Updated
At Compare.com, it’s our mission to give you the tools to find the best (and most affordable) insurance for your unique needs and budget. We strive to provide information that’s helpful, clear, and unbiased, and we believe that comparing insurance companies should never put you at risk of spam. Our editorial team — which is made up of experienced writers, editors, insurance agents, and data analysts — has spent thousands of hours researching and creating the coverage overviews, side-by-side comparisons, and detailed reviews you see across our site.
While we make money through partnerships with some of the brands we discuss in our articles, our editorial team operates 100% independently, and these partners never influence or affect the topics, reviews, ratings, or recommendations we provide. We never guarantee favorable reviews or mentions in exchange for compensation from any brands or partners, and we uphold strict editorial standards to ensure our content is always independent, truthful, and unbiased.
Table of contents
How much can residents of Diamond Bar expect to pay for their car insurance? How does Diamond Bar compare to the surrounding area and the rest of California? Discover the factors that go into calculating the average cost in our writeups and charts below:
How much is car insurance in Diamond Bar?
Area | Average Monthly Car Insurance Premium |
---|---|
Diamond Bar | $58 |
CA | $56 |
United States | $81 |
Based on the chart above, you can see that car insurance rates in Diamond Bar are in line with rates across the rest of California.
On the other hand, when compared to the national average, the cost for auto insurance in Diamond Bar is lower. It's about $23 cheaper than the national average to insure your vehicle in Diamond Bar.
While these numbers are the average rates for auto insurance in Diamond Bar, that doesn't mean it's what you'll pay. The monthly rate that insurance companies end up charging you is determined by a variety of factors. The bill you'll see each month is calculated based on things like age, gender, vehicle make and model, driving record, and in some cases, credit score.
But don't worry, we've broken down the average rate for Diamond Bar residents based on several different factors so that you can get a more accurate idea of the bill you'll see each month. If you think you might be overpaying for insurance in your area, enter your ZIP below and find out!
Average Car Insurance Rates by Age
Age Range | Average Premium |
---|---|
Under 18 | Not Enough Data |
18-24 | $80 |
25-34 | $52 |
35-44 | $49 |
45-54 | $52 |
55-64 | $48 |
65+ | $48 |
The longer you've been behind the wheel, the more experienced of a driver you are. That experience pays off when it comes to auto insurance. According to the table above, you can see that 18-24-year-olds pay a lot more than someone who is at retirement age.
You can expect to see a decrease in your monthly premium drop about once a decade or so. Having said that, once you approach retirement your rates may begin to increase again in Diamond Bar.
Average Car Insurance Rates by Gender
Gender | Average |
---|---|
Male | $58 |
Female | $58 |
Male drivers pay, on average. slightly more than female drivers for auto insurance. Male and female drivers in Diamond Bar, however, both pay around $58 a month for car insurance.
Average Auto Insurance Rates by Driving Record
Infractions | Average Monthly Premium |
---|---|
1 Accident | $60 |
Multiple Accidents | $52 |
1 Ticket | $69 |
Multiple Tickets | $82 |
Your rates can change quite drastically depending on your driving record. Those with fewer accidents and tickets will pay much less than those with multiple infractions, while those with clean driving records will obviously pay the least. The rate for drivers in Diamond Bar with a single accident on their record is about $60 a month. Likewise, if you have one ticket, you'll be looking at an average rate of around $69.
When it comes to your monthly bill, accidents, tickets, and other driving infractions can really take a toll. So, if you want the cheapest rates, drive carefully and try to maintain a clean driving record.
Average Insurance Rates by Vehicle
Vehicle Age | Average Monthly Premium |
---|---|
Less Than 1 Year | $61 |
2-3 Years | $54 |
4-5 Years | $69 |
6-7 Years | $57 |
8-10 Years | $58 |
11-14 Years | $55 |
15 Years or Older | $52 |
If you look at the first table above, the cheapest vehicles to insure in Diamond Bar are typically trucks and vans, at $48 per month.
Car owners, on the other hand, by and large pay around $60 per month, while SUV drivers can expect to pay about $53 a month for insurance coverage.
Your vehicle's age has an impact on the cost of your policy as well. Generally, the most expensive vehicles to insure are going to be newer ones. However, if your car is a few years old, you can expect to see your rates start dropping back down. In Diamond Bar, the most expensive vehicles to insure are vehicles four-to-five years old.
Average Car Insurance Rates by Relationship Status
Relationship | Average Monthly Premium |
---|---|
Single (never married) | $60 |
Married | $49 |
Divorced | $55 |
Widowed | $100 |
On average, those who are currently married will pay slightly less for auto insurance. This can usually be attributed to their policies having multiple vehicles, a factor that will often get you a discount.
At a national level, married drivers usually pay less than single drivers for auto insurance. This holds true for Diamond Bar as well, where the difference is around $11 a month.
Average Car Insurance Rates by Housing Situation
Housing Status | Average Monthly Premium |
---|---|
Own | $52 |
Rent | $56 |
Live with parents | $81 |
Your living accommodations is another factor that affects your monthly rate. Those who own their own home in Diamond Bar can expect to pay around $4 a month less than those who rent. Those who live with their parents, however, can expect to pay a good deal more than their counterparts who rent or own.
Bundling your home or rental insurance with your auto insurance can oftentimes reduce your average costs, depending on your insurance company.
Recent trends in car insurance for Diamond Bar drivers
Since car insurance rates are constantly changing, it's a good idea to know the local trends in your area before selecting an auto insurance policy.
The rates for car insurance in Diamond Bar rose from 2017-2018, when they reached a high of $78, but began to decrease from 2019-2021. They finished up in 2022, at $66 per month.
How does Diamond Bar compare to neighboring areas?
Why are car insurance rates in Diamond Bar different from other areas?
When considering how much to charge for an insurance policy, car insurance companies will evaluate several factors. Your insurance policy will depend largely on where you live and drive and will be influenced by things such as:
Community laws
Off-street parking availability
Total amount of drivers in the community
Crime
Frequency of car accidents
A decent level of familiarity with these factors can be helpful when you're ready to purchase of a new policy or thinking about making a move. Different towns and cities will all have different average rates, so guides like these are a great place to get started.
How can I find the cheapest car insurance in Diamond Bar?
Arming yourself with information about the average costs for drivers in your area will better prepare you for the real deal. The only way to know for sure what your rate will be is by asking for a quote from car insurance companies.
Good news! Compare.com does all of that work for you. Just punch in your ZIP Code below, answer a few questions on you and your vehicle, and you'll be comparing the cheapest quotes from loads of the car insurance companies offering coverage in Diamond Bar.
Diamond Bar Insurance FAQs
Why is the cost of car insurance in Diamond Bar different from other neighboring cities?
Auto insurance companies consider regional factors, such as crime rates, local laws, and parking situations into account when calculating the monthly rate for coverage. Since these can all vary from city to city the rates you may see can differ from neighboring areas.
Which car insurance company will offer me the cheapest rate in Diamond Bar?
No one insurance company is guaranteed to offer the cheapest rate across the board. Since companies base their rates on factors that differ from person to person, such as driving record, number of drivers on the policy, vehicle make and model, and many more, it's a good idea to use sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Diamond Bar?
Whenever you move to a new area, or experience any other major life event such as getting married or finding a new job, it's always a good idea to re-evaluate your current insurance policy. Certain companies may offer larger discounts in certain cities, so it's a smart idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to Diamond Bar or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.
Related articles
)
The Cheapest Car Insurance in California (From $88)
)
The 10 Cheapest Cities for Car Insurance in California
)
A Guide to the CLCA Program
)
The Best Car Insurance Companies of 2024
)
The Best Car Insurance Advice From Reddit
)
Six-Month vs. 12-Month Car Insurance
)
Can You Negotiate Car Insurance to Get Lower Rates?
)
5 Best Home and Auto Insurance Bundles (2024)

Cathedral City, CA Car Insurance Quotes for 2024

Carson, CA Car Insurance Quotes for 2024

Campbell, CA Car Insurance Quotes for 2024

Camarillo, CA Car Insurance Quotes for 2024

Burbank, CA Car Insurance Quotes for 2024

Buena Park, CA Car Insurance Quotes for 2024

Brentwood, CA Car Insurance Quotes for 2024

Brea, CA Car Insurance Quotes for 2024

Beverly Hills, CA Car Insurance Quotes for 2024
)
Cheapest Car Insurance Companies in Berkeley, CA (from $113)

Bell Gardens, CA Car Insurance Quotes for 2024

Beaumont, CA Car Insurance Quotes for 2024

Azusa, CA Car Insurance Quotes for 2024

Antioch, CA Car Insurance Quotes for 2024

Aliso Viejo, CA Car Insurance Quotes for 2024

Adelanto, CA Car Insurance Quotes for 2024

El Monte, CA Car Insurance Quotes for 2024

El Cerrito, CA Car Insurance Quotes for 2024

Dublin, CA Car Insurance Quotes for 2024

Cypress, CA Car Insurance Quotes for 2024

Cupertino, CA Car Insurance Quotes for 2024

Culver City, CA Car Insurance Quotes for 2024

Covina, CA Car Insurance Quotes for 2024

Concord, CA Car Insurance Quotes for 2024

Compton, CA Car Insurance Quotes for 2024

Colton, CA Car Insurance Quotes for 2024

Chino, CA Car Insurance Quotes for 2024

Chino Hills, CA Car Insurance Quotes for 2024

Chico, CA Car Insurance Quotes for 2024

Cerritos, CA Car Insurance Quotes for 2024

Ceres, CA Car Insurance Quotes for 2024

Lynwood, CA Car Insurance Quotes for 2024

Lompoc, CA Car Insurance Quotes for 2024

Lodi, CA Car Insurance Quotes for 2024

Lathrop, CA Car Insurance Quotes for 2024

Lake Forest, CA Car Insurance Quotes for 2024

Laguna Niguel, CA Car Insurance Quotes for 2024

La Quinta, CA Car Insurance Quotes for 2024

La Puente, CA Car Insurance Quotes for 2024

La Mirada, CA Car Insurance Quotes for 2024

La Mesa, CA Car Insurance Quotes for 2024

Hollister, CA Car Insurance Quotes for 2024

Hesperia, CA Car Insurance Quotes for 2024

Hemet, CA Car Insurance Quotes for 2024

Hanford, CA Car Insurance Quotes for 2024

Fountain Valley, CA Car Insurance Quotes for 2024

Folsom, CA Car Insurance Quotes for 2024

Fairfield, CA Car Insurance Quotes for 2024

Elk Grove, CA Car Insurance Quotes for 2024

Petaluma, CA Car Insurance Quotes for 2024

Pasadena, CA Car Insurance Quotes for 2024

Paramount, CA Car Insurance Quotes for 2024

Palo Alto, CA Car Insurance Quotes for 2024

Palm Springs, CA Car Insurance Quotes for 2024

Palm Desert, CA Car Insurance Quotes for 2024

Pacifica, CA Car Insurance Quotes for 2024

Oxnard, CA Car Insurance Quotes for 2024

Orange, CA Car Insurance Quotes for 2024

Oceanside, CA Car Insurance Quotes for 2024

Novato, CA Car Insurance Quotes for 2024

Norwalk, CA Car Insurance Quotes for 2024

Northridge, CA Car Insurance Quotes for 2024

Norco, CA Car Insurance Quotes for 2024

Newport Beach, CA Car Insurance Quotes for 2024

National City, CA Car Insurance Quotes for 2024

Napa, CA Car Insurance Quotes for 2024

Milpitas, CA Car Insurance Quotes for 2024

San Pedro, CA Car Insurance Quotes for 2024

San Mateo, CA Car Insurance Quotes for 2024

San Marcos, CA Car Insurance Quotes for 2024

San Luis Obispo, CA Car Insurance Quotes for 2024

San Leandro, CA Car Insurance Quotes for 2024

San Gabriel, CA Car Insurance Quotes for 2024

San Clemente, CA Car Insurance Quotes for 2024

Roseville, CA Car Insurance Quotes for 2024

Ridgecrest, CA Car Insurance Quotes for 2024

Richmond, CA Car Insurance Quotes for 2024

Rialto, CA Car Insurance Quotes for 2024

Reseda, CA Car Insurance Quotes for 2024

Redlands, CA Car Insurance Quotes for 2024

Redding, CA Car Insurance Quotes for 2024

Rancho Cucamonga, CA Car Insurance Quotes for 2024

Poway, CA Car Insurance Quotes for 2024

Placentia, CA Car Insurance Quotes for 2024

Pittsburg, CA Car Insurance Quotes for 2024

West Sacramento, CA Car Insurance Quotes for 2024

Watsonville, CA Car Insurance Quotes for 2024

Walnut, CA Car Insurance Quotes for 2024

Vista, CA Car Insurance Quotes for 2024

Visalia, CA Car Insurance Quotes for 2024

Tulare, CA Car Insurance Quotes for 2024

Tracy, CA Car Insurance Quotes for 2024

Torrance, CA Car Insurance Quotes for 2024

Thousand Oaks, CA Car Insurance Quotes for 2024

Temple City, CA Car Insurance Quotes for 2024

Studio City, CA Car Insurance Quotes for 2024

South San Francisco, CA Car Insurance Quotes for 2024

Saratoga, CA Car Insurance Quotes for 2024

Santee, CA Car Insurance Quotes for 2024

Santa Rosa, CA Car Insurance Quotes for 2024

Santa Monica, CA Car Insurance Quotes for 2024

Santa Cruz, CA Car Insurance Quotes for 2024

Santa Clarita, CA Car Insurance Quotes for 2024

Santa Barbara, CA Car Insurance Quotes for 2024

San Ramon, CA Car Insurance Quotes for 2024

Yuba City, CA Car Insurance Quotes for 2024

Woodland, CA Car Insurance Quotes for 2024

Winnetka, CA Car Insurance Quotes for 2024

Wildomar, CA Car Insurance Quotes for 2024

West Hollywood, CA Car Insurance Quotes for 2024

Lancaster, CA Car Insurance Quotes for 2024

Irvine, CA Car Insurance Quotes for 2024

Inglewood, CA Car Insurance Quotes for 2024

Glendale, CA Car Insurance Quotes for 2024
)
Cheapest Car Insurance Companies in Stockton, CA (From $100)

Santa Clara, CA Car Insurance Quotes for 2024
)
Cheap Car Insurance in Santa Ana for 2024 (From $75)
)
Cheapest Car Insurance in San Bernardino, CA (From $103)
)
Cheap Car Insurance in Riverside for 2024 (From $72)

Ontario, CA Car Insurance Quotes for 2024
)
Cheapest Car Insurance Companies in Modesto, CA (from $97)

San Diego, CA Car Insurance Quotes for 2024
)
Cheapest Car Insurance Companies in Oakland, CA (from $122)

Long Beach, CA Car Insurance Quotes for 2024
)
Cheap Car Insurance in Fresno for 2024 (From $68)
)
Cheap Car Insurance in Bakersfield for 2024 (From $64)
)
Cheapest Car Insurance Companies in Anaheim, CA (from $106)

San Jose, CA Car Insurance Quotes for 2024
Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
- All of Compare.com's content is written and reviewed for accuracy by a team of experienced writers and editors who are experts on the topics they cover.
- None of Compare.com's content is ever influenced by the companies and brands we partner with.
- Compare.com's editorial team operates independently of any of the company's partnership or business development interests. We publish unbiased information strictly for the benefit of our readers.
- All of the content you see on Compare.com is based on comprehensive analysis and all data is gathered and vetted from trustworthy sources.
Learn more about us, our team, and what makes us tick.