Chevrolet Tahoe Car Insurance: How Much Should You Expect to Pay?

Quick Facts

• A Chevrolet Tahoe is more affordable to insure compared to the average SUV.

• Liability only insurance rates for a Tahoe come in at about $75 monthly, while full coverage generally averages around $139 a month.

• At as cheap as $34 per month for liability only coverage, NationalGeneral is the cheapest auto insurance company for a Tahoe.

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Tahoe Overview

With new 2021 models coming in with a base MSRP of $48,000, the Chevrolet Tahoe is a mid-level SUV with broad appeal. With 13 different trim levels currently offered, every driver can find an option to match their style.

After analyzing thousands of insurance quotes through Compare.com, we've found that average Chevrolet Tahoe car insurance prices run about $155 a month. How do auto insurance premiums for the Tahoe stack up against other similar SUVs?

How Much is Car Insurance for a Chevrolet Tahoe?

In the table above, you'll find that Chevrolet Tahoe insurance rates are below average. Tahoe drivers can expect to pay around $75 monthly for liability insurance, and about $139 a month for full coverage, which has comprehensive and collision coverages in addition to liability (our guide, "State Minimum vs. Full Coverage", can give you more information on the difference).

When compared to other Chevrolet models, the Tahoe is less expensive, with prices more than 10% lower than the rest of the company's vehicle offerings. Similarly, coverage for the Tahoe is below average when compared to other vehicles of a similar body style, with both liability only and full coverage insurance averaging less expensive premiums than other SUVs.

Overall, they're just more affordable to insure than the average vehicle, regardless of body style, make, or model.

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Who has the Cheapest Car Insurance for a Chevrolet Tahoe?

If you're browsing for an auto insurance policy for a Chevrolet Tahoe, you're likely wondering which carrier offers the cheapest rates. While rates can fluctuate pretty dramatically from between drivers, Amica has the lowest average rates for liability only coverage, with rates as little as $27 monthly. The next most affordable company is Shelter Mutual, who offers car insurance as little as just $28 per month.

Finishing off the rest of the top 5 are NationalGeneral, Clearcover, and Mercury. That being said, just because these five carriers offer the lowest average rates doesn't necessarily mean they'll be the cheapest companies for you and your unique insurance profile.

After all, your results might be different, since insurance carriers look at multiple variables when calculating premiums. The only way to guarantee you find the cheapest rates is to compare quotes from numerous car insurance companies.

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What Factors Affect Car Insurance Rates for a Chevrolet Tahoe?

As we mentioned above, there are quite a few factors that insurance carriers reference to calculate how much they charge you for a policy -- and each carrier weighs certain attributes more than others, so there's not one company that's the lowest for everyone.

Below are just a few of the things auto insurance companies look at and how each one affects your final rate:

Vehicle Age

The Chevrolet Tahoe has been around for a while, so vehicle age will likely play a big role in what you end up paying for car insurance. Generally, it costs more to insure newer cars because they're worth more, but as they get older, insurance costs will gradually decrease.

As you can see in the table above, the Chevrolet Tahoe does not follow this trend, as the cheapest models to insure are those that are 1 year old or less, while the most expensive models are 4 to 5 years old, on average.

Your Age

Age is another factor that plays a significant role in how much auto insurance carriers will charge you. Based on the information in the table above, teenage drivers have more expensive prices than those who have more experience. In this case, drivers under 18 pay $62 more than those 25 or older.

Car insurance prices continue to go lower as you get older, with drivers aged 55-64 making up the cheapest age group for the Tahoe.

Your Gender

Men tend to pay more for insurance than women. This is because men are more likely to get into accidents and get speeding tickets, which increases the chances of an insurance claim. When it comes to Tahoe drivers specifically, men pay around $4 more than women monthly for auto insurance.

Where You Live

You may already know that factors like how old you are and what vehicle you drive play a role in your insurance rates, but you may not realize that where you live matters, too. Since car insurance is regulated at the state level, prices can vary quite a bit from state to state.

For example, the average Chevrolet Tahoe driver in New York pays about $239 per month for liability coverage, while on average, the same owner in California will pay only a quarter of that price. The chart above shows average premiums for the top 10 most populous states, just to give you a good idea of how much rates can change across states.

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Chevrolet Tahoe Car Insurance Discounts

Regardless of what state you live in, what vehicle you drive, or how old you are, using as many discounts as possible when it comes to your insurance policy is always a smart move.

Even though all car insurance companies offer their own unique discounts, there are a few that you'll find with most insurers. These include things like:

• Vehicle safety discounts for having a vehicle with certain safety features (like anti-lock brakes or air bags) or one with higher safety ratings
• Defensive driving discounts for drivers who take a defensive driving class from a certified school or institution
• Multi-policy discounts for bundling your home and auto policies with the same insurance carrier
• Pay-in-full discounts for agreeing to pay your entire policy rate at once, rather than in monthly installments

There are countless ways to save money on your auto insurance if you know where to look. Sometimes, the best rates come from simply having a favorable insurance profile, which means not having any recent insurance claims or just having a clean driving record.

Even though you can't control every variable car insurance carriers examine to calculate premiums (like some of the ones mentioned above), you can control some of them. Below are just a few of the variables you can use to your favor when it comes to saving money:

Your Driving Record

You've no doubt heard ads from insurance companies posting big savings for safe drivers. It follows that if you get cited for speeding or get into a collision, auto insurance prices will increase. But you still might be left wondering exactly how much collisions and moving violations will cost you.

Looking at the table above, you'll see that accidents will usually cost Tahoe drivers more than tickets, but both will result in higher than average rates. Chevrolet Tahoe drivers with a single ticket will pay about $86 a month, while drivers with one accident on their record pay an average of $101 each month (up $26 from the $75/mo. overall average). Those who have more than one of either violation will end up paying even more.

How Much You Drive

The total amount of miles you drive each year affects your car insurance premiums. Those who are on the roads less are more likely to go accident-free, so they'll usually end up paying less for auto insurance. In the table above, you can see that Chevrolet Tahoe owners who drive 10,000 miles or more pay $76 for insurance, while those who drive fewer than 2,500 miles every year pay about $67 per month.

If you drive a limited amount, it may be worth considering pay-per-mile or usage-based car insurance. With these kinds of plans, you pay a small base rate each month, with your final monthly bill being calculated based on the number of miles you drove.

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How Do Chevrolet Tahoes Compare to Other Vehicles?

If you're thinking about purchasing a Chevrolet Tahoe, you're probably wondering how it compares to other cars. Insurance is just one cost that comes with a new car purchase, but it's certainly one that's worth considering.

Visit the table below to see how the Chevrolet Tahoe stacks up:

Overall, the Chevrolet Tahoe has an MSRP that's on par with the going rate for a new vehicle. The Tahoe retails at $48,000, close to the national average vehicle MSRP of $46,179.

But while the purchase price runs about average, auto insurance prices run below average when compared to the rest of the vehicle market. Liability insurance for a Chevrolet Tahoe is around $26 per month less than average, while full coverage is $16 less monthly.

When it comes to usage, Chevrolet Tahoe drivers are pretty close to the national average in annual miles driven, with 12,112 miles a year compared to 11,660 for all vehicles.

Chevrolet Tahoe Car Insurance Costs by Model Year

So far, you've seen how different things affect how much you might pay for insurance. But if you're thinking about buying a new vehicle and the Tahoe is one you're considering, having a good idea of exactly how much you'll pay can be extremely valuable as you weigh your choices.

That's why we've crunched the numbers and broken down Chevrolet Tahoe car insurance rates by model year. Find the model year you want in the dropdown to see average rates for both full coverage and liability only options, as well as some other helpful info, like which trim levels are offered, who offers the most affordable policies, and the base MSRP for each year the Tahoe has been around.

Choose Your Model

2021 Chevrolet Tahoe Car Insurance 2020 Chevrolet Tahoe Car Insurance 2019 Chevrolet Tahoe Car Insurance 2018 Chevrolet Tahoe Car Insurance 2017 Chevrolet Tahoe Car Insurance 2016 Chevrolet Tahoe Car Insurance 2015 Chevrolet Tahoe Car Insurance 2014 Chevrolet Tahoe Car Insurance 2013 Chevrolet Tahoe Car Insurance 2012 Chevrolet Tahoe Car Insurance 2011 Chevrolet Tahoe Car Insurance 2010 Chevrolet Tahoe Car Insurance

2021 Chevrolet Tahoe Car Insurance

When considering a brand new Chevrolet Tahoe, there's more to choose from than just color. A base model Tahoe will put you back $48,000 (plus taxes and other fees), but with 13 different trim levels to pick from, the price can go up from there.

On average, it costs about $153 a month to buy full coverage insurance for a 2021 Chevrolet Tahoe and $55 per month for a liability only policy. And if you want the cheapest insurance possible, Amica offers liability only policies for sometimes as cheap as $23 a month.

Although this gave you a good idea of what the average 2021 Tahoe will cost to insure, the only way to find out exactly what you'll pay is to get a personalized quote. Luckily, Compare.com will gather quotes from a variety of carriers for you, all for free. Just enter your ZIP code below to get started.

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2020 Chevrolet Tahoe Car Insurance

If you're looking to buy a 2020 Tahoe or already own one, you can expect an average auto insurance price of around $47 for liability or $124 for full coverage.

And if you're just looking for the lowest insurance for your Tahoe, Amica offers liability only policies for as cheap as just $30 monthly.

If you want to know exactly how much you can expect to pay for your Tahoe, get free quotes in minutes by just entering your ZIP code below.

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2019 Chevrolet Tahoe Car Insurance

2019 Chevrolet Tahoe drivers can expect to pay an average of $93 per month for liability or $139 for full coverage.

Clearcover offered the most affordable policy we found, with rates as low as $21 a month.

If you're looking for a more exact figure on what you should pay for car insurance for a 2019 Chevrolet Tahoe, you can get free quotes in minutes by just entering your ZIP code below.

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2018 Chevrolet Tahoe Car Insurance

On average, drivers who own a 2018 Tahoe can expect to pay $128 to $152 monthly for liability only and full coverage auto insurance, respectively.

Looking for the cheapest policy? Shelter Mutual offered liability only coverage for sometimes as low as $27 per month.

Want something more accurate than nationwide averages? Just enter your ZIP code below to get multiple customized quotes for free.

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2017 Chevrolet Tahoe Car Insurance

The average cost to insure a 2017 Chevrolet Tahoe with liability only coverage is $65 a month, while full coverage runs about $185 monthly.

We found Shelter Mutual offered the lowest policy, with rates as low as just $28 per month.

If you want to know exactly how much you can expect to pay for your Tahoe, just enter your ZIP code below and get free quotes in minutes.

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2016 Chevrolet Tahoe Car Insurance

You can expect full coverage for a 2016 Tahoe to run around $168 a month, while liability only coverage will average about $90 monthly.

Gainsco has premiums sometimes as little as $20 a month for the 2016 Chevrolet Tahoe.

Interested in what your insurance rate will be? Enter your ZIP code below to get several personalized quotes for free.

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2015 Chevrolet Tahoe Car Insurance

It costs around $71 monthly for liability or $137 for a full coverage policy for the 2015 Chevrolet Tahoe.

With rates as little as just $17 per month, Shelter Mutual offered the most affordable policy we found for the 2015 Chevrolet Tahoe.

If you want more accurate quotes of how much you can expect to pay, get free quotes in minutes by just entering your ZIP code below.

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2014 Chevrolet Tahoe Car Insurance

On average, drivers who own a 2014 Tahoe can expect to pay $86 to $144 a month for liability only and full coverage auto insurance, respectively.

With prices as low as just $27 per month, Commonwealth Casualty offered the lowest policy we found.

Interested in just how much you'll pay? Just enter your ZIP code below to get lots of personalized quotes for free.

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2013 Chevrolet Tahoe Car Insurance

It costs about $82 monthly for liability or $139 for a full coverage policy for the 2013 Chevrolet Tahoe.

If you're looking for the lowest possible 2013 Chevrolet Tahoe insurance policy, Gainsco offered the most affordable policy we found, with rates as cheap as $19 per month.

If you want to know just how much your price will be, just enter your ZIP code below and get several free quotes in minutes.

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2012 Chevrolet Tahoe Car Insurance

The average cost to insure a 2012 Tahoe with liability only coverage is $91 monthly, while full coverage runs around $133 a month.

MetLife has rates as little as $25 per month for the 2012 Chevrolet Tahoe.

If you want to know just how much your premium will be, just enter your ZIP code below and get free quotes in minutes.

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2011 Chevrolet Tahoe Car Insurance

You can expect full coverage for a 2011 Chevrolet Tahoe to run about $147 a month, while liability only coverage will average around $71 monthly.

Liberty Mutual offered the cheapest policy we found, with rates as low as $22 a month.

Want to find the lowest rates? Get several free personalized quotes by just entering your ZIP code below.

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2010 Chevrolet Tahoe Car Insurance

2010 Tahoe drivers can expect to pay an average of $79 monthly for liability or $150 for full coverage.

With prices sometimes as low as $18 per month, MetLife offered the cheapest policy we found.

While these are good estimates of what the average driver might pay to insure a 2010 Chevrolet Tahoe, these premiums might differ based on your driver profile. Just enter your ZIP code below, to get free personalized quotes in minutes.

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Chevrolet Tahoe Insurance FAQs

Is a Chevrolet Tahoe expensive to insure?

The Chevrolet Tahoe is relatively cheap to insure compared to the average SUV. Liability insurance runs an average of $75 monthly, while full coverage will cost you around $139.

How can I get the best price on car insurance for my Chevrolet Tahoe?

The only way to make sure you're getting the most affordable price on insurance is to regularly shop around and compare quotes from a range of companies. Over time, your driver profile changes, so it's a good rule of thumb to review quotes every 6 months or so. Luckily, sites like Compare.com let you compare prices from an array of carriers at once, meaning you can find the cheapest rates (or guarantee you already have the best deal) for free.

Does the color of my Chevrolet Tahoe affect my insurance premiums?

You may have heard the old adage that it costs more to insure a red car than cars of other colors, but that's actually a myth. There are lots of factors car insurance companies look at when they calculate your rates, but the color of your vehicle is not factored into that decision.

Do I need to have insurance before I buy a Chevrolet Tahoe?

Before you can legally drive your new (or new to you) Tahoe off the dealership lot, you'll need to have a valid auto insurance policy. Some dealerships will offer you an auto insurance policy as part of the buying process, but the best thing to do when buying a a new SUV is to let your car insurance company know before you buy.

What car insurance discounts can I get for my Chevrolet Tahoe?

There are lots of different discounts out there when it comes to insurance. Many of them (like "pay-in-full discounts" and "multi-policy discounts") are more based on you than the car you drive, but if your Tahoe has safety features like airbags, anti-theft systems, anti-lock brakes, and other features, it may qualify for certain discounts. To find out which discounts you might receive, reach out to your insurance carrier and ask about their list of discounts.