+100 moreUpdated
At Compare.com, it’s our mission to give you the tools to find the best (and most affordable) insurance for your unique needs and budget. We strive to provide information that’s helpful, clear, and unbiased, and we believe that comparing insurance companies should never put you at risk of spam. Our editorial team — which is made up of experienced writers, editors, insurance agents, and data analysts — has spent thousands of hours researching and creating the coverage overviews, side-by-side comparisons, and detailed reviews you see across our site.
While we make money through partnerships with some of the brands we discuss in our articles, our editorial team operates 100% independently, and these partners never influence or affect the topics, reviews, ratings, or recommendations we provide. We never guarantee favorable reviews or mentions in exchange for compensation from any brands or partners, and we uphold strict editorial standards to ensure our content is always independent, truthful, and unbiased.
How do rates in Friendswood measure up compared to neighboring areas, including Texas as a whole? What rates can residents of Friendswood expect to pay for their car insurance? You can see the cost breakdowns and contributing factors in the charts and writeups below:
Area | Average Monthly Car Insurance Premium |
|---|---|
| Friendswood | $68 |
| TX | $65 |
| United States | $80 |
Looking at the chart above, you can see that the average monthly price is about the same in Friendswood as it is in the rest of Texas.
Compared to the national average cost of auto insurance coverage, Friendswood has lower rates. The average monthly payment in Friendswood is about $12 less than the rate for the rest of the United States.
Although these are the average rates for auto insurance in Friendswood, it's important to remember that you could end up paying something different. There are a variety of factors that car insurance companies consider to determine how much to charge you to get your vehicle insured. The final dollar amount you'll be asked to pay each month is calculated off of your age, gender, vehicle make and model, driving record, and in some cases, your credit score.
Don't sweat it however, we've broken down average rates for Friendswood residents so that you can get a more accurate idea of what you might pay. To find out if you're getting the cheapest rate, just enter your ZIP Code below and find out in minutes!
Age Range | Average Premium |
|---|---|
| Under 18 | Not Enough Data |
| 18-24 | $108 |
| 25-34 | $60 |
| 35-44 | $54 |
| 45-54 | Not Enough Data |
| 55-64 | $51 |
| 65+ | $55 |
The older you are, the more experience you're likely to have behind the wheel, right? That experience can turn into some real savings when it comes to auto insurance rates. In this case, 18-24-year-olds pay a lot more than someone who is at retirement age.
You can expect to see a decrease in your monthly premium drop about once a decade or so. As you get closer to retirement age, however, you may see your rates creep back up a bit in Friendswood.
Gender | Average |
|---|---|
| Male | $65 |
| Female | $71 |
Although women typically pay less than men do for auto insurance, this is not the case in Friendswood, where female drivers pay around $6 more per month.
Infractions | Average Monthly Premium |
|---|---|
| 1 Accident | $94 |
| Multiple Accidents | $110 |
| 1 Ticket | $74 |
| Multiple Tickets | $158 |
Your rates can vary wildly depending on your driving record. A clean driving record will get you a lower rate than one with even just a single accident or infraction. Drivers in Friendswood with a single accident will pay around $94 a month. Similarly, drivers with one ticket will typically pay around $74 on average.
Regardless of where you live, accidents, tickets, and other driving infractions can greatly increase your premium. In order to minimize your monthly rate, practice safe driving habits and keep your record clean.
Vehicle Age | Average Monthly Premium |
|---|---|
| Less Than 1 Year | $71 |
| 2-3 Years | $47 |
| 4-5 Years | $56 |
| 6-7 Years | $69 |
| 8-10 Years | $71 |
| 11-14 Years | $71 |
| 15 Years or Older | $67 |
In Friendswood, the cheapest vehicles to insure are usually trucks and vans, with drivers paying around $56 per month for insurance.
SUV drivers will see rates of about $59 for insurance coverage, while car owners by and large pay around $74 a month.
The age of your vehicle also plays a role in your monthly payment. Newer vehicles are generally going to be the most expensive to insure. Once your car is around 5 years old, however, you may see your bill start to shrink a bit. In Friendswood, the most expensive vehicles to insure are vehicles less than or equal to one-year-old and eleven-to-fourteen years old.
Relationship | Average Monthly Premium |
|---|---|
| Single (never married) | $76 |
| Married | $56 |
| Divorced | $56 |
| Widowed | $58 |
Generally, those who are currently married will pay slightly less to insure their car. This oftentimes is a result of owning multiple vehicles that are on the same policy, something many companies extend special discounts for.
According to the table above, the difference in rates based on relationship status in Friendswood can be as much as $20 a month, so it's worth taking into consideration.
Housing Status | Average Monthly Premium |
|---|---|
| Own | $61 |
| Rent | $69 |
| Live with parents | $90 |
Another factor taken into consideration is your housing status. If you rent your home or apartment, expect to pay around $8 a month more than if you own your own home in Friendswood. But if you live with your parents, you can expect to pay a lot more.
Many companies, however, will offer you a discount to bundle your home or rental insurance with your auto insurance policy, which can help reduce your car insurance premiums.
Given that average rates are often changing, it's a smart move to know the direction your area is trending when deciding when and where to shop.
The rates for auto insurance in Friendswood increased from 2017-2018, but decreased until 2020, when they hit a low of $55. Insurance rates finished down in 2022, at $86 per month.
Car insurance companies will consider several factors when trying to decide how much to charge for a policy. While we already talked about the ones that affect your personal policy, others are based around where you call home. These include things like:
Road Safety (total number of local car accidents)
Regional regulations
Total number of drivers
Crime rates
Amount of off-street parking
Having an awareness of these factors is critical when thinking about buying a new policy or potentially moving to a new home. Different cities and towns will each have different rates, so guides like these are a handy way to learn more.
While getting familiar with what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.
Luckily, Compare.com does all of that work for you. Enter your ZIP below, answer a few questions regarding the factors mentioned above, and you'll be comparing the cheapest quotes from many of the car insurance companies offering plans in Friendswood.
Crime rates, parking situations, and local laws -- all of which can change from city to city -- play a large role in the rates that car insurance companies may charge for coverage.
No one insurance company is guaranteed to offer the cheapest rate across the board. Since companies base their rates on factors that differ from person to person, such as driving record, number of drivers on the policy, vehicle make and model, and many more, it's a good idea to use sites like Compare.com to compare multiple quotes at once.
Any time you experience a major life event, whether it's moving to a new area, getting married, finding a new job, or other notable events, it's always a good idea to re-evaluate your current insurance. Certain companies offer cheaper insurance in certain cities, so even if you were getting the cheapest rate at your old address, it doesn't mean it'll still be the cheapest at your new home. That's why it's always good to use services like Compare.com to compare quotes from dozens of companies side-by-side.
No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to Friendswood or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.
Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
)
AAA auto insurance policies often have higher average rates than many competitors, but it does have solid discounts and membership benefits.
)
We explain what the State Farm Drive Safe & Save program is, including what it tracks, how much you can save, and real customer reviews.
)
State Farm offers 18 car insurance discounts, though availability can vary by state. Find out which discounts are available and how to qualify.
)
Call your agent or visit an office to cancel your Erie car insurance policy. Learn everything you need to cancel and what to consider.
)
Amica allows car insurance cancellation only by calling its customer service team. We lay out the steps to cancel and what to consider before you do.
)
Allstate offers 12 car insurance discounts to help lower your auto insurance premiums. Learn more about the available discounts and other ways to save.
