Subaru Impreza Car Insurance: How Much Should You Expect to Pay?

Quick Facts

• The Subaru Impreza costs about the same as most other cars to insure.

• Full coverage car insurance for an Impreza comes in at around $175 a month, on average, while liability only insurance typically tends to be about $79 per month.

• Ohio Mutual offers the lowest average rates for an Impreza with liability only coverage offered for as low as $32 a month.

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Impreza Overview

With new 2022 models starting at $22,195, the Subaru Impreza is a great budget-friendly option for any driver. You'll have your choice of four different trim levels, so there's an option for every driver.

We crunched the numbers on thousands of auto insurance quotes on Compare.com, and we've determined that, on average, Subaru Impreza insurance premiums run around $153 per month. But how does that fare against its competitors?

How Much is Car Insurance for a Subaru Impreza?

You'll see in the table above that when you compare the Subaru Impreza to other vehicles, insurance prices are right about average. On average, Impreza owners can expect to pay around $79 monthly for liability insurance, and about $175 per month for full coverage, which has comprehensive and collision coverages in addition to liability (find out more about these different types of insurance with our guide "State Minimum vs. Full Coverage").

When you compare it to other Subaru models, the Impreza is more expensive, with rates more than 10% higher than the rest of the manufacturer's vehicle offerings. Compared to offerings from other brands, car insurance for an Impreza is also more affordable, with liability only insurance premiums coming in around 5% less and 1% less for full coverage.

Compared to all vehicles, regardless of make, body style, or model, the Impreza has lower prices than average for both liability only and full coverage auto insurance.

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Who has the Cheapest Car Insurance for a Subaru Impreza?

If you're searching for a new car insurance policy for your Subaru Impreza, you may be wondering which company offers the cheapest rates. While there will never be one carrier that has the cheapest rates for everyone, the lowest average rates for liability only insurance are sometimes just $32 a month from Ohio Mutual. The runner up for most affordable rates is Mile Auto, with insurance policies starting as little as $34 a month.

The third, fourth, and fifth carriers on the list are Aspire, Infinity, and MetroMile. But just because these five companies offer the lowest average rates doesn't necessarily mean they'll be the cheapest carriers for you and your unique insurance profile.

Car insurance companies take a wide array of things into consideration when calculating monthly premiums. By reviewing quotes from a whole range of auto insurance carriers at once, you can be sure you're finding the lowest rate.

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What Factors Affect Car Insurance Rates for a Subaru Impreza?

There are multiple pieces that car insurance companies consider to choose how much they charge you -- and each company uses a different method, so there's not one carrier that's the cheapest for everyone.

The following sections show lots of factors insurance carriers use to calculate rates:

Vehicle Age

The Subaru Impreza has been around for a while, so vehicle age will likely make a big difference in what you end up paying for auto insurance. Typically, newer cars are going to cost more to insure because they're worth more, but as they get older, insurance costs will gradually go lower.

According to the table above, the Subaru Impreza is not quite in line with this trend, as the cheapest models to insure are those that are 2 to 3 years old, while on average, the most expensive Imprezas are 11 to 14 years old.

Your Age

How old you are plays a role in how much car insurance companies will charge. As you can see in the table above, the youngest Impreza drivers pay more compared to drivers with more experience. In this case, drivers under 18 pay more than twice as much as those 25 or older.

Auto insurance prices continue to go down as you get older, with the cheapest age group for Impreza drivers being 55-64.

Your Gender

Did you know men usually pay more for insurance than women? This is because men are more likely to get into collisions and get speeding tickets, which raises the chances of an insurance claim. When it comes to Impreza drivers specifically, women pay about $70 monthly for auto insurance and men pay around $84.

Where You Live

It may seem like common sense that variables like what vehicle you drive and how old you are play a role in your car insurance rates, but did you know that where you live has just as much of an impact? Because insurance is regulated at the state level, prices can vary quite a bit depending on where you live.

For example, the average Subaru Impreza driver in New York pays about $138 per month for liability coverage. Meanwhile, on average, the same owner in California will pay less than half of that price. The chart shows average premiums for the 10 largest states by population, just to give you a good idea of how much rates can change across states.

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Subaru Impreza Car Insurance Discounts

Regardless of what car you drive, how old you are, or what state you call home, using as many discounts as possible when it comes to your car insurance is always in your best interest when shopping around for a new policy.

While no two insurance carriers offer the same exact discounts, there are a few different ones that you'll find with most companies. These include things like:

• Pay-in-full discounts for drivers who choose to pay their entire policy premium at once, rather than by monthly payments
• Multi-policy discounts for using the same insurance company for both your home and car insurance
• Multi-vehicle discounts for having more than one car on your auto policy
• Defensive driving discounts for taking a defensive driving class from an accredited school or institution

But these aren't the only discounts auto insurance carriers offer to their customers. Often, it's actually having a favorable driving record and insurance profile that get you the lowest rates.

Even though you may not have control of every factor car insurance companies take into account to calculate prices (like some of the ones mentioned above), you do have a say over some of them. Below are just a few of the ones you can use to your advantage when it comes to saving some cash:

Your Driving Record

You've probably noticed ads from insurance carriers promoting big discounts for good drivers. It shouldn't come as a surprise that if you get into a collision or get cited for speeding, auto insurance rates will get higher. But you're probably wondering exactly how much these infractions can cost you.

Based on the table above, accidents will usually cost Impreza drivers more than tickets, but both will result in higher than normal rates. Subaru Impreza drivers with a single accident on their record pay about $105 per month (up $26 from the $79/mo. overall average), while drivers with one ticket will pay an average of $88 a month. Drivers with multiple kinds of either violation will end up paying even more.

How Much You Drive

Another variable that impacts your insurance premiums is the total distance you drive. Drivers who are on the roads less are less likely to get into collisions, so they'll normally be offered cheaper rates. Above, you can see that Subaru Impreza owners who drive fewer than 2,500 miles every year pay an average of $76 monthly for car insurance, while those who put 10,000 miles or more on their cars pay $81.

If you happen to be one of those drivers who put very few miles on your Subaru Impreza each year, it may be worth reviewing usage-based or pay-per-mile auto insurance. With these kinds of coverage, you pay a small base rate each month, with your final monthly bill being calculated based on the number of miles you drove.

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How Do Subaru Imprezas Compare to Other Vehicles?

If you're thinking about buying a Subaru Impreza, you might want to know how it compares to other vehicles. Insurance is just one cost that's associated with buying a new car, but it's definitely one that's worth taking into consideration.

Visit the table below to see how the Subaru Impreza compares:

With an MSRP that's a third less than the going rate for a new vehicle, the Subaru Impreza is a great value when it comes to price. The Impreza goes for $22,195, which is much cheaper than the national average vehicle MSRP of $42,283.

Liability insurance for a Subaru Impreza is, while full coverage is over $50 cheaper a month.

When it comes to usage, Subaru Impreza drivers are pretty close to the national average in annual miles driven, with 11,660 miles each year for all vehicles compared to the Impreza's 10,784 a year.

Subaru Impreza Car Insurance Costs by Model Year

We've walked through many of the factors that can have an impact on how much the average driver pays to insure a Subaru Impreza. If you're considering purchasing a new Impreza, knowing what you'll likely pay for the specific car you're looking at can be extremely helpful as you weigh your choices.

That's why we've decided to break down Subaru Impreza insurance premiums by model year. Choose a model year from the dropdown below to see average rates for both full coverage and liability only options. You'll also find some other helpful info, like available trims, base price, and even the cheapest insurance carrier for each Impreza model year.

Choose Your Model

2021 Subaru Impreza Car Insurance 2020 Subaru Impreza Car Insurance 2019 Subaru Impreza Car Insurance 2018 Subaru Impreza Car Insurance 2017 Subaru Impreza Car Insurance 2016 Subaru Impreza Car Insurance 2015 Subaru Impreza Car Insurance 2014 Subaru Impreza Car Insurance 2013 Subaru Impreza Car Insurance 2012 Subaru Impreza Car Insurance 2011 Subaru Impreza Car Insurance 2010 Subaru Impreza Car Insurance

2021 Subaru Impreza Car Insurance

When considering a brand new Subaru Impreza, there's more to choose from than just color. A base model Impreza will put you back $22,195 (plus taxes and other fees), but with four different trim levels to pick from, the price can go up from there.

When it comes to insuring a Impreza, on average, it costs around $65 per month to insure a 2021 Subaru Impreza for liability only and $257 monthly for full coverage. And if you want the most affordable insurance possible, Clearcover offers liability only policies for sometimes as low as $42 a month.

Although it helps to know the average price drivers pay to insure a 2021 Impreza, the only way to find out exactly what you'll pay is to get a personalized quote. Luckily, with Compare.com you can compare quotes from several companies at once, all for free. Just enter your ZIP code below to get started.

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2020 Subaru Impreza Car Insurance

If you're in the market for a 2020 Impreza or already own one, you're most likely looking at an average auto insurance rate of about $191 for full coverage or $70 for a liability only policy.

And if you're just looking for the cheapest car insurance for your Impreza, Acceptance offers liability only policies for as low as just $25 per month.

If you want to know just how much your price will be, just enter your ZIP code below and get free quotes in minutes.

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2019 Subaru Impreza Car Insurance

It costs around $72 monthly for liability or $173 for a full coverage policy for the 2019 Subaru Impreza.

Looking for the most affordable policy? Clearcover offered liability only coverage for as little as just $26 a month.

Interested in what your auto insurance premium could look like? Get a variety of customized quotes for free by just entering your ZIP code below.

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2018 Subaru Impreza Car Insurance

You can expect full coverage for a 2018 Impreza to run about $158 per month, while liability only coverage will average around $62 monthly.

With prices as cheap as $23 per month, Aspire offered the lowest policy we found.

If you want to know exactly how much you can expect to pay for your Impreza, just enter your ZIP code below and get several free quotes in minutes.

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2017 Subaru Impreza Car Insurance

On average, drivers who own a 2017 Subaru Impreza can expect to pay $73 to $164 monthly for liability only and full coverage car insurance, respectively.

With premiums sometimes as cheap as $23 a month, Clearcover offered the cheapest policy we found for the 2017 Subaru Impreza.

If you want more accurate quotes of how much you can expect to pay, get free quotes in minutes by just entering your ZIP code below.

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2016 Subaru Impreza Car Insurance

The average cost to insure a 2016 Impreza with liability only coverage is $72 per month, while full coverage runs about $150 monthly.

MetLife offered the most affordable policy we found, with rates sometimes as little as $19 a month.

What could your insurance rate look like? Enter your ZIP code below to get lots of personalized quotes for free.

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2015 Subaru Impreza Car Insurance

2015 Subaru Impreza drivers can expect to pay an average of $64 monthly for liability or $146 for full coverage.

We found Hugo offered the lowest policy, with rates as cheap as just $18 per month.

These average rates are a great starting point if you're in the market for a 2015 Subaru Impreza, but there are many variables that go into calculating your policy rates. If you want to figure out exactly what you'll be asked to pay, get customized quotes by entering your ZIP below.

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2014 Subaru Impreza Car Insurance

On average, drivers who own a 2014 Impreza can expect to pay $67 to $165 a month for liability only and full coverage car insurance, respectively.

Hugo has prices as cheap as $18 monthly for the 2014 Subaru Impreza.

If you want to know exactly how much you can expect to pay for your Impreza, just enter your ZIP code below and get free quotes in minutes.

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2013 Subaru Impreza Car Insurance

It costs around $72 a month for liability or $181 for a full coverage policy for the 2013 Subaru Impreza.

If you're looking for the lowest possible 2013 Subaru Impreza insurance policy, Safeco offered the most affordable policy we found, with rates as low as just $20 per month.

Want to know exactly how much you'll pay? Get multiple free personalized quotes by just entering your ZIP code below.

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2012 Subaru Impreza Car Insurance

You can expect full coverage for a 2012 Impreza to run about $175 a month, while liability only coverage will average around $70 per month.

Ohio Mutual has premiums sometimes as cheap as $17 monthly for the 2012 Subaru Impreza.

While these are good estimates of what the average driver might pay to insure a 2012 Subaru Impreza, these rates might differ based on your driver profile. Get free personalized quotes in minutes by just entering your ZIP code below.

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2011 Subaru Impreza Car Insurance

2011 Subaru Impreza drivers can expect to pay an average of $91 per month for liability or $198 for full coverage.

Hugo offered the cheapest policy we found, with rates as low as $23 a month.

Interested in just how much you'll pay? Get a variety of personalized quotes for free by just entering your ZIP code below.

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2010 Subaru Impreza Car Insurance

The average cost to insure a 2010 Impreza with liability only coverage is $80 monthly, while full coverage runs about $174 per month.

Looking for the lowest policy? Clearcover offered liability only coverage for as little as $20 a month.

If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get several free quotes in minutes.

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Subaru Impreza Insurance FAQs

Is a Subaru Impreza expensive to insure?

The cost of auto insurance for the Subaru Impreza is about the same as insuring the average car. Liability insurance runs an average of $79 monthly, while full coverage will cost you around $175.

How can I get the best price on car insurance for my Subaru Impreza?

There's only one way to ensure you're getting the most affordable rates -- regularly shopping around and comparing quotes from quite a few carriers. It's recommended to review quotes every 6 months or so. Luckily, sites like Compare.com let you compare prices from a whole bunch of companies at once, meaning you can find the lowest rates (or guarantee you already have the best deal) for free.

Does the color of my Subaru Impreza affect my insurance rates?

You've probably heard the old adage that it costs more to insure a red car than cars of other colors, but that's actually a myth. There are multiple things insurance carriers use when they offer premiums, but your vehicle's color is not factored into that equation.

Do I need to have insurance before I buy a Subaru Impreza?

You'll need to have a valid car insurance policy before you can legally drive your new (or new to you) car off the dealership lot. Some dealerships will offer you one during the purchase process, but the best thing to do when buying a a new car is to talk with your auto insurance company beforehand.

What car insurance discounts can I get for my Subaru Impreza?

You will find tons of discounts out there when it comes to insurance. Many of them (like "pay-in-full discounts" and "multi-vehicle discounts") are more based on you than the Impreza you drive, but if your Impreza has safety features like anti-theft systems, anti-lock brakes, airbags, and other features, it may qualify for certain discounts. The only way to know for sure is to talk with your insurance agent and ask about their discounts.