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Mandy Sleight has over 15 years of insurance knowledge and expertise in auto, home, life, health, pet, supplemental benefits, and other insurance products. She’s a sought-after insurance expert, appearing in Bankrate.com, Moneygeek.com, U.S. News & World Report, Reviews.com, CNET, and other publications, and she's been writing for Compare.com since 2023.
Mandy uses her background and experience working for well-known insurance companies like State Farm and Nationwide Insurance to create engaging and easy-to-understand content that helps readers make smarter insurance choices that have a positive effect on their budgets and finances.
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Nick Versaw leads Compare.com's editorial department, where he and his team specialize in crafting helpful, easy-to-understand content about car insurance and other related topics. With nearly a decade of experience writing and editing insurance and personal finance articles, his work has helped readers discover substantial savings on necessary expenses, including insurance, transportation, health care, and more. As an award-winning writer, Nick has seen his work published in countless renowned publications, such as the Washington Post, Los Angeles Times, and U.S. News & World Report. He graduated with Latin honors from Virginia Commonwealth University, where he earned his Bachelor's Degree in Digital Journalism.
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If you’re a rideshare driver, your personal car insurance policy won’t cover you while you’re working — even if you just have the app on and are waiting for a ride request. Although GEICO advertises it offers rideshare insurance on its website, you can only get it from third-party companies it partners with.
Here’s what you need to know about rideshare insurance, what it means if you’re an existing GEICO customer, and alternative options to consider.
GEICO doesn’t offer rideshare insurance directly — only through thid-party insurance partners.
You should always notify your auto insurance company if you’re a rideshare driver, or you’ll risk the company canceling your policy.
Rideshare coverage through transportation network companies (TNC) like Uber and Lyft might not be enough to protect you in a car accident.
GEICO Rideshare Insurance FAQs
If you still have questions about GEICO rideshare insurance, check out our answers to some of the most common questions.
What’s the best insurance company for Uber drivers?
The best rideshare insurance for Uber drivers depends on where you live, your driving history, vehicle make and model, and specific needs. Comparing quotes from several insurance companies can help you find the best coverage at an affordable price.
What’s the purpose of rideshare insurance?
A rideshare driver’s personal auto insurance doesn’t cover driving for business purposes — at least not without adding special coverage. Rideshare companies usually provide only the minimum coverage your state requires, which could leave a coverage gap. Getting your own rideshare insurance lets you control your coverage options to ensure you’re adequately protected in case of an accident.
Does rideshare insurance cover DoorDash?
Rideshare insurance may cover delivery services like DoorDash, but it varies by state. If your state considers DoorDash a transportation network company, rideshare insurance will likely cover Dashers. Before purchasing a policy, it’s a good idea to check with an insurer to find out if it covers DoorDash.
Does GEICO offer rideshare insurance in Florida?
No. GEICO doesn’t offer rideshare insurance in Florida. Consider getting quotes from some of the best rideshare insurance companies in Florida, like State Farm or Progressive. State Farm has a lower rate for adding rideshare coverage — $23, on average — than similar companies, according to Compare.com data.
Does GEICO offer rideshare insurance in New York?
No. GEICO doesn’t offer rideshare insurance in New York. AAA, Liberty Mutual, or Progressive may be a good option for New York rideshare insurance.
Sources:
Trustpilot, “GEICO,” accessed August 21, 2024.
Reddit, “GEICO kicking me out,” accessed August 21, 2024.
Reddit, “Anybody driving in Florida knows any recommendations on rideshare insurance? Geico just sent me a letter saying they won't renew my policy, so I need to find something in 2 months,” accessed August 21, 2024.
Reddit, “AUTO INS CANCELLED BY GEICO,” accessed August 21, 2024.
Reddit, “What insurance allows rideshare??? I was dropped by Geico because they found out,” accessed August 21, 2024.
Reddit, “How do I add Rideshare insurance to my auto policy?,” accessed August 21, 2024.
Lyft, “Insurance coverage while driving with Lyft,” accessed August 21, 2024.
Uber, “Insurance to help protect you,” accessed August 21, 2024.
Methodology
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
- All of Compare.com's content is written and reviewed for accuracy by a team of experienced writers and editors who are experts on the topics they cover.
- None of Compare.com's content is ever influenced by the companies and brands we partner with.
- Compare.com's editorial team operates independently of any of the company's partnership or business development interests. We publish unbiased information strictly for the benefit of our readers.
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Learn more about us, our team, and what makes us tick.
)
Mandy Sleight has over 15 years of insurance knowledge and expertise in auto, home, life, health, pet, supplemental benefits, and other insurance products. She’s a sought-after insurance expert, appearing in Bankrate.com, Moneygeek.com, U.S. News & World Report, Reviews.com, CNET, and other publications, and she's been writing for Compare.com since 2023.
Mandy uses her background and experience working for well-known insurance companies like State Farm and Nationwide Insurance to create engaging and easy-to-understand content that helps readers make smarter insurance choices that have a positive effect on their budgets and finances.
)
Nick Versaw leads Compare.com's editorial department, where he and his team specialize in crafting helpful, easy-to-understand content about car insurance and other related topics. With nearly a decade of experience writing and editing insurance and personal finance articles, his work has helped readers discover substantial savings on necessary expenses, including insurance, transportation, health care, and more. As an award-winning writer, Nick has seen his work published in countless renowned publications, such as the Washington Post, Los Angeles Times, and U.S. News & World Report. He graduated with Latin honors from Virginia Commonwealth University, where he earned his Bachelor's Degree in Digital Journalism.