathfinder, DirectGeneral offers liability only policies for sometimes as little as $25 per month.

Want something more accurate than national averages? Just enter your ZIP code below to get several free customized quotes.

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2019 Nissan Pathfinder Car Insurance

It costs about $103 monthly for liability or $188 for a full coverage policy for the 2019 Nissan Pathfinder.

If you're looking for the most affordable 2019 Nissan Pathfinder insurance policy, Clearcover offered the lowest policy we found, with rates sometimes as cheap as $29 a month.

If you're looking for a more exact figure on what you should pay for insurance for a 2019 Nissan Pathfinder, you can get free quotes in minutes by just entering your ZIP code below.

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2018 Nissan Pathfinder Car Insurance

You can expect full coverage for a 2018 Pathfinder to run around $173 per month, while liability only coverage will average about $107 monthly.

With premiums as little as just $36 a month, Clearcover offered the cheapest policy we found.

Interested in just how much you'll pay? Just enter your ZIP code below to get lots of customized quotes for free.

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2017 Nissan Pathfinder Car Insurance

2017 Nissan Pathfinder drivers can expect to pay an average of $100 monthly for liability or $166 for full coverage.

With prices as cheap as just $23 per month, Hugo offered the lowest policy we found for the 2017 Nissan Pathfinder.

If you want to know just how much your premium will be, just enter your ZIP code below and get free quotes in minutes.

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2016 Nissan Pathfinder Car Insurance

The average cost to insure a 2016 Pathfinder with liability only coverage is $100 a month, while full coverage runs around $164 per month.

MetroMile offered the most affordable policy we found, with rates sometimes as low as $24 a month.

While these are good estimates of what the average driver might pay to insure a 2016 Nissan Pathfinder, these rates might differ based on your driver profile. Get free personalized quotes in minutes by just entering your ZIP code below.

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2015 Nissan Pathfinder Car Insurance

2015 Nissan Pathfinder drivers can expect to pay an average of $106 monthly for liability or $157 for full coverage.

Shelter Mutual has prices as little as $25 per month for the 2015 Nissan Pathfinder.

If you want more accurate quotes of how much you can expect to pay, get free quotes in minutes by just entering your ZIP code below.

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2014 Nissan Pathfinder Car Insurance

On average, drivers who own a 2014 Pathfinder can expect to pay $111 to $164 monthly for liability only and full coverage car insurance, respectively.

We found Shelter Mutual offered the cheapest policy, with rates as low as just $18 a month.

Interested in exactly how much you'll pay? Get multiple free customized quotes by just entering your ZIP code below.

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2013 Nissan Pathfinder Car Insurance

It costs about $88 monthly for liability or $164 for a full coverage policy for the 2013 Nissan Pathfinder.

With premiums as cheap as just $24 per month, CaliforniaCasualty offered the most affordable policy we found.

If you want to find the best rates for auto insurance for a 2013 Nissan Pathfinder, enter your ZIP code below and compare a range of personalized quotes in just a few minutes.

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2012 Nissan Pathfinder Car Insurance

The average cost to insure a 2012 Pathfinder with liability only coverage is $70 a month, while full coverage runs around $148 per month.

Looking for the lowest policy? Safeco offered liability only coverage for sometimes as little as $25 a month.

What could your insurance rate look like? All you need to do is enter your ZIP code below and you'll be on your way to comparing a bunch of personalized quotes from the nation's top insurance carriers.

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2011 Nissan Pathfinder Car Insurance

You can expect full coverage for a 2011 Nissan Pathfinder to run about $141 monthly, while liability only coverage will average around $74 a month.

We found Clearcover offered the most affordable policy, with rates as little as just $23 per month.

If you want to know exactly how much you can expect to pay for your Pathfinder, just enter your ZIP code below and get several free quotes in minutes.

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2010 Nissan Pathfinder Car Insurance

The average cost to insure a 2010 Pathfinder with liability only coverage is $94 monthly, while full coverage runs about $131 per month.

Workmens has premiums sometimes as low as $27 a month for the 2010 Nissan Pathfinder.

These average rates are a great starting point if you're in the market for a 2010 Nissan Pathfinder, but there are a bunch of different variables that go into calculating your policy rates. If you want to figure out exactly what you'll be asked to pay, get customized quotes by entering your ZIP below.

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Nissan Pathfinder Insurance FAQs

Is a Nissan Pathfinder expensive to insure?

Liability insurance runs an average of $83 monthly, while full coverage will cost you around $155. It costs about the same to insure a Nissan Pathfinder as insuring the average vehicle. SUV.

How can I get the best price on car insurance for my Nissan Pathfinder?

There's only one way to guarantee you're getting the cheapest rates -- regularly shopping around and getting quotes. It's recommended to review quotes every 6 months or so. Luckily, sites like Compare.com let you compare prices from lots of companies at once, meaning you can find the lowest rates (or guarantee you already have the best deal) for free.

Does the color of my Nissan Pathfinder affect my insurance rates?

You might have heard the old adage that red cars cost more to insure, but that's actually not true. Although there are many factors car insurance carriers use when they offer you a premium, your vehicle's color is not factored into that decision.

Do I need to have insurance before I buy a Nissan Pathfinder?

You'll need to have a car insurance policy in place before you can legally driver your new (or new to you) car off the dealership lot. Some dealerships will offer you an insurance policy as part of the buying process, but the best thing to do when buying a an SUV is to let your insurance carrier know beforehand.

What car insurance discounts can I get for my Nissan Pathfinder?

You will find lots of different discounts out there for auto insurance. Many of them (like "pay-in-full discounts" and "safe driver discounts") are based less on your Nissan Pathfinder and more on you, but if your Pathfinder has safety features like anti-lock brakes, airbags, anti-theft systems, and other features, it may be eligible for certain discounts. To learn more about which discounts you may qualify for, reach out to your insurance company and ask about their list of discounts.