+120 more)
Taylor Milam-Samuel is an experienced insurance writer for Compare.com. A credentialed educator, Taylor is passionate about personal finance and understanding how people manage their money. You can find her work across several trusted insurance and personal finance sites, including U.S. News & World Report, Business Insider, Credit Karma, Insurify, and more.
Taylor has been writing for Compare.com since 2025.
)
Nick Versaw leads Compare.com's editorial department, where he and his team specialize in crafting helpful, easy-to-understand content about car insurance and other related topics. With nearly a decade of experience writing and editing insurance and personal finance articles, his work has helped readers discover substantial savings on necessary expenses, including insurance, transportation, health care, and more. As an award-winning writer, Nick has seen his work published in countless renowned publications, such as the Washington Post, Los Angeles Times, and U.S. News & World Report. He graduated with Latin honors from Virginia Commonwealth University, where he earned his Bachelor's Degree in Digital Journalism.
Updated
At Compare.com, it’s our mission to give you the tools to find the best (and most affordable) insurance for your unique needs and budget. We strive to provide information that’s helpful, clear, and unbiased, and we believe that comparing insurance companies should never put you at risk of spam. Our editorial team — which is made up of experienced writers, editors, insurance agents, and data analysts — has spent thousands of hours researching and creating the coverage overviews, side-by-side comparisons, and detailed reviews you see across our site.
While we make money through partnerships with some of the brands we discuss in our articles, our editorial team operates 100% independently, and these partners never influence or affect the topics, reviews, ratings, or recommendations we provide. We never guarantee favorable reviews or mentions in exchange for compensation from any brands or partners, and we uphold strict editorial standards to ensure our content is always independent, truthful, and unbiased.
Our research found that insuring a Hyundai Tucson costs less than the national average. The Tucson’s solid safety features[1] and strong crash record[2] help keep rates affordable.
Tucson drivers pay an average of $142 per month for car insurance, according to Compare.com data. But the cheapest car insurance companies have much lower rates — you can find average rates starting as low as $68 from companies like Mile Auto and Certainly.
Let’s explore how to find solid coverage and low rates for your Hyundai Tucson.
Insurance for the Hyundai Tucson costs $183 per month for full coverage and $100 for liability-only coverage.
Root has the lowest average rates for a new 2025 Tucson.
Hyundai Tucson drivers in North Carolina pay the lowest average rates, and drivers in New York pay the highest.
Hyundai Tucson drivers pay a little less than the national average for all vehicles for both liability and full-coverage insurance. But the average insurance cost for a Tucson largely depends on your policy type.
Liability-only insurance is cheaper, but the coverage is limited. Even though it meets the minimum requirements for each state, it doesn’t cover the cost of your car repairs or medical expenses. Full coverage, on the other hand, includes liability, comprehensive, and collision coverages, whichy pay for your vehicle repairs, as well as other drivers’ damages.
The table below highlights how Tucson insurance costs compare between each coverage type, according to our data.
Vehicle  | Average Monthly Liability Premium | Average Monthly Full-Coverage Premium | Average Monthly Premium for All Policies |
|---|---|---|---|
| Hyundai Tucson | $100 | $183 | $142 |
| All vehicles | $107 | $197 | $152 |
The average cost of Hyundai Tucson insurance is $100 per month for liability-only coverage and $183 for full coverage. Both figures are around 7% less than the national average for all vehicles.
Even though the average insurance cost for a Hyundai Tucson is $142 per month, you can find simple ways to save.
The companies in the table below have the most competitive rates for a Tucson, according to Compare.com data.
Company | Average Monthly Premium |
|---|---|
| Mile Auto | $68 |
| Certainly | $72 |
| Root | $81 |
| Mercury | $90 |
| Just Insure | $96 |
Mile Auto has average rates of $68 per month, making it the cheapest insurer for Hyundai Tucson drivers. But just because Mile Auto has the lowest average rates doesn’t mean it’s the most affordable company for everyone. Comparing quotes from multiple insurers is the best way to find your lowest rate.
Let’s dive into how demographics affect the cost of car insurance for a Hyundai Tucson.
Compare quotes from America’s cheapest insurers.
)
Even though some insurers offer lower average rates or more extensive coverage, there’s no single “best” insurance company for everyone. The best company depends on your individual needs and preferences. As you search for the right fit, consider your priorities.
We chose the following companies based on different factors, like low rates, discounts, customer ratings, and coverage options.
Here are some of the best car insurance companies for Hyundai Tucson drivers.
Average premium: $68 per month
Compare.com Rating: 2.98 out of 5
Cheap rates for Tucson drivers
Doesn’t track your data
Low-mileage drivers can save
Available in only seven states
Limited coverage options
Hit-or-miss claims process
Mile Auto offers some of the cheapest rates for Tucson drivers in several different categories. The pay-per-mile insurer is a solid choice for budget-conscious drivers who don’t drive often.
Instead of paying a flat rate every month as you would with most companies, Mile Auto charges a base rate and a per-mile rate. Rates depend on your location and driving record, but the company provides sample monthly rates of $48 as a base and $0.08 per mile.
You can report your mileage quickly and securely — snap a photo of your odometer and submit it through a secure link. Unlike other pay-per-mile insurers, Mile Auto doesn’t require you to use a tracking device in your vehicle.
Average premium: $90 per month
Compare.com Rating: 3.6 out of 5
Extensive coverage options
Long list of available discounts
Low rates for Tucson drivers
Available in only 11 states
Mixed customer reviews
Lowest J.D. Power claims satisfaction rating[3]
Mercury offers an extensive list of discounts — including auto-pay, anti-theft, and multi-car discounts — that lower coverage costs. You also have access to a long list of coverage options, like gap insurance and rideshare coverage, which not every insurer offers.
As California’s leading independent insurance agency and the state’s sixth-largest insurer, Mercury is a strong choice for Golden State drivers. And if you live in 10 other states — including Arizona, New Jersey, and New York — Mercury auto insurance is worth considering if you want to use discounts to save on your policy.
Average premium: $81 per month
Compare.com Rating: 3.43 out of 5
Lower rates for safe drivers
Fast claims process
Easy-to-use mobile app
More likely to deny coverage to high-risk drivers
Complicated quote process
Available in only 36 states
Root offers low average rates for Hyundai Tucson drivers and is one of the cheapest insurers for a brand-new 2025 Tucson. The company says it insures only drivers who demonstrate safety behind the wheel, and it measures your performance through its app. While that may mean more denials for higher-risk drivers, it often leads to affordable rates for people who practice safe driving.
A potential downside to Root is that you have to track your driving with the app for a few weeks to get a personalized quote. Most other insurers offer quotes after you answer a few questions online. Root provides an instant quote, but it’s usually more expensive, and you still have to complete the test-drive later.
Comparing quotes saves users an average of $867 per year.†
In general, the more your car is worth, the more expensive it is to replace. That’s because car insurance companies charge more for coverage to offset the cost of a potential replacement.[4]
New cars are worth more and usually cost more to insure. The reverse is also true — older cars are generally worth less and cheaper to insure.
Let’s look at how much drivers pay for Hyundai Tucson car insurance based on the model year.
Tucson Model Year | Average Monthly Premium | Cheapest Insurer | Cheapest Insurer’s Average Monthly Premium |
|---|---|---|---|
| 2025 | $167 | Root | $93 |
| 2024 | $163 | Mile Auto | $88 |
| 2023 | $156 | Root | $88 |
| 2022 | $147 | Mile Auto | $66 |
| 2021 | $149 | Certainly | $62 |
| 2020 | $147 | Certainly | $67 |
| 2019 | $142 | Certainly | $74 |
| 2018 | $141 | Mile Auto | $63 |
| 2017 | $140 | Root | $71 |
| 2016 | $138 | Mile Auto | $56 |
Car insurance is complex, and other factors, like your location, also affect the amount you pay for coverage.
Every state has minimum car insurance requirements — which usually include bodily injury liability and property damage liability — but the amount of coverage varies. These requirements also affect how much coverage costs in each state. Local factors like traffic, the number of uninsured drivers, and car crash fatality ratess in your state can also affect the price of auto insurance.
We’ve gathered the average rates by state to help you better understand how your location might affect your wallet.
State | Average Monthly Premium |
|---|---|
| Alabama | $93 |
| Arizona | $125 |
| Arkansas | $179 |
| California | $180 |
| Colorado | $146 |
| Connecticut | $284 |
| Delaware | $173 |
| Florida | $183 |
| Georgia | $185 |
| Idaho | $94 |
| Illinois | $116 |
| Indiana | $101 |
| Iowa | $85 |
| Kansas | $115 |
| Kentucky | $183 |
| Louisiana | $169 |
| Maine | $111 |
| Maryland | $257 |
| Massachusetts | $141 |
| Michigan | $219 |
| Minnesota | $141 |
| Mississippi | $141 |
| Missouri | $137 |
| Montana | $114 |
| Nebraska | $131 |
| Nevada | $223 |
| New Hampshire | $86 |
| New Jersey | $148 |
| New Mexico | $108 |
| New York | $359 |
| North Carolina | $70 |
| North Dakota | $108 |
| Ohio | $95 |
| Oklahoma | $121 |
| Oregon | $120 |
| Pennsylvania | $122 |
| Rhode Island | $107 |
| South Carolina | $205 |
| South Dakota | $90 |
| Tennessee | $105 |
| Texas | $166 |
| Utah | $136 |
| Vermont | $102 |
| Virginia | $135 |
| Washington | $104 |
| Washington, D.C. | $212 |
| West Virginia | $108 |
| Wisconsin | $95 |
| Wyoming | $90 |
Remember, your location is only one factor that car insurance companies consider. Another important factor is your age.
Your age has a big effect on how much you pay for auto insurance. Young drivers usually pay more for coverage because they have less experience — and riskier behavior — behind the wheel. For example, teen drivers have three times the fatal crash rate compared to drivers aged 20 and older, according to data from the National Highway Traffic Safety Administration (NHTSA).[5]
But as your age and experience increases, car insurance costs tend to decrease. But once you reach retirement age in your 70s, your costs will likely increase again.
The table below outlines the average rates for Tucson drivers by age, according to Compare.com data.
Age Group | Average Monthly Premium | Cheapest Insurer | Cheapest Insurer’s Average Monthly Premium |
|---|---|---|---|
| Teens | $266 | Mile Auto | $123 |
| 20s | $183 | Mile Auto | $88 |
| 30s | $142 | Mile Auto | $68 |
| 40s | $129 | Mile Auto | $62 |
| 50s | $116 | Mile Auto | $56 |
| 60s | $109 | Mile Auto | $52 |
| 70s | $117 | Mile Auto | $56 |
Mile Auto is the cheapest insurer for Hyundai Tucson drivers in every age group, from teens to retirees. But you might pay more or less than the average for your age, depending on your driving record.
Car insurers also consider your driving record when calculating insurance rates. You’ll pay less for coverage if you have a clean record with no accidents, speeding tickets, or other driving incidents.
We’ve found the cheapest insurance companies for Hyundai Tucson drivers with different records.
Driving Record | Average Monthly Premium | Cheapest Insurer | Cheapest Insurer’s Average Monthly Premium |
|---|---|---|---|
| Clean record | $142 | Mile Auto | $68 |
| Speeding ticket | $197 | Mile Auto | $94 |
| At-fault accident | $205 | Mile Auto | $98 |
| DUI | $233 | Mile Auto | $112 |
Mile Auto has the lowest average rates for every type of driving record. But your rates from the company could increase by almost 50% with a DUI on your record.
)
The features and trim level of your Hyundai Tucson can indirectly affect the cost of coverage. For example, models with advanced safety features might qualify for discounts.
With that in mind, let’s take a look at some vehicle features that can affect your insurance rates:
Theft rates: Insurers charge more if a car is more likely to be stolen. The Hyundai Tucson isn’t on the list of the most stolen cars, according to the National Insurance Crime Bureau, which is good news for drivers who want to save on insurance.[6]
Advanced features: More advanced safety features lower the risk of accidents. The National Highway Traffic Safety Administration gives the latest Tucson a 5-star overall safety rating[7] — a solid score that might correlate to lower rates.
Safety record: The Hyundai Tucson is one of the safest small SUVs, earning the Top Safety Pick award from the Insurance Institute for Highway Safety (IIHS). It also earns high scores for crash avoidance and mitigation, which helps reduce insurance costs.
)
We’ve broken down a few of the best ways to lower car insurance costs for your Hyundai Tucson:[8]
Bundle your policies. Most insurers offer discounts for bundling different insurance policies. Consider whether you can bundle your home or renters insurance with your auto insurance.
Ask about discounts. Insurance companies offer discounts for safe driving, students, military members, and more. You can also qualify for discounts if your car has advanced safety features like the Hyundai Tucson does.
Revaluate your coverage needs. If you have an older Tucson that isn’t worth much, you can consider lowering your coverage — but only if you can afford to repair or replace it on your own. If repairs would cost more than the vehicle is worth, you might only want liability coverage.
Consider your deductible. The deductible is the amount you have to pay when you file a claim. The higher your deductible, the lower your monthly premium. If you can afford a higher deductible, consider lowering it to reduce costs. This strategy can be helpful for Tucson owners who have newer vehicles with higher premiums. But ensure you’re able to pay the difference out of pocket if you have to file a claim.
Shop for quotes often. Comparing quotes from at least three insurers is the most effective way to lower costs. The process is usually digital and takes only a few minutes. Shop for quotes once or twice per year to make sure you have the best rates.
Compare personalized quotes from America’s top insurers.
If you want to know more about Hyundai Tucson auto insurance and how to find the best deal, check out the additional information below.
Insuring a Hyundai Tucson costs an average of $142 per month — or $1,704 annually. But rates vary depending on your coverage, driving record, age, location, and more.
Hyundai Tucsons have lower monthly insurance costs than most vehicles, according to our data. The Tucson’s safety record and advanced safety features make insurance for this car cheaper than average.
Even though Tucsons are cheaper than average to insure, other Hyundai models tend to be more expensive. Part of the reason for the high cost is that some models — like the Elantra and Sonata — have the highest theft rates in the country.[6]
The most expensive Hyundai model to insure is the all-electric IONIQ 6, at $209 per month , according to our data. But other factors, such as age, location, and driving record, also affect insurance costs.
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
)
)
)
)
)
)
)
)
Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
)
Taylor Milam-Samuel is an experienced insurance writer for Compare.com. A credentialed educator, Taylor is passionate about personal finance and understanding how people manage their money. You can find her work across several trusted insurance and personal finance sites, including U.S. News & World Report, Business Insider, Credit Karma, Insurify, and more.
Taylor has been writing for Compare.com since 2025.
Nick Versaw leads Compare.com's editorial department, where he and his team specialize in crafting helpful, easy-to-understand content about car insurance and other related topics. With nearly a decade of experience writing and editing insurance and personal finance articles, his work has helped readers discover substantial savings on necessary expenses, including insurance, transportation, health care, and more. As an award-winning writer, Nick has seen his work published in countless renowned publications, such as the Washington Post, Los Angeles Times, and U.S. News & World Report. He graduated with Latin honors from Virginia Commonwealth University, where he earned his Bachelor's Degree in Digital Journalism.
)
USAA offers young drivers with good grades up to 10% in savings with its good student discount. Find out how it works and how to qualify.
)
Looking for cheap car insurance for seniors? Discover the best companies, discounts, and expert tips to lower your rates while keeping the coverage you need.
)
Jeep Grand Cherokee car insurance averages $141 per month. Check out where to get the cheapest rates and how different factors affect your premium.
)
High-risk drivers can have a hard time finding cheap car insurance, but comparing rates can help you save money.
)
Novo offers the cheapest average rates for a Nissan Rogue, at $51 per month. Compare costs, coverage, and insurers to get the best rate for your Rogue.
)
Auto insurance costs an average of $337 per month for young drivers. Discover the cheapest car insurance in Texas for young drivers.
)
)
