Updated
At Compare.com, it’s our mission to give you the tools to find the best (and most affordable) insurance for your unique needs and budget. We strive to provide information that’s helpful, clear, and unbiased, and we believe that comparing insurance companies should never put you at risk of spam. Our editorial team — which is made up of experienced writers, editors, insurance agents, and data analysts — has spent thousands of hours researching and creating the coverage overviews, side-by-side comparisons, and detailed reviews you see across our site.
While we make money through partnerships with some of the brands we discuss in our articles, our editorial team operates 100% independently, and these partners never influence or affect the topics, reviews, ratings, or recommendations we provide. We never guarantee favorable reviews or mentions in exchange for compensation from any brands or partners, and we uphold strict editorial standards to ensure our content is always independent, truthful, and unbiased.
Table of contents
Compared to their surrounding area, how do rates in Tulare stack up? What about against the rest of California? What rates can residents of Tulare expect to pay for their car insurance? See what factors contribute to determining the average cost in our detailed charts and breakdowns below:
How much is car insurance in Tulare?
Area | Average Monthly Car Insurance Premium |
---|---|
Tulare | $48 |
CA | $56 |
United States | $81 |
Compared to the rest of the California, coverage in Tulare is about $8 a month cheaper.
Compared to the national average cost of auto insurance coverage, Tulare has lower rates. Auto insurance coverage in Tulare is about $33 cheaper than it is for the rest of the U.S.
These rates may be the average amount Tulare residents pay for their insurance policy, but that doesn't mean it's exactly what you'll pay. There are a variety of factors that insurance companies consider when determining how much to charge you for insurance. Variables like age, gender, vehicle make and model, driving record, and even credit score (depending on your area) can all be taken into consideration when determining your monthly premium.
We've analyzed the average rate for Tulare and broken down the different factors to help you understand what your policy's monthly premium will be. And if you're not certain that you're paying the lowest option, simply enter your ZIP below and find out in just minutes!
Average Car Insurance Rates by Age
Age Range | Average Premium |
---|---|
Under 18 | Not Enough Data |
18-24 | $73 |
25-34 | $40 |
35-44 | $32 |
45-54 | $36 |
55-64 | $35 |
65+ | $42 |
More time behind the wheel makes you a more experienced driver. It also makes sense that the more experienced of a driver you are, the safer you are. According to the table above, you can see that 18-24-year-olds pay significantly more than drivers 65 and older.
You can expect to see your monthly premium drop about once a decade or so. That said, once you hit retirement, your rates may creep back up in Tulare.
Average Car Insurance Rates by Gender
Gender | Average |
---|---|
Male | $53 |
Female | $44 |
On average, female drivers pay slightly less for car insurance than their male counterparts. This is true in Tulare, where male drivers pay about $9 more a month. As illustrated in the table above, male drivers in the area pay about $53 on average, while female drivers pay around $44 each month.
Average Auto Insurance Rates by Driving Record
Infractions | Average Monthly Premium |
---|---|
1 Accident | $69 |
Multiple Accidents | $62 |
1 Ticket | $66 |
Multiple Tickets | $78 |
One of the biggest factors in determining your car insurance rates is your driving record. Drivers with clean records will pay much lower rates than those with accidents or violations. In Tulare, drivers with one accident on their record will experience rates around $69 a month. In addition, drivers with one ticket can expect to pay around $66 a month on average.
Regardless of where you live, accidents, tickets, and other driving infractions can drive your monthly bill way up. Remember, cheap car insurance rates are dependent on driving safely and keeping your record clean.
Average Insurance Rates by Vehicle
Vehicle Age | Average Monthly Premium |
---|---|
Less Than 1 Year | $46 |
2-3 Years | $41 |
4-5 Years | $51 |
6-7 Years | $50 |
8-10 Years | $44 |
11-14 Years | $51 |
15 Years or Older | $48 |
The cheapest vehicles to insure in Tulare are usually SUVs, with each type typically costing about $38 per month.
Truck and van drivers will see rates of about $48, while the rates for car owners average out to about $51 per month.
In addition to vehicle type, you can also expect to see slightly different rates based on how old your vehicle is. Generally, newer vehicles are going to cost the most to insure. However, once your car is a few years old, you might start to see your rates slide back down slightly. The most expensive vehicles to insure in Tulare are vehicles four-to-five years old and eleven-to-fourteen years old.
Average Car Insurance Rates by Relationship Status
Relationship | Average Monthly Premium |
---|---|
Single (never married) | $53 |
Married | $39 |
Divorced | $35 |
Widowed | $35 |
Generally speaking, those who have settled down into marriage will pay slightly less for car insurance coverage. This oftentimes is a result of owning multiple vehicles that are on the same policy, something some companies will reward with discounts.
The difference in rates based on relationship status in Tulare can be as much as $14 a month, so it's worth keeping that in mind.
Average Car Insurance Rates by Housing Situation
Housing Status | Average Monthly Premium |
---|---|
Own | $41 |
Rent | $46 |
Live with parents | $73 |
Your living situation is another factor that affects your monthly rate. Renters can expect to pay around $5 a month more than homeowners in Tulare. Those who live with their parents, however, can expect to pay a good deal more than their counterparts who rent or own.
Depending on your insurance company, they may offer you a discount if you bundle your home or renters insurance with your auto policy.
Recent trends in car insurance for Tulare drivers
The average rates for car insurance are constantly changing, so it's a good idea to know the recent trends in your area when choosing your car insurance policy.
In Tulare, the rates for auto insurance dropped from 2017-2018, before leveling out in 2019. Car insurance rates finished down in 2022, at $40 a month
How does Tulare compare to neighboring areas?
Why are car insurance rates in Tulare different from other areas?
Car insurance companies will consider several factors when trying to decide how much to charge for a policy. While we already talked about the ones that affect your personal policy, others are based around where you live. These include things like:
Local crime rates
Amount of off-street parking
Area laws
Road Safety (frequency of local car accidents)
Amount of drivers in the community
An awareness of these factors is important when thinking about buying a new policy or potentially moving to a new home. Different towns and cities will all have different average rates, so guides like these are a great place to get started.
How can I find the cheapest car insurance in Tulare?
While understanding what the average costs are for drivers like you can be helpful as you get an idea of what you might end up paying, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.
Luckily, Compare.com does all of that work for you. Put in your ZIP Code below, answer a few questions on you and your vehicle, and you'll be comparing the cheapest quotes from the many car insurance companies offering policies in Tulare.
Tulare Insurance FAQs
Why is the cost of car insurance in Tulare different from other neighboring cities?
Your address and the city you live in have a significant impact on how much a car insurance company might charge for your policy. Companies take into consideration things like crime rates, parking situations, and local laws when calculating your quote -- all of which can change from city to city.
Which car insurance company will offer me the cheapest rate in Tulare?
Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible however, by using sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Tulare?
Any major life event, whether it be moving to a new area, finding a new job, getting married, or any other notable event always presents a good opportunity to re-evaluate your current insurance policy. Regardless of your previous rate, there may be cheaper options in your new location, so it's a good idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.
Do I need to wait for my policy to expire to switch to a different car insurance company?
Not at all, in fact you can switch companies at any point, regardless of how much time is left on your current policy. If you're thinking about moving to Tulare or haven't checked out the latest rates in your area for some time, it might be worth your while to take 10 minutes and see if Compare.com can save you any cash.
Related articles
)
The Cheapest Car Insurance in California (From $88)
)
The 10 Cheapest Cities for Car Insurance in California
)
A Guide to the CLCA Program
)
Online, Broker or Agent | The Best Way to Buy Your Car Insurance
)
Moving Out? Follow This Change of Address Checklist
)
Six-Month vs. 12-Month Car Insurance
)
Why More Drivers Are Switching Car Insurance Companies
)
Can You Negotiate Car Insurance to Get Lower Rates?

Cathedral City, CA Car Insurance Quotes for 2024

Carson, CA Car Insurance Quotes for 2024

Campbell, CA Car Insurance Quotes for 2024

Camarillo, CA Car Insurance Quotes for 2024

Burbank, CA Car Insurance Quotes for 2024

Buena Park, CA Car Insurance Quotes for 2024

Brentwood, CA Car Insurance Quotes for 2024

Brea, CA Car Insurance Quotes for 2024

Beverly Hills, CA Car Insurance Quotes for 2024
)
Cheapest Car Insurance Companies in Berkeley, CA (from $113)

Bell Gardens, CA Car Insurance Quotes for 2024

Beaumont, CA Car Insurance Quotes for 2024

Azusa, CA Car Insurance Quotes for 2024

Antioch, CA Car Insurance Quotes for 2024

Aliso Viejo, CA Car Insurance Quotes for 2024

Adelanto, CA Car Insurance Quotes for 2024

El Monte, CA Car Insurance Quotes for 2024

El Cerrito, CA Car Insurance Quotes for 2024

Dublin, CA Car Insurance Quotes for 2024

Diamond Bar, CA Car Insurance Quotes for 2024

Cypress, CA Car Insurance Quotes for 2024

Cupertino, CA Car Insurance Quotes for 2024

Culver City, CA Car Insurance Quotes for 2024

Covina, CA Car Insurance Quotes for 2024

Concord, CA Car Insurance Quotes for 2024

Compton, CA Car Insurance Quotes for 2024

Colton, CA Car Insurance Quotes for 2024

Chino, CA Car Insurance Quotes for 2024

Chino Hills, CA Car Insurance Quotes for 2024

Chico, CA Car Insurance Quotes for 2024

Cerritos, CA Car Insurance Quotes for 2024

Ceres, CA Car Insurance Quotes for 2024

Lynwood, CA Car Insurance Quotes for 2024

Lompoc, CA Car Insurance Quotes for 2024

Lodi, CA Car Insurance Quotes for 2024

Lathrop, CA Car Insurance Quotes for 2024

Lake Forest, CA Car Insurance Quotes for 2024

Laguna Niguel, CA Car Insurance Quotes for 2024

La Quinta, CA Car Insurance Quotes for 2024

La Puente, CA Car Insurance Quotes for 2024

La Mirada, CA Car Insurance Quotes for 2024

La Mesa, CA Car Insurance Quotes for 2024

Hollister, CA Car Insurance Quotes for 2024

Hesperia, CA Car Insurance Quotes for 2024

Hemet, CA Car Insurance Quotes for 2024

Hanford, CA Car Insurance Quotes for 2024

Fountain Valley, CA Car Insurance Quotes for 2024

Folsom, CA Car Insurance Quotes for 2024

Fairfield, CA Car Insurance Quotes for 2024

Elk Grove, CA Car Insurance Quotes for 2024

Petaluma, CA Car Insurance Quotes for 2024

Pasadena, CA Car Insurance Quotes for 2024

Paramount, CA Car Insurance Quotes for 2024

Palo Alto, CA Car Insurance Quotes for 2024

Palm Springs, CA Car Insurance Quotes for 2024

Palm Desert, CA Car Insurance Quotes for 2024

Pacifica, CA Car Insurance Quotes for 2024

Oxnard, CA Car Insurance Quotes for 2024

Orange, CA Car Insurance Quotes for 2024

Oceanside, CA Car Insurance Quotes for 2024

Novato, CA Car Insurance Quotes for 2024

Norwalk, CA Car Insurance Quotes for 2024

Northridge, CA Car Insurance Quotes for 2024

Norco, CA Car Insurance Quotes for 2024

Newport Beach, CA Car Insurance Quotes for 2024

National City, CA Car Insurance Quotes for 2024

Napa, CA Car Insurance Quotes for 2024

Milpitas, CA Car Insurance Quotes for 2024

San Pedro, CA Car Insurance Quotes for 2024

San Mateo, CA Car Insurance Quotes for 2024

San Marcos, CA Car Insurance Quotes for 2024

San Luis Obispo, CA Car Insurance Quotes for 2024

San Leandro, CA Car Insurance Quotes for 2024

San Gabriel, CA Car Insurance Quotes for 2024

San Clemente, CA Car Insurance Quotes for 2024

Roseville, CA Car Insurance Quotes for 2024

Ridgecrest, CA Car Insurance Quotes for 2024

Richmond, CA Car Insurance Quotes for 2024

Rialto, CA Car Insurance Quotes for 2024

Reseda, CA Car Insurance Quotes for 2024

Redlands, CA Car Insurance Quotes for 2024

Redding, CA Car Insurance Quotes for 2024

Rancho Cucamonga, CA Car Insurance Quotes for 2024

Poway, CA Car Insurance Quotes for 2024

Placentia, CA Car Insurance Quotes for 2024

Pittsburg, CA Car Insurance Quotes for 2024

West Sacramento, CA Car Insurance Quotes for 2024

Watsonville, CA Car Insurance Quotes for 2024

Walnut, CA Car Insurance Quotes for 2024

Vista, CA Car Insurance Quotes for 2024

Visalia, CA Car Insurance Quotes for 2024

Tracy, CA Car Insurance Quotes for 2024

Torrance, CA Car Insurance Quotes for 2024

Thousand Oaks, CA Car Insurance Quotes for 2024

Temple City, CA Car Insurance Quotes for 2024

Studio City, CA Car Insurance Quotes for 2024

South San Francisco, CA Car Insurance Quotes for 2024

Saratoga, CA Car Insurance Quotes for 2024

Santee, CA Car Insurance Quotes for 2024

Santa Rosa, CA Car Insurance Quotes for 2024

Santa Monica, CA Car Insurance Quotes for 2024

Santa Cruz, CA Car Insurance Quotes for 2024

Santa Clarita, CA Car Insurance Quotes for 2024

Santa Barbara, CA Car Insurance Quotes for 2024

San Ramon, CA Car Insurance Quotes for 2024

Yuba City, CA Car Insurance Quotes for 2024

Woodland, CA Car Insurance Quotes for 2024

Winnetka, CA Car Insurance Quotes for 2024

Wildomar, CA Car Insurance Quotes for 2024

West Hollywood, CA Car Insurance Quotes for 2024

Lancaster, CA Car Insurance Quotes for 2024

Irvine, CA Car Insurance Quotes for 2024

Inglewood, CA Car Insurance Quotes for 2024

Glendale, CA Car Insurance Quotes for 2024
)
Cheapest Car Insurance Companies in Stockton, CA (From $100)

Santa Clara, CA Car Insurance Quotes for 2024
)
Cheap Car Insurance in Santa Ana for 2024 (From $75)
)
Cheapest Car Insurance in San Bernardino, CA (From $103)
)
Cheap Car Insurance in Riverside for 2024 (From $72)

Ontario, CA Car Insurance Quotes for 2024
)
Cheapest Car Insurance Companies in Modesto, CA (from $97)

San Diego, CA Car Insurance Quotes for 2024
)
Cheapest Car Insurance Companies in Oakland, CA (from $122)

Long Beach, CA Car Insurance Quotes for 2024
)
Cheap Car Insurance in Fresno for 2024 (From $68)
)
Cheap Car Insurance in Bakersfield for 2024 (From $64)
)
Cheapest Car Insurance Companies in Anaheim, CA (from $106)

San Jose, CA Car Insurance Quotes for 2024
Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
- All of Compare.com's content is written and reviewed for accuracy by a team of experienced writers and editors who are experts on the topics they cover.
- None of Compare.com's content is ever influenced by the companies and brands we partner with.
- Compare.com's editorial team operates independently of any of the company's partnership or business development interests. We publish unbiased information strictly for the benefit of our readers.
- All of the content you see on Compare.com is based on comprehensive analysis and all data is gathered and vetted from trustworthy sources.
Learn more about us, our team, and what makes us tick.