Mercedes-Benz GLC Car Insurance: How Much Should You Expect to Pay?

Quick Facts

• A Mercedes-Benz GLC is more expensive to insure compared to the average SUV.
• Full coverage for a GLC typically runs about $173 a month, while liability only auto insurance rates come in at around $70 per month.
• Hugo offers the most affordable average rates for a GLC with liability only coverage offered for as low as just $19 a month.

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GLC Overview

With 2022 models starting at $43,850, the Mercedes-Benz GLC is a great mid-level SUV for drivers of all types. With three different trim levels currently available, you'll drive off the dealership lot in style.

We analyzed thousands of insurance quotes on Compare.com, and we've found that Mercedes-Benz GLC car insurance premiums run about $160 per month, on average. How do insurance prices for the GLC compare to rates of other similar SUVs?

How Much is Car Insurance for a Mercedes-Benz GLC?

In the table above, you'll find that Mercedes-Benz GLC insurance prices are right around average compared to other vehicles on the road. On average, GLC drivers will pay about $70 monthly for liability insurance, and around $173 a month for full coverage, which has comprehensive and collision coverages in addition to liability (take a look at our guide, "State Minimum vs. Full Coverage", to learn more about the difference between these types of insurance).

When you compare it to other Mercedes-Benz models, the GLC is more affordable, with premiums about 10% lower than the rest of the manufacturer's vehicle lineup. Compared to SUV offerings from other brands, auto insurance for a GLC runs close to average, with full coverage insurance rates coming in at 15% higher than other SUVs and liability insurance prices at 13% cheaper.

The same can be said, that the GLC's car insurance premiums run around average, when comparing the Mercedes-Benz GLC to vehicles of any body type, no matter what make, model, or body style they are.

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Who has the Cheapest Car Insurance for a Mercedes-Benz GLC?

If you're searching for a new car insurance policy for your Mercedes-Benz GLC, you're likely wondering which company offers the most affordable prices. Even though rates can shift considerably from person to person, Hugo offers the lowest average rates for liability only coverage, with rates sometimes as low as $19 monthly. The runner up for cheapest rates is Safeco, with auto insurance policies starting sometimes as little as $39 per month.

Finishing off the rest of the top 5 are Amica, Clearcover, and Foremost. However, just because these five carriers offer the lowest average rates doesn't necessarily mean they'll be the cheapest for you.

After all, insurance companies look at multiple different things when calculating rates, so your results might be different. By analyzing quotes from a whole range of car insurance carriers at once, you can be confident you're finding the lowest rate.

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What Factors Affect Car Insurance Rates for a Mercedes-Benz GLC?

There are a multitude of variables that auto insurance companies use to decide how much they charge you -- and each carrier uses a different method, so there's not one single company that's the most affordable for every GLC driver.

The following sections show numerous factors insurance carriers use to calculate rates:

Vehicle Age

The Mercedes-Benz GLC has been around for a few years -- that means vehicle age will likely play a big role in your car insurance rate. Normally, older cars will be cheaper to insure because they're worth less than newer models, and as time goes on and GLCs begin to depreciate, insurance costs will gradually get lower.

As you can see in the table above, the Mercedes-Benz GLC is not quite in line with this trend, as the cheapest models to insure are those that are 1 year old or less, while on average, the most expensive GLCs are 2 to 3 and 4 to 5 years old.

Your Age

How old you are makes a significant difference in how much insurance companies will charge you for auto insurance. As you can see above, young drivers have higher prices compared to those with more experience. In this case, drivers 18 to 24 pay $15 more than those 25 or older.

Auto insurance prices continue to go down as you get older, with the cheapest age group for GLC drivers being 25-34.

Your Gender

Did you know men normally pay more for car insurance than women? This is because women are less likely to get tickets and get into accidents, which decreases the chances of an insurance claim. When it comes to GLC drivers specifically, men pay about $71 a month for auto insurance, while women pay around $68.

Where You Live

It may seem like common sense that variables such as how old you are and what vehicle you drive play a role in your car insurance premiums, but did you know that where you live can be equally important? Car insurance is regulated on the state level rather than nationally, so prices vary quite a bit from state to state.

For example, the average Mercedes-Benz GLC owner in New York pays about $195 monthly for liability coverage. Meanwhile, the same driver from California will pay only a quarter of that price, on average. The table referenced above shows average rates for the top 10 most populous states, just to give you a good idea of how much premiums can change from state to state.

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Mercedes-Benz GLC Car Insurance Discounts

No matter which vehicle you drive, what state you call home, or how old you are, it's always in your best interest to take advantage of as many insurance discounts as possible.

Even though all auto insurance carriers offer their own unique discounts, there are a few that you'll find with most insurers. These include things like:

• Pay-in-full discounts for drivers who choose to pay their entire policy premium up front, rather than by monthly payments
• Multi-policy discounts for using the same insurance carrier for both your home and auto insurance
• Multi-vehicle discounts for adding more than one car to your auto policy
• Defensive driving discounts for drivers who take a defensive driving class through a certified school or institution

These are just a few of the discounts out there. Sometimes, the best way to get the cheapest rates is by strengthening your overall insurance profile that carriers look at. This includes things like not having recent insurance claims, avoiding lapses in coverage, and driving safely.

Although you don't have control over every factor car insurance companies look at to calculate rates (like some of the ones mentioned above), you can control some of them. Below are just a few of the things you can use in your favor when it comes to saving some cash:

Your Driving Record

You've no doubt noticed ads from insurance carriers promoting large savings for responsible drivers. It makes sense that if you get speeding tickets or get into an accident, car insurance prices will go up. But exactly how much will these infractions cost you?

As you can see, accidents will usually cost GLC drivers more than tickets, but both will cause a significant increase in rates. Mercedes-Benz GLC drivers with a single accident on their record pay about $62 each month, while drivers with one ticket will pay an average of $54 per month. Drivers who have multiple violations of either kind will end up paying even more.

How Much You Drive

The total amount of miles you drive annually plays a role when it comes to your insurance premiums. Drivers who are on the roads less are less likely to get speeding tickets, so they'll usually get cheaper rates. Above, you can see that Mercedes-Benz GLC owners who drive fewer than 2,500 miles every year pay about $44 a month for auto insurance, while those who put 10,000 miles or more on their cars pay $57.

But if you don't drive much because have a second vehicle or you work from home, it may be worth considering usage-based or pay-per-mile insurance. With these policies, you pay a small base rate each month, with your final monthly bill being calculated based on the number of miles you drove.

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How Do Mercedes-Benz GLCs Compare to Other Vehicles?

If you're thinking about purchasing a Mercedes-Benz GLC, you might want to know how it compares to other vehicles. Insurance is just one cost that comes with buying a new car, but it's guaranteed to be one that's worth considering.

Check out the table below to see how the Mercedes-Benz GLC compares:

Overall, the Mercedes-Benz GLC has an MSRP that's on par with the going rate for a new vehicle. The average vehicle MSRP in the U.S. is $46,192, and the GLC comes in close to that at $43,850.

Liability insurance for a Mercedes-Benz GLC is, while full coverage is $10 more monthly.

However, it is worth noting that the GLC owners tend to drive their cars less than the average American driver, with only 9,744 annual miles for the average owner.

Mercedes-Benz GLC Car Insurance Costs by Model Year

We've gone over many of the factors that can affect how much the average driver pays to insure a Mercedes-Benz GLC. But if you're thinking about buying a new vehicle and the GLC is one you're considering, knowing what you'll likely pay can be extremely helpful as you weigh your choices and compare it to other vehicles on your shortlist.

Choose Your Model

2021 Mercedes-Benz GLC Car Insurance 2020 Mercedes-Benz GLC Car Insurance 2019 Mercedes-Benz GLC Car Insurance 2018 Mercedes-Benz GLC Car Insurance 2017 Mercedes-Benz GLC Car Insurance 2016 Mercedes-Benz GLC Car Insurance

2021 Mercedes-Benz GLC Car Insurance

2021 Mercedes-Benz GLC drivers can expect to pay an average of $47 per month for liability or $125 for full coverage.

If you're looking for the most affordable 2021 Mercedes-Benz GLC insurance policy, Hugo offered the cheapest policy we found, with rates sometimes as cheap as $17 monthly.

While these are good estimates of what the average driver might pay to insure a 2021 Mercedes-Benz GLC, these premiums might differ based on your driver profile. Just enter your ZIP code below, to get free personalized quotes in minutes.

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2020 Mercedes-Benz GLC Car Insurance

The average cost to insure a 2020 GLC with liability only coverage is $69 a month, while full coverage runs around $185 per month.

Looking for the lowest policy? DirectGeneral offered liability only coverage for as low as $17 a month.

What could your car insurance rate look like? Get multiple free personalized quotes by just entering your ZIP code below.

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2019 Mercedes-Benz GLC Car Insurance

It costs about $64 monthly for liability or $184 for a full coverage policy for the 2019 Mercedes-Benz GLC.

We found SafeAuto offered the most affordable policy, with rates as cheap as just $28 per month.

While these are good estimates of what the average driver might pay to insure a 2019 Mercedes-Benz GLC, these prices might differ based on your driver profile. Get free personalized quotes in minutes by just entering your ZIP code below.

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2018 Mercedes-Benz GLC Car Insurance

You can expect full coverage for a 2018 GLC to run around $184 a month, while liability only coverage will average about $68 monthly.

Hugo has rates as little as $20 per month for the 2018 Mercedes-Benz GLC.

If you want to know exactly how much you can expect to pay for your GLC, just enter your ZIP code below and get several free quotes in minutes.

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2017 Mercedes-Benz GLC Car Insurance

On average, drivers who own a 2017 Mercedes-Benz GLC can expect to pay $110 to $177 monthly for liability only and full coverage auto insurance, respectively.

MetLife offered the cheapest policy we found, with rates as little as just $25 a month.

Interested in what your car insurance price will be? Enter your ZIP code below to get lots of free personalized quotes.

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2016 Mercedes-Benz GLC Car Insurance

It costs around $62 per month for liability or $162 for a full coverage policy for the 2016 GLC.

With premiums as cheap as $20 a month, Commonwealth Casualty offered the most affordable policy we found.

If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get free quotes in minutes.

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Mercedes-Benz GLC Insurance FAQs

Is a Mercedes-Benz GLC expensive to insure?

It costs more to insure a Mercedes-Benz GLC when compared to the average vehicle. Liability insurance runs an average of $70 per month, while full coverage will cost you around $173.

How can I get the best price on car insurance for my Mercedes-Benz GLC?

The only way to confirm you're getting the lowest price on insurance is to regularly shop around and compare quotes from a bunch of companies. It's recommended to review quotes every 6 months or so. Luckily, sites like Compare.com let you compare rates from several carriers at once, meaning you can find the cheapest rates (or guarantee you already have the best deal) for free.

Does the color of my Mercedes-Benz GLC affect my insurance premiums?

You've probably heard the old adage that it costs more to insure a red car, but that's actually a myth. There are quite a few variables auto insurance companies examine when they calculate how much you'll pay, but your vehicle's color is not factored into that decision.

Do I need to have insurance before I buy a Mercedes-Benz GLC?

Before you can legally drive your new (or new to you) GLC off the dealership lot, you'll need to have a valid insurance policy. As part of the buying process, some dealerships may offer you an auto insurance policy, but the best thing to do when buying a a new SUV is to let your car insurance carrier know ahead of time.

What car insurance discounts can I get for my Mercedes-Benz GLC?

You will find tons of discounts out there when it comes to auto insurance. Many of them (like "safe driver discounts" and "multi-vehicle discounts") are more based on you than the car you drive, but if your GLC has safety features like anti-lock brakes, airbags, anti-theft systems, and other features, it may qualify for certain discounts. The only way to know for sure is to contact your insurance company and ask about which discounts they offer, since they change quite a bit from company to company.