Audi Q7 Car Insurance: How Much Should You Expect to Pay?

Quick Facts

• It costs more to insure an Audi Q7 than the average SUV.
• Liability car insurance for a Q7 comes in at around $92 monthly, while full coverage normally tends to be about $179 per month.
• NationalGeneral provides the lowest average premiums for a Q7 with liability only coverage offered for as low as $33 a month.

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Q7 Overview

With 2022 models starting at $55,800, the Audi Q7 is on the more expensive end of the spectrum. There are three different trim levels currently available, so you'll be sure to find an option to fit your style.

We crunched the numbers on thousands of insurance quotes on Compare.com, and we've found that Audi Q7 auto insurance premiums are around $161 monthly, on average. But how does that compare to other SUVs on the market?

How Much is Car Insurance for an Audi Q7?

Based on the table above, compared to other vehicles, Audi Q7 insurance prices are right about average. On average, Q7 owners will pay around $92 per month for liability insurance, and about $179 a month for full coverage, which has comprehensive and collision coverages in addition to liability (our guide, "State Minimum vs. Full Coverage", can provide more details on these different types of insurance).

Compared to other Audi models, the Q7 is slightly cheaper, with rates more than 5% lower than the rest of the company's vehicle lineup. Compared to SUV offerings from other brands, insurance for a Q7 is similarly on the expensive side, with full coverage insurance premiums coming in around $28 more and $12 more for liability only insurance.

When compared to all vehicles of any body type, car insurance prices for both liability only and full coverage policies run higher than average.

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Who has the Cheapest Car Insurance for an Audi Q7?

If you're browsing for an auto insurance policy for an Audi Q7, you might be most interested in which company offers the lowest premiums. Although there will never be one carrier that has the most affordable rates for everyone, the lowest average rates for liability only insurance are sometimes just $29 a month from Hugo. The runner up for cheapest rates is NationalGeneral, with auto insurance policies starting as low as just $33 per month.

Shelter Mutual, MetLife, and Aspire finish off the rest of the top 5. That being said, just because these five carriers offer the lowest average rates doesn't necessarily mean they'll be the cheapest companies for you and your unique insurance profile.

Auto insurance carriers take many different things into consideration when offering you rates. By getting quotes from several car insurance companies at once, you can rest easy knowing that you're finding the lowest rate.

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What Factors Affect Car Insurance Rates for an Audi Q7?

As we mentioned above, there are quite a few variables that auto insurance carriers look at to decide how much they charge for insurance -- and each company weighs different attributes more heavily than others, so there's not one single carrier that's the most affordable for every driver.

Below are just a few of the factors auto insurance companies look at and how each one affects your final rate:

Vehicle Age

The Audi Q7 has been around for a while, so vehicle age will likely make a big difference in what you end up paying for car insurance. Normally, it costs more to insure newer cars because they're worth more, however, as time goes on and Q7s begin to depreciate, insurance costs will gradually get lower.

Based on the information in the above table, the Audi Q7 is not quite in line with this trend, as the most expensive models to insure are those that are 8 to 10 years old, while the cheapest Q7s are 1 year old or less, on average.

Your Age

Age plays a significant role in how much insurance carriers will charge you for a policy. Based on the information above, younger Q7 drivers pay more expensive rates compared to older Q7 drivers. In this case, drivers 18 to 24 pay $38 more than those 25 or older.

Car insurance prices continue to go lower as you get older, with the cheapest age group for Q7 drivers being 65 years and older.

Your Gender

Did you know men usually pay more for auto insurance than women? This is because men are more likely to get into accidents and get speeding tickets, which raises the chances of an insurance claim. When it comes to Q7 drivers specifically, women pay about 4% less than men monthly for insurance.

Where You Live

It may seem like common sense that things like how old you are and what vehicle you drive play a role in your car insurance premiums, but you may not realize that where you live is just as important. Insurance is regulated on the state level rather than nationally, so prices change quite a bit from state to state.

For example, the average Audi Q7 driver in New York pays around $175 per month for liability coverage. Meanwhile, the same owner in California will pay less than half of that price, on average. The table referenced above shows average rates for the 10 largest states by population, just to give you a good idea of how much prices can change between states.

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Audi Q7 Car Insurance Discounts

No matter your age, your car, or your home state, it's always a smart move to take advantage of as many auto insurance discounts as possible when shopping around for a new policy.

Not every insurance company will offer the same discounts, but there are a few that are relatively universal. These include things like:

• Pay-in-full discounts for agreeing to pay your entire policy rate at once, rather than in monthly installments
• Multi-policy discounts for using the same insurance carrier for both your home and car insurance
• Multi-car discounts for having more than one vehicle on your auto policy
• Defensive driving discounts for taking a defensive driving class through a certified school or institution

While these are just a few of the discounts car insurance companies offer, there are countless other ways to save money on you monthly insurance bill. Sometimes, the best way to get the cheapest rates is by strengthening your overall insurance profile that carriers look at. This includes things like driving safely, avoiding lapses in coverage, and not having recent insurance claims.

While you may not have control of every factor auto insurance carriers consider to calculate premiums (like some of the ones mentioned above), you can control some of them. Below are just a few of the factors you can use to your favor in order to save money on car insurance:

Your Driving Record

You've almost certainly noticed ads from insurance companies offering big discounts for good drivers. It makes sense that if you get into an accident or get a speeding ticket, car insurance rates will go higher. But exactly how much can it cost you for these infractions?

Looking at the table above, you'll notice that accidents will usually cost Q7 drivers more than tickets, but both will result in above average rates. Audi Q7 drivers with a single accident on their record pay an average of $144 every month (up $52 from the $92/mo. overall average), while drivers with one ticket will pay about $94 monthly. Those with multiple kinds of either violation will end up paying even more.

How Much You Drive

Another variable that plays a role in your insurance premiums is how much you drive. Those who drive less often are more likely to go accident-free, so they'll typically be offered more affordable rates. In the above table, you can see that Audi Q7 owners who drive fewer than 2,500 miles each year pay an average of $91 a month for auto insurance, while those who put 10,000 miles or more on their cars pay $102.

If you work from home or drive less often than the average driver, it may be worth reviewing usage-based or pay-per-mile car insurance. With these kinds of policies, you pay a small base rate each month, with your final monthly bill being calculated based on the number of miles you drove.

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How Do Audi Q7s Compare to Other Vehicles?

If you're thinking about buying a new vehicle and an Audi Q7 is on your shortlist, you might want to know how it compares to other vehicles. Car insurance is just one cost that's associated with a new car purchase, but it's certainly one that's worth considering carefully.

Take a look at the table below to see how the Audi Q7 compares:

Overall, the Audi Q7 has an MSRP that's on par with the going rate for a new vehicle. The Q7 comes in at $55,800, similar to the national average vehicle MSRP of $46,192.

Liability insurance for an Audi Q7 is, while full coverage is over $20 cheaper per month.

When it comes to usage, Audi Q7 owners drive about the same amount annually as the national average, with 11,617 miles per year for all vehicles compared to the Q7's 11,487 a year.

Audi Q7 Car Insurance Costs by Model Year

You've seen how different variables can have an impact on how much the average driver pays for insurance. But if you're considering buying a new vehicle and the Q7 is one you're thinking about, knowing what you can expect to pay can be helpful as you consider your choices.

Choose Your Model

2021 Audi Q7 Car Insurance 2020 Audi Q7 Car Insurance 2019 Audi Q7 Car Insurance 2018 Audi Q7 Car Insurance 2017 Audi Q7 Car Insurance 2015 Audi Q7 Car Insurance 2014 Audi Q7 Car Insurance 2013 Audi Q7 Car Insurance 2012 Audi Q7 Car Insurance 2011 Audi Q7 Car Insurance 2010 Audi Q7 Car Insurance

2021 Audi Q7 Car Insurance

The average cost to insure a 2021 Audi Q7 with liability only coverage is $35 monthly, while full coverage runs about $94 a month.

With rates as cheap as $24 per month, Hugo offered the cheapest policy we found.

Want to figure out exactly what you'll be asked to pay? Get lots of free customized quotes by just entering your ZIP code below.

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2020 Audi Q7 Car Insurance

2020 Q7 drivers can expect to pay an average of $57 monthly for liability or $203 for full coverage.

Clearcover offered the lowest policy we found, with rates sometimes as little as $43 a month.

If you want to find the best premiums for car insurance for a 2020 Audi Q7, enter your ZIP code below and compare a bunch of personalized quotes in just a few minutes.

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2019 Audi Q7 Car Insurance

On average, drivers who own a 2019 Audi Q7 can expect to pay $65 to $162 monthly for liability only and full coverage insurance, respectively.

We found SafeAuto offered the cheapest policy, with rates sometimes as cheap as $26 per month.

These average prices are a great starting point if you're in the market for a 2019 Audi Q7, but there are a lot of different factors that go into calculating your policy rates. If you want to figure out exactly what you'll be asked to pay, get customized quotes by entering your ZIP below.

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2018 Audi Q7 Car Insurance

You can expect full coverage for a 2018 Q7 to run around $164 a month, while liability only coverage will average about $83 per month.

Hugo has rates sometimes as low as $20 a month for the 2018 Audi Q7.

Want to know just how much you'll pay? Get several free personalized quotes by just entering your ZIP code below.

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2017 Audi Q7 Car Insurance

It costs around $88 monthly for liability or $192 for a full coverage policy for the 2017 Audi Q7.

If you're looking for the lowest possible 2017 Audi Q7 insurance policy, Mercury offered the most affordable policy we found, with rates as little as $22 a month.

While these are good estimates of what the average driver might pay to insure a 2017 Audi Q7, these prices might differ based on your driver profile. Just enter your ZIP code below, to get free personalized quotes in minutes.

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2015 Audi Q7 Car Insurance

2015 Q7 drivers can expect to pay an average of $63 per month for liability or $198 for full coverage.

With premiums as little as just $22 monthly, MetLife offered the cheapest policy we found for the 2015 Audi Q7.

If you want to know exactly how much you can expect to pay for your Q7, just enter your ZIP code below and get free quotes in minutes.

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2014 Audi Q7 Car Insurance

On average, drivers who own a 2014 Audi Q7 can expect to pay $85 to $204 a month for liability only and full coverage auto insurance, respectively.

Looking for the most affordable policy? Safeco offered liability only coverage for as cheap as just $25 monthly.

If you want to know just how much your price will be, get free quotes in minutes by just entering your ZIP code below.

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2013 Audi Q7 Car Insurance

You can expect full coverage for a 2013 Q7 to run about $171 per month, while liability only coverage will average around $98 a month.

If you're looking for the most affordable 2013 Audi Q7 insurance policy, Infinity offered the lowest policy we found, with rates sometimes as cheap as $31 monthly.

Interested in just how much you'll pay? Just enter your ZIP code below to get a variety of free personalized quotes.

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2012 Audi Q7 Car Insurance

The average cost to insure a 2012 Audi Q7 with liability only coverage is $77 per month, while full coverage runs about $157 a month.

Looking for the cheapest policy? Liberty Mutual offered liability only coverage for sometimes as low as $39 per month.

If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get free quotes in minutes.

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2011 Audi Q7 Car Insurance

It costs around $130 monthly for liability or $167 for a full coverage policy for the 2011 Q7.

With rates as low as $35 per month, Mercury offered the most affordable policy we found.

Want something more accurate than nationwide averages? All you need to do is enter your ZIP code below and you'll be on your way to comparing a whole bunch of personalized quotes from the nation's top insurance carriers.

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2010 Audi Q7 Car Insurance

2010 Audi Q7 drivers can expect to pay an average of $87 monthly for liability or $170 for full coverage.

With prices as cheap as $26 a month, Workmens offered the lowest policy we found for the 2010 Audi Q7.

If you want to know exactly how much you can expect to pay for your Q7, just enter your ZIP code below and get several free quotes in minutes.

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Audi Q7 Insurance FAQs

Is an Audi Q7 expensive to insure?

The Audi Q7 is relatively expensive to insure compared to the average SUV. Liability insurance runs an average of $92 per month, while full coverage will cost you around $179.

How can I get the best price on car insurance for my Audi Q7?

There's only one way to be confident you're getting the cheapest rates -- regularly shopping around and getting quotes. Over time, your driver profile changes, so it's a good rule of thumb to review quotes every 6 months or so. Luckily, sites like Compare.com let you compare premiums from a multitude of companies at once, meaning you can find the most affordable rates (or guarantee you already have the best deal) for free.

Does the color of my Audi Q7 affect my insurance rates?

You've probably heard the old adage that it costs more to insure a red car, but that's simply not true. There are many variables insurance carriers consider when they decide how much your policy will be, but your vehicle's color is not factored into that equation.

Do I need to have insurance before I buy an Audi Q7?

Before you can legally drive your new (or new to you) car off the dealership lot, you'll need to have valid car insurance for it. Some dealerships may offer you an auto insurance policy as part of the car-buying process, but it's best to let your auto insurance carrier know beforehand.

What car insurance discounts can I get for my Audi Q7?

There are a ton of discounts out there when it comes to car insurance. Many of them (like "safe driver discounts" and "multi-vehicle discounts") are more based on you than the Q7 you drive, but if your Q7 has safety features like anti-theft systems, anti-lock brakes, airbags, and other features, it may qualify for certain discounts. The only way to know is to contact your insurance company and ask about their discounts.