All drivers want to find a car insurance policy that strikes the right balance between their coverage needs and their budget and Audi drivers are no exception.
Audi is an auto manufacturer based in Ingolstadt, Bavaria, Germany. Many people aren’t aware that Audi is the luxury division of German manufacturer Volkswagen Group. The history of Audi dates back to 1928, with the company passing through the hands of several manufacturers before landing in the hands of NSU (another German manufacturer). The four rings that make up the Audi logo represent the four different ownership periods of the brand.
If you’re part of the luxury Audi family, or hope to be soon, understanding your car insurance options is key.
We’ll explore a breakdown of insurance costs so you can compare Audi car insurance rates.
Cost of Audi Insurance
Car insurance is an unavoidable expense that always seems to take up a bit too much of your budget. When driving an Audi, car insurance will be considerably more expensive than its competitors.
On average, drivers across all makes and models pay $106 per month for auto insurance, while Audi drivers should expect to pay an average of $143 per month. That’s a full 34% more per month! Understandably, those insurance rates could take a bit out of any budget.
Of course, these are averages, but other factors are at plan when determining your insurance rate. Insurance companies will consider factors such as your unique driving record and where you live when setting your premium. That’s why the best thing you can do to find a premium that fits your budget is to compare auto insurance rates across different providers.
Audi Car Insurance Rates by Model
A3 |
A4 |
A5 |
|
A6 |
A7 |
A8 |
|
Allroad |
e-tron |
Q3 |
|
Q5 |
Q7 |
Q8 |
|
R8 |
RS3 |
RS5 |
|
RS6 |
RS7 |
S3 |
|
S4 |
S5 |
S6 |
|
S7 |
S8 |
SQ5 |
|
TT |
Audi drivers will pay an average of $143 per month, but rates will increase and decrease based on your particular model, how old it is and included features.
Below you’ll find a list of Audi car insurance models to get an idea of what you might expect to pay for insurance.
A4
The A4 is a sleek luxury 5 seat sedan that’s perfect for commuters. It offers a smooth ride with newer models offering many enticing technologies built right into the vehicle. Along with a roomy cabin, you can enjoy some of the advertised tech features including a virtual cockpit, touch display, and powerful stereo system.
In terms of car insurance, A4 drivers pay an average of $130 per month for car insurance. Although that is notably less than the average for Audi drivers, it is a bit more expensive than what all drivers pay.
A6
The A6 is a larger sedan that essentially offers an upgraded experience from the A4. It’s great for commuters and small families. With this sedan you can say hello to a roomy rear-seat and quality throughout the cabin.
In terms of car insurance costs, the A6 drivers pay very comparable rates to A4 drivers. On average, A6 drivers pay $136 per month for car insurance.
A3
The A3 is another sedan offered by Audi. It’s a smaller sedan with less horsepower than its A4 and A6 counterparts which makes it great for eco-friendly drivers and commuters. Even if you get the base model A3, you’ll love that it’s well-equipped with the bells and whistles Audi is known for.
A3 drivers pay an average of $163 per month for car insurance.
A5
The A5 offers a sporty convertible, coupe and hatchback option depending on your preferences. You can look forward to its brisk acceleration with the ability to go from 0 to 60 in 5.3 seconds and quality cabin throughout. Audi promises that the A5 delivers a responsive ride you’ll love to drive.
As with most sporty rides, the cost to insure this vehicle is a bit more than the average. A5 drivers should expect to pay around $170 per month for car insurance.
Q5
The Audi Q5 is the first of the SUVs on our list. This SUV is perfect for small families and those who want a towing capability. Plus, if you’re looking for something more eco-friendly, you can get a used model of the Q5 hybrid. It went out of production in 2016, but is still well known for its large moonroof and high quality performance.
If you are a Q5 driver, you should expect to pay $145 per month for car insurance. That’s almost exactly the average amount that Audi drivers are paying to insure their vehicles.
Q7
The Q7 is the largest SUV offered by Audi and is perfect for large families who want a luxury ride. With room for seven, the Q7 offers an undeniably spacious interior. But the larger vehicle doesn’t skimp on the luxurious touches that set Audi apart from the competition.
You can look forward to a beautiful interior, amazing touchscreen graphics and a quiet cabin throughout.
Q7 drivers should expect to pay $145 per month for car insurance. If you are deciding between the Q5 and Q7, the average car insurance rates work out to the exact same amount. But there is a significant sticker price difference between these two vehicles to keep in mind.
Q3
The Q3 is a 5 seat subcompact SUV that offers a sleek design with a roomy interior. Since entering the Audi lineup in 2011, the Q3 has been a popular choice thanks to its versatile features. You can look forward to a stable ride, quality interior and smooth responsive transmission.
For those driving a Q3, you should expect to pay an average of $156 per month for car insurance. Although that is a bit more expensive than the other SUVs in the Audi lineup, it is still relatively close to the average price point for Audi insurance.
A8
The A8 is the most spacious sedan offered by Audi. You’ll enjoy the roomy interior, smooth acceleration and overall performance. With the ability to customize extensively, the newer A8 is in high demand, but there are a lot of used models on the market that you can grab as well.
If you decide to go with an A8, you’ll pay an average of $149 per month for car insurance.
A7
Audi’s A7 is a four-door coupe with hatchback versatility that promises a high-quality driving experience. According to Audi, you’ll find just the right balance of style and utility built into this coupe. The A7 is perfect for commuters and small families looking for a luxury driving experience.
Many of the newer models come with the tech features you want like 4G LTE and wi-fi hotspot, Apple CarPlay or Android Auto smartphone connectivity and more!
On average, A7 drivers pay $187 per month for car insurance. That’s the most expensive car insurance on this list, but well worth it to protect this beauty.
TT
The Audi TT is a sporty 4-seat two-door coupe. As an iconic Audi option, you can expect a high-performance vehicle with all of the bells and whistles. You’ll enjoy the smooth handling, roomy trunk space and cabin room (for a coupe), quality materials throughout the cabin and features that come standard.
But as with most sports cars, you can expect to pay a bit more than average for car insurance. On average, TT drivers pay $167 per month to insure their vehicle.
S5
The S5 is a small, speedy and powerful vehicle available as a coupe, hatchback or convertible. You’ll love the cabin quality and speed in this luxe beauty.
You should expect to pay more than the average for car insurance. S5 drivers pay an average of $169 per month for car insurance. As you explore your vehicle options or reducing your monthly expenses, keep this cost in mind.
S4
Last on our list is the S4, a four-door sporty sedan offered by Audi. This is essentially the performance enhanced version of the A4 sedan. Behind the wheel, you’ll find a luxurious interior with sporty features designed to match the power of this vehicle.
With this powerful engine, you can enjoy a smooth ride. But there might be an added bump in your budget. As an S4 driver, you should expect to pay $162 per month for car insurance.
Car Insurance Rates by Insurance Company
Car insurance companies may offer the same product, but each has its own approach to auto insurance. When exploring car insurance companies, you’ll find differences in all areas ranging from claims processing to insurance premiums.
You’ll find that many insurance companies offer drastically different rates for the same person in the same vehicle. That’s why it pays to shop around before committing to one insurer or another.
The chart below indicates 5 insurance companies offering the cheapest car insurance rates for an Audi.
| Insurance Company | Monthly Premium |
|---|---|
| MetroMile | $104 |
| Direct Auto | $106 |
| Gainsco | $113 |
| Clearcover | $114 |
| MileAuto | $115 |
MetroMile starts out with the most affordable rate at $106/mo followed by Direct Auto with a slightly higher rate of $106/mo.
Then Gainsco ($113/mo), Clearcover ($114/mo) and MileAuto ($115/mo) round out the list with very similar average rates.
Again, these are just average rates. The best way to find out how much you’ll pay for car insurance is to compare auto insurance rates. Enter your zip code below to get started.
Audi Features That Impact Insurance Cost
When shopping for your Audi, there are several features to look for if you want to reduce your auto insurance rates. While it’s no guarantee, auto insurance companies will often reward you for driving a vehicle that will reduce the likelihood that you’re involved in or injured in an accident.
Here’s what to look for when shopping for an Audi:
- Driver assistance features. Audi vehicles can come with several features to help drivers stay safe on the road. You’ll find parking assistance capabilities and warning alerts to help prevent collisions in some models. If your vehicle includes some of these optional features, you may receive a lower premium. Plus, these features can help you stay safe!
- Quattro all-wheel drive. Audi offers a specialized version of all-wheel drive to improve your vehicle’s handling. If you have this feature, you could lower your risk of an accident.
- Digital Matrix LED headlights. You may be able to upgrade your headlights to the Digital Matrix LED or DML option. With these specialized headlights, you should be able to reduce your chances of an accident.
FAQs About Audi Car Insurance
Are Audi cars more expensive to insure?
On average, drivers pay $106 per month for car insurance. But the average Audi driver pays $143 per month for car insurance. That’s an average increase of $37 more per month to insure their vehicle.
With that, an Audi driver will typically pay 34% more per month to insure their vehicle. However, you may find that your unique driving record results in a higher or lower premium than the average.
Does Audi have their own car insurance?
Audi is a car manufacturer. At the moment, the company does not offer car insurance. But many other car insurance companies are willing to work with Audi drivers.
How much does Audi insurance cost?
On average, Audi drivers pay $143 per month for car insurance. That’s higher than the average car insurance cost of $106 per month for all drivers. However, your driving record and location can significantly impact your car insurance rates.
