The Best Car Insurance Mobile Apps in 2024
Secure. Free. Easy-to-use.
Excellent
Been here before? Get your quotes back.
)
Written byJ.J. Starr
)
J.J. StarrInsurance Writer
)
Edited byLequita Westbrooks
)
Lequita WestbrooksSenior Editor
)
Reviewed byDavid C. Marlett, Ph.D., CPCU
)
David C. Marlett, Ph.D., CPCUExpert Reviewer, Insurance
Professor of Risk Management
25+ years in insurance
Former commercial lines underwriter
Updated
Why You Can Trust Compare.com: At Compare.com, it’s our mission to find simple ways to help our customers save money on the things they need. While we partner with some of the companies and brands we talk about in our articles, all of our content is written and reviewed by our independent editorial team and never influenced by our partnerships. Learn about how we make money, review our editorial standards, and reference our data methodology to learn more about why you can trust Compare.com.
)
Car insurance apps are digital tools that help you manage your policies more efficiently. They offer convenience, real-time updates, and secure access to essential services. Many apps let you file claims, make payments, and request roadside assistance straight from your phone. Additionally, you can use your digital auto insurance ID cards as valid proof of coverage in all states except New Mexico.
GEICO and The General lead the market with apps that provide robust, easy-to-use features. But insurance apps offer more than policy management — some specialize in emergency services, improving driving habits, or getting better rates on car insurance. You can also use multiple apps to make your life easier.
Keep reading to learn about the best car insurance apps available — plus the benefits and risks of using mobile apps.
Get Cheaper Car Insurance in Minutes
Excellent
4.6 out of 5 based on 592 reviews
Secure. Free. Easy-to-use.
The 5 Best Car Insurance Apps in 2024
The best car insurance app depends on your unique preferences, so carefully consider your needs and priorities when planning your digital toolbox. To help you find the right app, we researched the App Store and Google Play to find the best car insurance apps.
We selected the following apps based on their standout performance in five categories. Each mobile app excels in ease of use, value, and customer satisfaction — as actual customers report.
Mobile App | Best For | Apple App Store Rating | Google Play Store Rating |
|---|---|---|---|
| GEICO | Policy management | 4.8 | 4.6 |
| The General | High-risk drivers | 4.7 | 4.8 |
| KnowYourDrive | Telematics | 4.7 | 4.3 |
| AAA | Roadside assistance | 4.7 | 4.4 |
| USAA | Personal finances | 4.8 | 4.0 |
In the sections below, we’ll provide a detailed overview of each app and what it’s best known for.
| User Reviews | 3.9 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.6 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $87/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $143/mo |
3.9
A solid optionBased on 636 verified guest reviews and ratings
GEICO's score | Industry average | |
|---|---|---|
| Coverage options | 4.3 | 3.2 |
| Customer service | 4.3 | 3.6 |
| Discounts | 4.4 | 2.9 |
| Policy transparency | 4.4 | 3.1 |
| Value | 4.4 | 2.9 |
How drivers feel about GEICO
Drivers appreciate the easy communication and good customer service, but many are unhappy with the regular and significant price increases.
AI-generated from the text of verified reviews collected by Compare.com
Showing recent national reviewsSee all 270 GEICO reviews
Verified Review
Reviewed in Pennsylvania on March 23, 2026
The price kept going up and up with no reason as to why. I have no tickets, claims, accidents, no missed payments, no issues at all over all my years with them, but every 6 months I got an email saying the policy would cost more.
Verified Review
Reviewed in New York on March 15, 2026
Count on getting a rate increase every 6 months no matter how good your driving record is!
Verified Review
Reviewed in Florida on March 13, 2026
I've never had an accident with Geico, and I've been with them for a long time. However, they keep increasing my rates every 6 months.
…
J.D. Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
637NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.59AM Best
AM Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
The GEICO mobile app is the most reviewed app on the market, with more than 4.5 million reviews. Customers praise its accessibility and diverse functions, including bill pay, claims management with the Easy Photo Estimate feature, and policy updates (adding a new driver, etc.). You’ll also have access to a virtual assistant, roadside assistance, maintenance notifications, and recall alerts.
The two customers below gave the GEICO mobile app five stars. They’re happy with how easy and convenient the app is to use and how they can manage everything they need within the app.
Pros
Simple but comprehensive auto policy management
Customizable coverage for personalized protection
Cons
Sometimes inaccurate readings for DriveEasy scoring
Significant data usage for DriveEasy
)
)
Negative reviews highlight issues with DriveEasy, GEICO’s optional telematics feature. Several reviewers complain that the app penalizes them for using navigation apps and deducts points when passengers use their phones.
Several car insurance company apps, including State Farm, Progressive, and Liberty Mutual, were close contenders for best in policy management, with high functionality and excellent reviews.
| User Reviews | 3.5 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 3.5 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $90/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $174/mo |
3.5
A solid optionBased on 35 verified guest reviews and ratings
The General's score | Industry average | |
|---|---|---|
| Coverage options | 3.2 | 3.2 |
| Customer service | 3.0 | 3.6 |
| Discounts | 3.4 | 2.9 |
| Policy transparency | 3.5 | 3.1 |
| Value | 3.0 | 2.9 |
How drivers feel about The General
Drivers appreciate the informative agents and value but dislike the high costs and poor customer service.
AI-generated from the text of verified reviews collected by Compare.com
Showing recent national reviewsSee all 12 The General reviews
Verified Review
Reviewed in Pennsylvania on May 23, 2025
Don't go with The General. You get a quote, but when you go to purchase the policy, they more than double the amount to be paid.
Verified Review
Reviewed in Wisconsin on April 23, 2025
Like most consumers, it would be helpful if certain parts of the policy explained that the down payment doesn't cover your first month's payment and that you will receive an additional charge the month you start the policy.
J.D. Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
585NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
Not ratedAM Best
AM Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
Not ratedWhy we picked this company
The General’s mobile app is the most highly reviewed car insurance app on the Google Play store. The company specializes in high-risk car insurance, but these policies often come with higher rates. The General offers flexible payment options, which makes managing payments easier for drivers with higher premiums. The app also simplifies policy changes and insurance claims filing.
The below customer loves the app’s convenience, especially when they have to file a claim.
Pros
Flexible payment scheduling
Fast claims filing and insurance policy management
Cons
Limited coverage options within the app
Occasional technical glitches
)
On the other hand, some reviewers note issues with functionality, including the reviewer below, who says they couldn’t turn off an “annoying” notification.
)
Best for Telematics Tracking: KnowYourDrive
Pros
Real-time driving feedback encourages safe driving behavior
User-friendly interface for tracking and goal-setting
Cons
Continuous tracking may raise privacy concerns
Occasional trip recording inaccuracies
The KnowYourDrive app from American Family offers an effective way to monitor and improve your driving habits. It displays your current discount, trip history, distraction-free trip streak, and tips for safer driving. If you thrive on friendly competition, you can even compare your driving score to others.
Many positive reviewers — like the one below — say the app is accurate, helps them drive better, and that they enjoy competing with family members to get higher scores.
)
But several customers, such as the reviewer below, note inaccurate “distracted driving” notifications.
)
| J.D. Power J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale. | 666 |
|---|
J.D. Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
666NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.28AM Best
AM Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NRWhy we picked this company
The AAA app is designed primarily for requesting roadside assistance. It allows you to set a pin on a map and track help in real time. It offers extra features, including trip planning (with discounts), a cheap gas locator, a AAA-approved auto service directory, new battery quotes, and a local office directory. But you have to be a AAA member to take advantage of these features — an annual membership costs $60 to $125 (but ranges can vary by region.
You can also get a quote, buy, and manage AAA auto and homeowners coverage). While you need a current AAA membership account to access roadside assistance, travel benefits, and member discounts, you don’t need AAA insurance to be a AAA member.
Most customers rave about the peace of mind membership offers them in their five-star reviews, as shown in the review below.
Pros
24/7 roadside assistance with real-time tracking
Telematics tracking for AAADrive (where available)
Cons
Some users report service delays
Recent uptick in glitches
)
Some customers also complain about persistent glitches after an update (which AAA says it’s addressing). The customer below explains the post-update glitch and how it’s preventing them from earning discounts.
)
| User Reviews | 4.3 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $53/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $100/mo |
4.3
Best choiceBased on 149 verified guest reviews and ratings
USAA's score | Industry average | |
|---|---|---|
| Coverage options | 4.8 | 3.2 |
| Customer service | 4.3 | 3.6 |
| Discounts | 4.9 | 2.9 |
| Policy transparency | 4.9 | 3.1 |
| Value | 4.9 | 2.9 |
How drivers feel about USAA
Customers appreciate the prompt customer service and claims handling but are frustrated by the significant and frequent price increases.
AI-generated from the text of verified reviews collected by Compare.com
Showing recent national reviewsSee all 69 USAA reviews
Verified Review
Reviewed in Maryland on April 3, 2026
USAA claims that they are all about the service members, but they bank on that being the reason you pay for their overpriced insurance.
Verified Review
Reviewed in Florida on February 21, 2026
Fair price.
Verified Review
Reviewed in Georgia on February 15, 2026
Very good. Reliable. Comprehensive.
J.D. Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
739NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31AM Best
AM Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Not only does USAA often rank atop J.D. Power’s customer satisfaction ratings, but it also boasts one of the highest-rated car insurance apps in the industry. Like other popular choices, USAA’s mobile app gives you access to ID cards, roadside assistance, and claim services. You can also use the app to sign up for SafePilot and monitor your driving habits, potentially earning a discount of up to 30% on your auto policy.
But USAA’s app goes beyond car insurance. Members who also bank with USAA can use the app to pay bills, deposit checks, send money, and find a nearby ATM — something no other car insurance app offers.
Many reviewers — like the one below — praise the app’s robust functionality, noting that it “exceeded [their] expectations.”
Pros
Access to insurance, banking, and financial tools
Zelle integration makes sending money a breeze
Cons
Some users report buggy experiences
Reported issues with credit card payments.
)
That said, some users — especially on Google Play — complain about buggy features and frustrating error messages.
)
Benefits of Using a Mobile App to Manage Your Car Insurance
)
Managing your car insurance through a mobile app helps you organize important information, manage your insurance policies, and access your benefits. Here are some of the most common benefits of car insurance apps.
View ID cards: Instantly view and share your digital insurance cards.
Update coverage: Easily adjust your policy details or coverage levels when you need to.
File and track claims: Submit car insurance claims with documents and photos and monitor claim status in real time.
Request roadside assistance: Request, track, and manage roadside help using your phone’s GPS.
Manage payments: Pay premiums, get payment reminders, and set up autopay from anywhere.
Potential Risks Involved With Using Car Insurance Apps
Car insurance apps allow you to manage policies anytime, anywhere. But they come with risks you should be aware of. These include:
Security: Your personal information could be at risk if the company doesn’t make ongoing investments in security practices.
Privacy: Some apps track your location, driving behavior, or both, raising privacy issues about what it does with that data.
Cost: Some apps consume a lot of mobile data, which can slow your download speeds or lead to additional charges.
Stability: Bugs or crashes could disrupt access to important information when you need it.
Using a unique password, opting out of tracking, and keeping hard copies of insurance ID cards in your car reduces your risk.
Compare Personalized Auto Insurance Quotes and Save
Excellent
4.6 out of 5 based on 592 reviews
Secure. Free. Easy-to-use.
Car Insurance App FAQs
Here are answers to some common questions people ask about top car insurance apps to help you make an informed choice.
What’s the best app for car insurance?
It depends. We found that GEICO, The General, State Farm, and others make it easy to manage personalized protection and work with exceptional customer service teams. Insurify and Jerry stand out for quote comparison, and AAA’s app is best for roadside assistance. Use one or a combination of apps to suit your needs.
What’s the most downloaded car insurance app?
The most downloaded car insurance apps for Android operating systems are GEICO, State Farm, Progressive, and USAA, each with over 10 million downloads, according to Google Play. The App Store doesn’t publish the number of app downloads, but GEICO and USAA have the most reviews.
Which is the best app for buying car insurance?
The best apps for buying (and saving money on) car insurance are Insurify and Jerry. Both apps compare quotes from multiple insurers to help you find the best rates quickly.
What apps let you compare car insurance rates?
Apps that let you compare car insurance rates include Insurify, Jerry, Way, and TOTAL: Car Insurance. These apps gather quotes from multiple insurers, allowing you to compare rates and find affordable car insurance options on the app (or with a provided agent in the case of TOTAL: Car Insurance).
How We Picked the Best Mobile Apps
Our team of expert writers and editors researched more than a dozen of the top auto insurance apps available in 2024 for consideration in this article. We looked at each’s app store ratings from the Apple App Store and Google Play, its available features, and its parent company’s scores in common industry studies by third-party organizations like J.D. Power and the National Association of Insurance Commissioners (NAIC).
Sources:
Google Play, “GEICO Mobile - Car Insurance,” Accessed August 27, 2024.
Google Play, “The General® Auto Insurance,” Accessed August 27, 2024.
App Store, “The General Auto Insurance App,” Accessed August 27, 2024.
Google Play, “KnowYourDrive,” Accessed August 27, 2024.
App Store, “AAA Mobile,” Accessed August 27, 2024.
Google Play, “AAA Mobile,” Accessed August 27, 2024.
App Store, “USAA Mobile,” Accessed August 27, 2024.
Related Articles
)
Root Insurance Review: Is It a Good Choice for Car Insurance?
Root’s average rates are cheaper than many competitors, but it won’t give you a final price until Root has monitored your driving — and not everyone is offered coverage.
|April 3, 2026
)
Usage-Based Car Insurance: Everything You Should Know
Usage-based car insurance uses telematics to track how you drive and reward safe habits. It’s best for safe and low-mileage drivers, as risky driving can be costly.
|April 3, 2026
)
Progressive Snapshot Review: Is It Worth It in 2024?
If you’re a new Progressive customer, you might be able to save money with Progressive’s telematics program, Snapshot. Here’s what you need to know.
|April 3, 2026
)
Liberty Mutual and Safeco RightTrack Review: How It Works & What You Should Know
RightTrack is Liberty Mutual’s telematics program that can save you up to 30% on your premiums. We cover everything here.
|April 3, 2026
)
Root Auto Insurance Review: The Best Option in 2026?
Root is best suited for tech-savvy, safe drivers willing to have their driving monitored in exchange for lower insurance rates. With an average monthly premium of $151, Root can deliver savings for some while falling short for others.
|April 3, 2026
)
GEICO DriveEasy Review: How It Works & What You Should Know
DriveEasy is GEICO’s telematics program that helps safe drivers save up to 10% on car insurance. But depending on your driving habits, location, and phone usage, it might not provide the savings you expect.
|April 3, 2026
)
Metromile Review: Is It the Best Choice for Car Insurance?
Can a tech company like Metromile make the car insurance experience better? Let’s find out.
|November 8, 2023
)
How Telematics is Transforming the Auto Insurance Industry
Are usage-based insurance programs a boon or a burden for consumers? We examine the pros and cons of insurance of car tracking programs.
|January 4, 2023
)
J.J. StarrInsurance Writer
Lequita WestbrooksSenior Editor
David C. Marlett, Ph.D., CPCUExpert Reviewer, Insurance
Professor of Risk Management
25+ years in insurance
Former commercial lines underwriter