Audi A6 Car Insurance: How Much Should You Expect to Pay?

Quick Facts

• An Audi A6 is more expensive to insure than the average car.
• Liability insurance for an A6 tends to be about $87 monthly, while full coverage generally runs around $207 a month.
• Workmens provides the lowest average premiums for an A6 with liability only coverage offered for as little as just $28 per month.

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A6 Overview

Coming in with a base MSRP of $55,900 for 2022 models, the Audi A6 is on the more expensive end of the spectrum. With three different trim levels currently offered, there's a style for every driver.

We crunched the numbers on thousands of auto insurance quotes on Compare.com, and we've found that Audi A6 car insurance rates run about $177 monthly, on average. How do auto insurance premiums for the A6 stack up against other similar cars?

How Much is Car Insurance for an Audi A6?

You can see in the table above that when you compare the Audi A6 to other vehicles, insurance rates are higher than average. On average, A6 owners can expect to pay around $87 a month for liability insurance, and about $207 monthly for full coverage, which has comprehensive and collision coverages in addition to liability (our guide, "State Minimum vs. Full Coverage", can give you more information on the difference between these types of insurance).

Compared to other Audi models, the A6 is slightly more expensive, with prices around 9% higher than the rest of the automaker's vehicle lineup. Similarly, A6 coverage is higher than average when compared to other vehicles of a similar body style, with both liability only and full coverage insurance averaging more expensive premiums than other cars.

Generally, they're just more expensive to insure than the average vehicle, no matter which body style, model, or make you compare it to.

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Who has the Cheapest Car Insurance for an Audi A6?

If you're looking for an auto insurance policy for an Audi A6, you're probably wondering which company offers the cheapest prices. Although costs will usually be pretty different from driver to driver, Workmens offers the cheapest average rates for liability only coverage, with rates sometimes as low as $28 per month. The runner up for most affordable rates is Hugo, with insurance policies starting as low as just $31 a month.

Completing the top 5 carriers are Shelter Mutual, Commonwealth Casualty, and NYCM. But just because these five companies offer the lowest average rates doesn't necessarily mean they'll be the cheapest for you.

Insurance carriers take a whole range of different variables into consideration when calculating how much to charge you. By checking quotes from a lot of car insurance companies at once, you can rest easy knowing that you're finding the lowest rate.

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What Factors Affect Car Insurance Rates for an Audi A6?

As we mentioned above, there are lots of factors that auto insurance carriers consider to calculate how much they charge you for a policy -- and each carrier weighs certain attributes more than others, so there's not just one company that's the most affordable for every A6 driver.

The sections below show a bunch of things car insurance companies use to determine rates:

Vehicle Age

Audi has been making the A6 for quite some time -- and that means the car's age may play a big role in how much you'll pay for insurance. Generally, older cars will be cheaper to insure because they're worth less than newer models, and as cars get older, insurance costs will gradually decrease.

According to the table above, the Audi A6 does not follow this trend, as the cheapest models to insure are those that are 1 year old or less, while on average, the most expensive A6s are 15 years old or more.

Your Age

Your age is another factor that makes a difference in how much you pay for auto insurance. In the table above, you'll see that drivers under 24 pay more compared to drivers with more experience. In this case, drivers between 18 and 24 pay $47 more than those 25 or older.

Car insurance prices continue to get lower as you get older, with drivers aged 55-64 making up the cheapest age group for the A6.

Your Gender

You may not know, but insurance is normally more expensive for men than for women. This is because men are more likely to get into accidents and get tickets, which increases the chances of an insurance claim. The Audi A6 sticks to the norm, where women pay about $4 less than men monthly for car insurance.

Where You Live

It may be obvious that variables like how old you are and what vehicle you drive play a role in your insurance rates, but did you know that where you live can have just as much as an impact? Since car insurance is regulated on the state level and not nationally, premiums can differ quite a bit depending on which state you're located in.

For example, the average Audi A6 owner in New York pays around $206 a month for liability coverage, while the same Californian driver will pay only a quarter of that price, on average. The chart above shows average prices for the 10 largest states by population, just to give you a good idea of how much rates can change depending on where you live.

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Audi A6 Car Insurance Discounts

Whatever what state you live in, what vehicle you drive, or how old you are, using as many discounts as possible when it comes to your auto insurance is always a smart move when shopping around for a new policy.

While no two car insurance carriers offer the same exact discounts, there are a few that you'll find with most insurers. These include things like:

• Vehicle safety discounts for having a vehicle with certain safety features (like anti-lock brakes or air bags) or one with higher than average safety ratings
• Defensive driving discounts for taking a defensive driving class from a certified school or institution
• Multi-policy discounts for bundling your home and auto policies with the same carrier
• Pay-in-full discounts for drivers who agree to pay their entire policy price at once, rather than by monthly payments

However, discounts aren't the only way to save. Sometimes, the best rates come from simply having a favorable insurance profile, which means having a clean driving record or not having any recent insurance claims.

Even though you may not be able to control every variable insurance companies examine to calculate prices (like some of the ones mentioned above), there are quite a few you can control. Below are just a few of the ones you can use to your favor in order to save on auto insurance:

Your Driving Record

It's no secret that car insurance carriers offer the cheapest premiums to drivers with clean records. It follows that your insurance prices will get higher if you get into an accident or get tickets for speeding. But how much will they cost you?

As you can tell from the table above, accidents will usually cost A6 drivers more than tickets, but both will result in a raise in rates. Audi A6 drivers with a single accident on their record pay about $100 every month (up $13 from the $87/mo. overall average), while drivers with one ticket will pay an average of $99 per month. Those with multiple violations of either kind will end up paying even more.

How Much You Drive

The total amount of miles you drive annually impacts your auto insurance premiums. Drivers who are on the roads less often are less likely to get speeding tickets, so they'll typically get less expensive rates. In the table above, you can see that Audi A6 owners who drive 10,000 miles or more pay $87 for insurance, while those who drive fewer than 2,500 miles per year pay an average of $65 monthly.

But if you drive a limited amount, it may be worth reviewing pay-per-mile or usage-based car insurance. With these kinds of coverage, you pay a small base rate each month, with your final monthly bill being calculated based on how many miles you drove.

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How Do Audi A6s Compare to Other Vehicles?

If you're thinking about making an Audi A6 your next car, it might be helpful to do your due diligence. Auto insurance is just one cost that comes with a new car purchase, but it's guaranteed to be one that's worth taking into consideration.

Check out the table below to see how the Audi A6 compares:

Overall, the Audi A6 has an average MSRP and is on par with the going rate for a new vehicle. The A6's $46,192 base MSRP is right on trend with the national average of $55,900.

Liability insurance for an Audi A6 is, while full coverage is $9 more per month.

When it comes to usage, Audi A6 drivers are near the national average in annual miles driven, with 11,495 miles a year compared to 11,617 for all vehicles.

Audi A6 Car Insurance Costs by Model Year

Thus far, you've seen how different things have an impact on how much the average driver pays for auto insurance. But if you're thinking about buying a new vehicle and the A6 is one you're considering, knowing what you'll likely pay for the specific car you're looking at can be extremely helpful as you weigh your choices.

Choose Your Model

2021 Audi A6 Car Insurance 2020 Audi A6 Car Insurance 2019 Audi A6 Car Insurance 2018 Audi A6 Car Insurance 2017 Audi A6 Car Insurance 2016 Audi A6 Car Insurance 2015 Audi A6 Car Insurance 2014 Audi A6 Car Insurance 2013 Audi A6 Car Insurance 2012 Audi A6 Car Insurance 2011 Audi A6 Car Insurance 2010 Audi A6 Car Insurance

2021 Audi A6 Car Insurance

You can expect full coverage for a 2021 Audi A6 to run about $251 a month, while liability only coverage will average around $69 monthly.

With prices as cheap as $31 per month, Safeco offered the cheapest policy we found for the 2021 Audi A6.

Interested in what your auto insurance premium will be? Just enter your ZIP code below to get lots of personalized quotes for free.

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2020 Audi A6 Car Insurance

On average, drivers who own a 2020 A6 can expect to pay $67 to $197 a month for liability only and full coverage car insurance, respectively.

Safeco has rates as cheap as just $27 monthly for the 2020 Audi A6.

While these are good estimates of what the average driver might pay to insure a 2020 Audi A6, these premiums might differ based on your driver profile. Just enter your ZIP code below, to get free personalized quotes in minutes.

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2019 Audi A6 Car Insurance

2019 Audi A6 drivers can expect to pay an average of $59 a month for liability or $196 for full coverage.

We found Aspire offered the lowest policy, with rates as low as $27 per month.

If you want to find the best prices for insurance for a 2019 Audi A6, enter your ZIP code below and compare multiple personalized quotes in just a few minutes.

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2018 Audi A6 Car Insurance

The average cost to insure a 2018 A6 with liability only coverage is $56 a month, while full coverage runs about $188 monthly.

If you're looking for the most affordable 2018 Audi A6 insurance policy, Commonwealth Casualty offered the cheapest policy we found, with rates sometimes as cheap as $28 per month.

If you want to find the best rates for car insurance for a 2018 Audi A6, enter your ZIP code below and compare a whole bunch of personalized quotes in just a few minutes.

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2017 Audi A6 Car Insurance

It costs around $91 a month for liability or $223 for a full coverage policy for the 2017 Audi A6.

Commonwealth Casualty offered the most affordable policy we found, with rates sometimes as little as $29 per month.

Want something more accurate than nationwide averages? Just enter your ZIP code below to get several free customized quotes.

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2016 Audi A6 Car Insurance

On average, drivers who own a 2016 A6 can expect to pay $93 to $219 monthly for liability only and full coverage auto insurance, respectively.

With prices as little as $18 a month, Shelter Mutual offered the lowest policy we found.

If you want to know just how much your rate will be, get free quotes in minutes by just entering your ZIP code below.

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2015 Audi A6 Car Insurance

It costs about $73 monthly for liability or $213 for a full coverage policy for the 2015 Audi A6.

Looking for the cheapest policy? MetroMile offered liability only coverage for as low as just $19 per month.

If you want to know just how much your price will be, just enter your ZIP code below and get free quotes in minutes.

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2014 Audi A6 Car Insurance

2014 A6 drivers can expect to pay an average of $78 monthly for liability or $200 for full coverage.

We found MetLife offered the most affordable policy, with rates as little as $23 per month.

If you're looking for a more exact figure on what you should pay for insurance for a 2014 Audi A6, you can get free quotes in minutes by just entering your ZIP code below.

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2013 Audi A6 Car Insurance

The average cost to insure a 2013 Audi A6 with liability only coverage is $75 a month, while full coverage runs around $207 per month.

If you're looking for the lowest possible 2013 Audi A6 insurance policy, Safeco offered the lowest policy we found, with rates sometimes as little as $25 monthly.

Want to know just how much you'll pay? Get multiple customized quotes for free by just entering your ZIP code below.

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2012 Audi A6 Car Insurance

You can expect full coverage for a 2012 A6 to run about $267 a month, while liability only coverage will average around $111 per month.

With premiums as cheap as $22 monthly, Hugo offered the most affordable policy we found.

If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get free quotes in minutes.

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2011 Audi A6 Car Insurance

On average, drivers who own a 2011 Audi A6 can expect to pay $111 to $229 a month for liability only and full coverage car insurance, respectively.

With rates sometimes as cheap as $35 monthly, Foremost offered the cheapest policy we found for the 2011 Audi A6.

Want to find the best rates? Get a variety of free personalized quotes by just entering your ZIP code below.

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2010 Audi A6 Car Insurance

It costs about $75 per month for liability or $175 for a full coverage policy for the 2010 A6.

MetLife offered the lowest policy we found, with rates as cheap as just $25 a month.

If you want to know just how much your rate will be, just enter your ZIP code below and get several free quotes in minutes.

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Audi A6 Insurance FAQs

Is an Audi A6 expensive to insure?

The Audi A6 is more expensive to insure compared to the average vehicle. Liability insurance runs an average of $87 monthly, while full coverage will cost you around $207.

How can I get the best price on car insurance for my Audi A6?

There's only one way to make sure you're getting the most affordable rates -- regularly shopping around and comparing quotes from an array of companies. Over time, your driver profile changes, which could change your rates, so it's recommended that you get quotes every 6 months or so. Luckily, sites like Compare.com let you compare prices from many carriers at once, meaning you can find the lowest rates (or guarantee you already have the best deal) in just a few minutes.

Does the color of my Audi A6 affect my insurance rates?

You've probably heard the old adage that red cars cost more to insure, but that's just a myth. There are multiple factors auto insurance companies use when they decide your insurance premium, but your Audi A6's color isn't one of them.

Do I need to have insurance before I buy an Audi A6?

You'll need to have valid auto insurance for your car before you can legally drive your it off the dealership lot. Some dealerships will offer you an auto insurance policy as part of the buying process, but the best thing to do when buying a a new car is to talk with your car insurance company ahead of time.

What car insurance discounts can I get for my Audi A6?

There are a ton of discounts out there for auto insurance. Many of them (like "safe driver discounts" and "multi-vehicle discounts") are more based on you than the vehicle you drive, but if your A6 has safety features like airbags, anti-lock brakes, anti-theft systems, and other features, it may qualify for certain discounts. You'll only know about which discounts you qualify for if you get in touch with your insurance carrier and ask about their discounts, since they vary quite a bit from company to company.