Volkswagen Eos Car Insurance: How Much Should You Expect to Pay?

Quick Facts

• It costs less to insure a Volkswagen Eos than the average car.
• Full coverage for an Eos normally comes in at around $151 per month, while liability only car insurance prices average about $71.
• Hugo is the lowest insurance carrier for an Eos with a national average of just $24 monthly for liability only coverage.

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Eos Overview

The Volkswagen Eos is a great budget-friendly car for drivers of all types, with 2016 models starting at $31,995. Not only is it on the affordable end of the spectrum when it comes to overall price point, it's also a great budget option when you consider your future auto insurance premiums.

After analyzing thousands of insurance quotes through Compare.com, we've determined that, on average, Volkswagen Eos car insurance rates run around $146 per month. But how does that stack up to other similar cars out there on the market?

How Much is Car Insurance for a Volkswagen Eos?

In the table above, you'll see that auto insurance prices for a Volkswagen Eos are below average. Eos drivers generally pay about $151 monthly for full coverage, which has comprehensive and collision coverages in addition to liability, and about $71 a month for liability only insurance (discover more about these different types of insurance with our guide "State Minimum vs. Full Coverage").

When you compare it to other models, the Eos is more affordable, with premiums more than 10% lower than the other vehicle types offered by Volkswagen. Likewise, coverage for the Eos is below average when compared to other vehicles of a similar body style, with both full coverage and liability only insurance averaging less expensive rates than other cars.

Overall, they're just more affordable to insure than the average vehicle, regardless of body style, model, or make.

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Who has the Cheapest Car Insurance for a Volkswagen Eos?

Searching for a car insurance policy for your Volkswagen Eos? You may be wondering which company offers the lowest premiums. Even though there will never be one carrier that offers the most affordable premiums for everyone, the cheapest average rates for liability only insurance are sometimes as little as $22 per month from Mile Auto. The runner up for most affordable rates is Hugo, with car insurance policies starting as low as $24 a month.

Dairyland, Fiesta, and Kemper round out the rest of the top 5 list. But just because these five companies offer the lowest average rates doesn't necessarily mean they'll be the cheapest carriers for you and your unique insurance profile.

Car insurance companies use a multitude of factors and complex formulas to calculate premiums. By analyzing quotes from a whole bunch of insurance carriers at once, you can be confident you're finding the lowest rate.

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What Factors Affect Car Insurance Rates for a Volkswagen Eos?

There are lots of things that auto insurance companies examine to determine how much to charge you -- and every company weighs certain variables more than others, so there's not one single carrier that's the cheapest for everyone.

Keep reading to learn which variables car insurance carriers look at and how they affect your final rate:

Vehicle Age

The Volkswagen Eos has been around for a while, so vehicle age may make a difference in what you end up paying for auto insurance. Generally, it costs less to insure older cars because they're worth less than newer models, and as cars age, insurance costs will gradually go down.

Since a new model has not been added to the market for at least 5 years, we cannot analyze this trend for the Eos. However, as you can see in the table above, the most expensive Volkswagen Eoses to insure are those that are 8 to 10 years old, while the cheapest models are Eoses that are 15 years old or more, on average.

Your Age

Age is another variable that plays a big role in how much you pay for insurance. As you can see above, those with more experience on the road pay less compared to young drivers. Volkswagen Eos drivers aged between 18 and 24 actually pay $42 more than those 25 or older.

Insurance prices continue to go lower as you get older, with drivers aged 65 years and older making up the cheapest age group for the Eos.

Your Gender

Because women are less likely to get tickets and get into accidents, they have a decreased chance of filing a claim with insurance. So, women typically pay less for auto insurance than men. When it comes to Eos drivers specifically, women pay around $11 less than men monthly for insurance.

Where You Live

You may think it's obvious that things such as how old you are and what vehicle you drive play a role in your car insurance prices, but did you know that where you live is equally important? Since insurance is regulated on a state-by-state basis, premiums can vary quite a bit depending on which state you call home.

For example, the average Volkswagen Eos owner from New York pays about $173 a month for liability coverage, while the same driver from California will pay less than 50% of that price, on average. The chart shows average prices for the 10 largest states by population, just to give you a good idea of how much rates can change from state to state.

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Volkswagen Eos Car Insurance Discounts

No matter your age, your car, or your home state, it's always a good idea to take advantage of as many auto insurance discounts as possible.

Not every car insurance company will offer the same discounts, but there are a few that are relatively universal. These include discounts like:

• Multi-car discounts for adding more than one vehicle to your auto policy
• Pay-in-full discounts for drivers who agree to pay their entire policy premium up front, rather than by monthly payments
• Defensive driving discounts for drivers who take a defensive driving class through an accredited school or institution
• Vehicle safety discounts for having a vehicle with certain safety features (like air bags or anti-lock brakes) or one with higher than average safety ratings

While taking advantage of discounts is always a smart way to save money on your auto insurance, sometimes the best way to save is just by having a profile that looks good to insurance companies.

While you can't control every single aspect of your car insurance profile (like some of the pieces we mentioned above), there is quite a bit that you do have control over. Below are just a few of the variables you can use to your advantage when it comes to saving cash:

Your Driving Record

You've most likely observed ads from auto insurance carriers promoting big discounts for safe drivers. It checks out that your insurance premiums will increase if you get into an accident or get tickets. But you're probably wondering exactly how much these infractions will cost you.

Based on the table above, accidents will usually cost Eos drivers less than tickets, but both will result in above average rates. Volkswagen Eos drivers with one ticket will pay an average of $90 monthly, while drivers with a single accident on their record pay about $79 per month (up $8 from the $71/mo. overall average). The rates only go up the more collisions you have or tickets you get.

How Much You Drive

The amount of miles you drive plays a role when it comes to your car insurance rates. Drivers who are on the roads less often have fewer opportunities to get into an accident, so they'll usually get lower prices. Above, you can see that Volkswagen Eos owners who drive 10,000 miles or more pay $79 for auto insurance, while those who drive fewer than 2,500 miles each year pay an average of $57 per month.

But if you don't use your Volkswagen Eos that often, you might consider a usage-based or pay-per-mile car insurance policy. With these kinds of policies, you pay a small base rate each month, with your final monthly bill being calculated based on the number of miles you drove.

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How Do Volkswagen Eoses Compare to Other Vehicles?

If you're considering making a Volkswagen Eos your next car, you might be wondering how it compares to other cars. Auto insurance is just one cost that's associated with a new car purchase, but it's certainly one that's worth considering carefully.

Take a look at the table below to see how the Volkswagen Eos stacks up:

Overall, the Volkswagen Eos has an average MSRP and is on par with the going rate for a new vehicle. The average vehicle price in the U.S. is $41,071, and the Eos comes in close to that at $31,995. And since there hasn't been a new Eos model on the market recently, used prices will be even cheaper.

Full coverage insurance for a Volkswagen Eos is around $47 a month cheaper than average, while liability only coverage is monthly.

When it comes to usage, Volkswagen Eos drivers are far from the national average in annual miles driven, with 11,617 miles for all vehicles a year compared to the Eos's 10,487 every year.

Volkswagen Eos Car Insurance Costs by Model Year

You've seen how different factors can affect a driver's insurance rates. But if you're considering buying a new vehicle and the Eos is one you're thinking about, knowing what you'll likely pay can be extremely valuable as you weigh your options.

Choose Your Model

2015 Volkswagen Eos Car Insurance 2014 Volkswagen Eos Car Insurance 2013 Volkswagen Eos Car Insurance 2012 Volkswagen Eos Car Insurance 2011 Volkswagen Eos Car Insurance 2010 Volkswagen Eos Car Insurance 2009 Volkswagen Eos Car Insurance 2008 Volkswagen Eos Car Insurance 2007 Volkswagen Eos Car Insurance

2015 Volkswagen Eos Car Insurance

2015 Eos drivers can expect to pay an average of $25 per month for liability or $162 for full coverage.

Hallmark offered the lowest policy we found, with rates sometimes as low as $25 a month.

Want to know just how much you'll pay? Get a variety of free customized quotes by just entering your ZIP code below.

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2014 Volkswagen Eos Car Insurance

It costs about $84 per month for liability or $163 for a full coverage policy for the 2014 Volkswagen Eos.

If you're looking for the cheapest possible 2014 Volkswagen Eos insurance policy, Mile Auto offered the most affordable policy we found, with rates as low as just $22 monthly.

If you want to know just how much your rate will be, just enter your ZIP code below and get several free quotes in minutes.

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2013 Volkswagen Eos Car Insurance

The average cost to insure a 2013 Eos with liability only coverage is $73 a month, while full coverage runs around $169 monthly.

We found Hugo offered the cheapest policy, with rates sometimes as cheap as $26 per month.

While these are good estimates of what the average driver might pay to insure a 2013 Volkswagen Eos, these premiums might differ based on your driver profile. Just enter your ZIP code below, to get free personalized quotes in minutes.

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2012 Volkswagen Eos Car Insurance

You can expect full coverage for a 2012 Volkswagen Eos to run about $154 a month, while liability only coverage will average around $104 per month.

With prices as little as just $16 monthly, Hugo offered the lowest policy we found for the 2012 Volkswagen Eos.

While these are good estimates of what the average driver might pay to insure a 2012 Volkswagen Eos, these premiums might differ based on your driver profile. Get free personalized quotes in minutes by just entering your ZIP code below.

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2011 Volkswagen Eos Car Insurance

On average, drivers who own a 2011 Eos can expect to pay $46 to $162 a month for liability only and full coverage insurance, respectively.

Workmens has rates as cheap as just $28 per month for the 2011 Volkswagen Eos.

If you want to know exactly how much you can expect to pay for your Eos, just enter your ZIP code below and get free quotes in minutes.

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2010 Volkswagen Eos Car Insurance

It costs about $52 a month for liability or $163 for a full coverage policy for the 2010 Volkswagen Eos.

With premiums as cheap as $23 monthly, Workmens offered the most affordable policy we found.

What will your auto insurance price be? Just enter your ZIP code below to get lots of free personalized quotes.

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2009 Volkswagen Eos Car Insurance

The average cost to insure a 2009 Eos with liability only coverage is $54 a month, while full coverage runs around $140 monthly.

Looking for the cheapest policy? SafeAuto offered liability only coverage for as little as $21 per month.

If you want to know exactly how much you can expect to pay for your Eos, just enter your ZIP code below and get several free quotes in minutes.

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2008 Volkswagen Eos Car Insurance

On average, drivers who own a 2008 Volkswagen Eos can expect to pay $82 to $153 monthly for liability only and full coverage car insurance, respectively.

With prices sometimes as cheap as $19 a month, Workmens offered the lowest policy we found for the 2008 Volkswagen Eos.

If you want more accurate quotes of how much you can expect to pay, get free quotes in minutes by just entering your ZIP code below.

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2007 Volkswagen Eos Car Insurance

You can expect full coverage for a 2007 Eos to run about $131 per month, while liability only coverage will average around $69 a month.

If you're looking for the most affordable 2007 Volkswagen Eos insurance policy, StateAuto offered the cheapest policy we found, with rates as cheap as $20 monthly.

Interested in what your auto insurance rate could look like? Enter your ZIP code below to get multiple customized quotes for free.

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Volkswagen Eos Insurance FAQs

Is a Volkswagen Eos expensive to insure?

Liability insurance runs an average of $71 per month, while full coverage will cost you around $151. When compared to the national average of all cars, rates come in on the less expensive end of the spectrum.

How can I get the best price on car insurance for my Volkswagen Eos?

There's only one way to be confident you're getting the most affordable rates -- regularly shopping around and getting quotes. It's recommended to review quotes every 6 months or so. Luckily, sites like Compare.com let you compare prices from many companies at once, meaning you can find the cheapest rates (or guarantee you already have the best deal) for free.

Does the color of my Volkswagen Eos affect my insurance premiums?

You've probably heard the old adage that it costs more to insure a red car, but that's actually not true. While there are many variables insurance carriers examine when they offer you a premium, your vehicle's color isn't one of them.

Do I need to have insurance before I buy a Volkswagen Eos?

You'll need to have a valid auto insurance policy before you can legally drive your new (or new to you) Volkswagen Eos off the dealership lot. As part of the buying process, some dealerships might offer you a car insurance policy, but your best bet is letting your insurance company know before you buy.

What car insurance discounts can I get for my Volkswagen Eos?

You will find many different discounts out there when it comes to car insurance. Many of them (like "pay-in-full discounts" and "multi-vehicle discounts") are based less on your Eos and more on you, but if your Eos has safety features like airbags, anti-theft systems, anti-lock brakes, and other features, it may be eligible for certain discounts. The only way to be certain is to contact your insurance carrier and ask about their list of discounts, since they differ quite a bit from company to company.