Jaguar F-Pace Car Insurance: How Much Should You Expect to Pay?

Quick Facts

• A Jaguar F-Pace is more expensive to insure than the average SUV.
• Full coverage for a F-Pace normally averages about $188 a month, while liability only insurance prices average around $82 monthly.
• The lowest car insurance company for a F-Pace is Hugo, who offers F-Pace drivers rates as cheap as just $42 a month.

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F-Pace Overview

The Jaguar F-Pace is a high-end vehicle that is more expensive than your average SUV, with a base price of $46,296 for 2021 models. With four different trim levels currently offered, every driver can find an option to match their style.

After analyzing thousands of auto insurance quotes through Compare.com, we've found that Jaguar F-Pace car insurance premiums are about $166 monthly, on average. But how does that stack up to other similar SUVs out there on the market?

How Much is Car Insurance for a Jaguar F-Pace?

In the table above, you'll see that when you compare the Jaguar F-Pace to other vehicles, insurance rates are more expensive than average. F-Pace owners typically pay around $82 per month for liability insurance, and about $188 monthly for full coverage, which has comprehensive and collision coverages in addition to liability (our guide, "State Minimum vs. Full Coverage", can provide more details on the difference between these types of insurance).

When you compare it to other models, the F-Pace is matches Jaguar's vehicle offerings. However, F-Pace coverage is above average when compared to other vehicles of a similar body style, with both liability only and full coverage insurance averaging more expensive premiums than other SUVs.

Overall, they're just more expensive to insure than the average vehicle, no matter which make, body style, or model you compare it to.

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Who has the Cheapest Car Insurance for a Jaguar F-Pace?

If you're looking for an auto insurance policy for a Jaguar F-Pace, you might be wondering which carrier offers the cheapest prices. Even though there will never be one company that offers the most affordable rates for everyone, the lowest average rates for liability only insurance are sometimes just $39 a month from MetroMile. The next cheapest carrier is Hugo, who offers auto insurance sometimes as cheap as $42 a month.

Gainsco, DirectGeneral, and MetLife round out the end of the top 5 list. That being said, just because these five carriers offer the lowest average rates doesn't necessarily mean they'll be the cheapest for you.

Car insurance companies take a variety of things into consideration when offering you premiums. Because every driver is different, there's only one way to ensure you get the most affordable prices, and that's by getting personalized quotes and comparing rates from a bunch of insurance carriers.

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What Factors Affect Car Insurance Rates for a Jaguar F-Pace?

As we mentioned above, there are quite a few factors that auto insurance companies examine to calculate how much they charge for insurance -- and each company weighs certain factors more than others, so there's not a single carrier that's the lowest for everyone.

The sections below show numerous variables car insurance carriers use to calculate rates:

Vehicle Age

The Jaguar F-Pace has been around for a few years, so vehicle age will likely play a big role in your insurance rate. Generally, older cars will be cheaper to insure because they're worth less than newer models, and as cars get older, insurance costs will gradually decrease.

According to the table above, the Jaguar F-Pace does not follow this trend, as the most expensive models to insure are those that are 4 to 5 years old, while the cheapest F-Paces are 2 to 3 years old, on average.

Your Age

How old you are makes a significant difference in how much you pay for auto insurance. As you can see above, young drivers pay more for car insurance than those who have more experience. In this case, drivers who are 18 to 24 pay $6 more than those 25 or older.

Insurance prices continue to go down as you get older, with the cheapest age group being 55-64 for F-Pace drivers.

Your Gender

Men tend to pay more for insurance than women. This is because women are less likely to get speeding tickets and get into accidents, which lowers the chances of an insurance claim. The Jaguar F-Pace sticks to the norm, where women pay around $81 per month for auto insurance and men pay about $83.

Where You Live

You're probably already aware that factors like how old you are and what vehicle you drive play a role in your car insurance prices, but did you know that where you live matters, too? Because auto insurance is regulated at the state level, rates vary quite a bit from state to state.

For example, the average Jaguar F-Pace driver in New York pays around $158 monthly for liability coverage. Meanwhile, on average, the same owner from California will pay less than half of that price.

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Jaguar F-Pace Car Insurance Discounts

Whatever how old you are, what car you drive, or what state you call home, it's always a smart move to take advantage of as many car insurance discounts as possible.

Even though all insurance companies offer their own unique discounts, there are a few different ones that you'll find with most carriers. These include things like:

• Pay-in-full discounts for drivers who agree to pay their entire policy price at once, rather than by monthly payments
• Multi-policy discounts for getting both your home and auto policies from the same company
• Multi-vehicle discounts for insuring more than one of your cars with the same carrier
• Defensive driving discounts for taking a defensive driving class through an accredited school or institution

While these are just a few of the discounts auto insurance companies offer, there are countless other ways to save money on you monthly insurance bill. Sometimes, the best way to get the cheapest rates is by strengthening your overall insurance profile that carriers look at. This includes things like avoiding lapses in coverage, not having recent insurance claims, and driving safely.

Although you may not have control of every factor car insurance carriers consider to calculate premiums (like some of the ones mentioned above), there are quite a few that are in your control. Below are just a few of the things you can use in your favor in order to save on insurance:

Your Driving Record

It's no secret that car insurance companies offer the cheapest prices to drivers with clean records. It should be no surprise that if you get a speeding ticket or get into an accident, auto insurance premiums will get higher. But you still might be left wondering exactly how much these infractions will cost you.

Looking at the table above, you'll notice that accidents will usually cost F-Pace drivers more than tickets, but both will result in above average rates. Jaguar F-Pace drivers with a single accident on their record pay an average of $145 per month (up $63 from the $82/mo. overall average), while drivers with one ticket will pay about $117 a month. Drivers who have more than one of either violation will end up paying even more.

How Much You Drive

The total amount of miles you drive annually impacts your insurance rates. Drivers who are on the roads less are less likely to get tickets, so they'll usually end up paying less for car insurance. In the table above, you can see that Jaguar F-Pace owners who drive more than 10,000 miles every year pay about $72 per month for insurance, while those who put less than 2,500 miles on their cars pay $104.

If you don't use your Jaguar F-Pace to travel or commute regularly, it may be worth reviewing usage-based or pay-per-mile auto insurance. With these plans, you pay a small monthly amount, and your final monthly bill is calculated based on how many miles you drove.

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How Do Jaguar F-Paces Compare to Other Vehicles?

If you're thinking about purchasing a Jaguar F-Pace, it might be helpful to do your due diligence. Auto insurance is just one cost that comes with buying a new car, but it's certainly one that's worth taking into consideration.

Visit the table below to see how the Jaguar F-Pace compares:

Overall, the Jaguar F-Pace has an average MSRP and is in line with the going rate for a new vehicle. The national average vehicle MSRP is $46,296, and the F-Pace comes in close to that at $53,895.

Liability insurance for a Jaguar F-Pace is, while full coverage is a month.

When it comes to usage, Jaguar F-Pace owners drive fewer miles annually than the national average, with 10,443 miles each year compared to 11,617 for all vehicles.

Jaguar F-Pace Car Insurance Costs by Model Year

We've walked through many of the variables that can have an impact on how much the average driver pays to insure a Jaguar F-Pace. But if you're in thinking about buying a new car, truck, or SUV and the F-Pace is on your wishlist, having a good idea of how much you'll likely pay can be extremely helpful as you weigh your choices and compare it to other vehicles on your shortlist.

Choose Your Model

2020 Jaguar F-Pace Car Insurance 2019 Jaguar F-Pace Car Insurance 2018 Jaguar F-Pace Car Insurance 2017 Jaguar F-Pace Car Insurance

2020 Jaguar F-Pace Car Insurance

It costs about $84 per month for liability or $250 for a full coverage policy for the 2020 Jaguar F-Pace.

With premiums as low as $45 monthly, Esurance offered the lowest policy we found for the 2020 Jaguar F-Pace.

Interested in what your car insurance premium could look like? Enter your ZIP code below to get multiple customized quotes for free.

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2019 Jaguar F-Pace Car Insurance

On average, drivers who own a 2019 F-Pace can expect to pay $61 to $187 a month for liability only and full coverage auto insurance, respectively.

With prices sometimes as low as $41 per month, Esurance offered the cheapest policy we found.

While these are good estimates of what the average driver might pay to insure a 2019 Jaguar F-Pace, these rates might differ based on your driver profile. Just enter your ZIP code below, to get free personalized quotes in minutes.

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2018 Jaguar F-Pace Car Insurance

You can expect full coverage for a 2018 Jaguar F-Pace to run around $198 monthly, while liability only coverage will average about $77 per month.

We found MetroMile offered the lowest policy, with rates as cheap as $39 a month.

While these are good estimates of what the average driver might pay to insure a 2018 Jaguar F-Pace, these prices might differ based on your driver profile. Get free personalized quotes in minutes by just entering your ZIP code below.

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2017 Jaguar F-Pace Car Insurance

The average cost to insure a 2017 F-Pace with liability only coverage is $92 monthly, while full coverage runs around $174 per month.

Looking for the cheapest policy? SafeAuto offered liability only coverage for as little as just $38 monthly.

If you want more accurate quotes of how much you can expect to pay, get free quotes in minutes by just entering your ZIP code below.

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Jaguar F-Pace Insurance FAQs

Is a Jaguar F-Pace expensive to insure?

The Jaguar F-Pace is relatively expensive to insure compared to the average vehicle. Liability insurance runs an average of $82 a month, while full coverage will cost you around $188.

How can I get the best price on car insurance for my Jaguar F-Pace?

There's only one way to guarantee you're getting the most affordable rates -- checking prices regularly and comparing quotes from a whole range of carriers. A good rule of thumb is to get quotes every 6 months or so. Luckily, sites like Compare.com let you compare premiums from a lot of companies at once, meaning you can find the lowest rates (or guarantee you already have the best deal) in just a few minutes.

Does the color of my Jaguar F-Pace affect my insurance rates?

You may have heard the old adage that it costs more to insure a red car, but that's actually not true. There are several factors car insurance carriers use when they calculate how much you'll pay, but the color of your vehicle is not one of them.

Do I need to have insurance before I buy a Jaguar F-Pace?

You'll need to have valid auto insurance for your Jaguar F-Pace before you can legally drive your it off the dealership lot. As part of the buying process, some dealerships might offer you a car insurance policy, but the easiest thing to do is to let your insurance company know beforehand.

What car insurance discounts can I get for my Jaguar F-Pace?

There are all sorts of discounts out there for auto insurance. Many of them (like "multi-policy discounts" and "safe driver discounts") are more based on you than the car you drive, but if your F-Pace has safety features like anti-lock brakes, airbags, anti-theft systems, and other features, it may qualify for certain discounts. The only way to know is to reach out to your insurance carrier and ask about their list of discounts, since they change quite a bit from carrier to carrier.