Land Rover Range Rover Sport Car Insurance: How Much Should You Expect to Pay?

Quick Facts

• A Land Rover Range Rover Sport is more expensive to insure compared to the average SUV.
• Full coverage auto insurance for a Range Rover Sport tends to be about $192 monthly, on average, while liability only insurance generally averages around $84.
• The lowest insurance carrier for a Range Rover Sport is Hugo, who offers prices as low as $26 per month.

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Range Rover Sport Overview

The Land Rover Range Rover Sport is a high-end SUV on the more expensive end of the spectrum, with base prices starting at $69,500 for new 2022 models. There are six different trim levels currently offered, so there's something there for every driver.

After analyzing thousands of car insurance quotes through Compare.com, we've determined that, on average, Land Rover Range Rover Sport auto insurance premiums run about $194 a month. But where does that fall compared to the rest of the market?

How Much is Car Insurance for a Land Rover Range Rover Sport?

If you look at the table above, you'll see that compared to other vehicles, Land Rover Range Rover Sport insurance rates are above average. On average, Range Rover Sport drivers can expect to pay around $192 per month for full coverage, which has comprehensive and collision coverages in addition to liability, and about $84 monthly for liability only insurance (our guide, "State Minimum vs. Full Coverage", can give you more information on these different types of insurance).

Comparing it to other models from Land Rover, the Range Rover Sport's insurance rate is matches the rest of the company's vehicle offerings. Compared to SUV offerings from other brands, insurance for a Range Rover Sport is similarly on the expensive side, with liability only insurance premiums coming in about 5% more and 27% more for full coverage.

When compared to all vehicles, regardless of model, body style, or make, the Range Rover Sport follows a similar pattern of having above average car insurance rates.

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Who has the Cheapest Car Insurance for a Land Rover Range Rover Sport?

Searching for a car insurance policy for your Land Rover Range Rover Sport? You probably want to know which company offers the most affordable rates. Even though there will never be one carrier that offers the most affordable prices for everyone, the cheapest average rates for liability only insurance are sometimes as cheap as $26 a month from Hugo. With car insurance as little as $42 monthly, Amica is the next lowest insurance company.

Kemper, Clearcover, and Apparent round out the end of the top 5 list. That being said, just because these five companies offer the cheapest average rates doesn't necessarily mean they'll give you the best rates for your Land Rover Range Rover Sport.

Auto insurance carriers take a range of variables into consideration when calculating how much to charge you. By analyzing quotes from quite a few auto insurance companies at once, you can guarantee you're finding the most affordable rate.

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What Factors Affect Car Insurance Rates for a Land Rover Range Rover Sport?

There are a whole range of things that car insurance carriers look at to choose how much to charge you -- and every carrier weighs certain factors more than others, so there's not one company that's the cheapest for everyone.

The sections below show a whole bunch of factors insurance companies use to calculate rates:

Vehicle Age

Land Rover has been making the Range Rover Sport for quite some time, so the car's age may make a difference in how much you'll pay for car insurance. Usually, it costs more to insure newer cars because they're worth more, however, as time goes on and Range Rover Sports begin to depreciate, insurance costs will gradually get lower.

From the table above, you can see the Land Rover Range Rover Sport is inline with this trend, as the most expensive models to insure are those that are 2 to 3 years old, while the cheapest models are Range Rover Sports that are 15 years old or more, on average.

Your Age

Your age is another variable that makes a significant difference in how much you pay for auto insurance. Based on the information in the table above, older Range Rover Sport drivers pay less compared to the youngest Range Rover Sport drivers. Land Rover Range Rover Sport drivers under 18 actually pay more than twice as much as those 25 or older.

Insurance prices continue to go lower as you get older, with the cheapest age group being 45-54 for Range Rover Sport drivers.

Your Gender

Because women are less likely to get into accidents and get speeding tickets, they run a lower risk of filing a claim with insurance. So, women normally pay less for car insurance than men. Surprisingly, when it comes to Range Rover Sport drivers specifically, men pay around $11 less than women every month for auto insurance.

Where You Live

You were probably already aware that variables such as how old you are and what vehicle you drive play a role in your insurance rates, but you may not realize that where you live can matter just as much. Since auto insurance is regulated at the state level, prices can shift quite a bit from state to state.

For example, the average Land Rover Range Rover Sport owner from New York pays about $200 per month for liability coverage. Meanwhile, the same Californian driver will pay less than 50% of that price, on average. The table referenced above shows average premiums for the 10 largest states by population, just to give you a good idea of how much rates can change between states.

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Land Rover Range Rover Sport Car Insurance Discounts

No matter your car, your home state, or your age, using as many discounts as possible when it comes to your insurance is always important when shopping around for a policy.

Not every car insurance carrier will offer the same discounts, but there are a few that are relatively universal. These include discounts like:

• Multi-vehicle discounts for having several cars on your auto policy
• Pay-in-full discounts for choosing to pay your entire policy price at once, rather than in monthly installments
• Defensive driving discounts for drivers who take a defensive driving class from a certified school or institution
• Vehicle safety discounts for having a vehicle with certain safety features (like air bags or anti-lock brakes) or one with higher than average safety ratings

These are just a few of the discounts auto insurance carriers offer, and sometimes the best way to save is just by having a profile that looks good to car insurance companies.

Of course, you can't control every single aspect of your insurance profile (like some of the attributes we mentioned above), but there is quite bit in your control. Below are just a few of the ones you can use to your advantage when it comes to cost savings:

Your Driving Record

You've most likely noticed ads from auto insurance carriers posting large discounts for safe drivers. It makes sense that your insurance premiums will go higher if you get into a collision or get cited for speeding. But exactly how much can it cost you for these infractions?

Looking at the table above, you'll notice that accidents will usually cost Range Rover Sport drivers more than tickets, but both will result in above average rates. Land Rover Range Rover Sport drivers with one ticket will pay about $108 a month, while drivers with a single accident on their record pay an average of $139 per month (up $55 from the $84/mo. overall average). The rates only increase the more accidents you have or tickets you get.

How Much You Drive

How much you drive each year plays a big role in your car insurance prices. Drivers who are on the roads less have fewer opportunities to get into an accident, so they'll usually get lower rates. Based on the table above, you can see that Land Rover Range Rover Sport owners who drive fewer than 2,500 miles a year pay about $80 monthly for auto insurance, while those who put 10,000 miles or more on their cars pay $81.

But if you work from home or drive less often than the average driver, you might consider choosing a usage-based or pay-per-mile insurance policy. With these policies, you pay a small monthly amount, and your final monthly bill is calculated based on the number of miles you drove.

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How Do Land Rover Range Rover Sports Compare to Other Vehicles?

If you're considering making a Land Rover Range Rover Sport your next purchase, it can pay off to do your homework. Car insurance is just one cost that's associated with buying a new car, but it's guaranteed to be one that's worth considering carefully.

Take a look at the table below to see how the Land Rover Range Rover Sport stacks up:

With an MSRP that's a quarter more than the going rate for a new vehicle, the Land Rover Range Rover Sport is more expensive than average. The Range Rover Sport comes in at $69,500, a bit higher than the national average vehicle price of $46,192.

Full coverage insurance for a Land Rover Range Rover Sport is around $211 per month more than average, while liability only coverage is $10 cheaper per month.

When it comes to usage, Land Rover Range Rover Sport drivers are far from the national average in annual miles driven, with 11,617 miles each year for all vehicles compared to the Range Rover Sport's 13,774 a year.

Land Rover Range Rover Sport Car Insurance Costs by Model Year

You've seen how different things can affect a driver's car insurance prices. But if you're thinking about buying a new vehicle and the Range Rover Sport is one you're considering, having a good idea of exactly how much you'll pay can be helpful as you consider your options.

Choose Your Model

2022 Land Rover Range Rover Sport Car Insurance 2021 Land Rover Range Rover Sport Car Insurance 2020 Land Rover Range Rover Sport Car Insurance 2019 Land Rover Range Rover Sport Car Insurance 2018 Land Rover Range Rover Sport Car Insurance 2017 Land Rover Range Rover Sport Car Insurance 2016 Land Rover Range Rover Sport Car Insurance 2015 Land Rover Range Rover Sport Car Insurance 2014 Land Rover Range Rover Sport Car Insurance 2013 Land Rover Range Rover Sport Car Insurance 2012 Land Rover Range Rover Sport Car Insurance 2011 Land Rover Range Rover Sport Car Insurance 2010 Land Rover Range Rover Sport Car Insurance

2022 Land Rover Range Rover Sport Car Insurance

When considering a brand new Land Rover Range Rover Sport, there's more to choose from than just color. With six different trim levels to pick from, there's surely a style for everyone.

On average, it costs about $380 monthly to buy full coverage insurance for a 2022 Land Rover Range Rover Sport and $71 per month for a liability only policy. And if you want the most affordable insurance possible, DirectGeneral offers liability only policies for as low as just $71 a month.

While it's great to know the average price drivers pay for insurance, a personalized quote is the only way to find out exactly how much you'll pay. Luckily, Compare.com will gather quotes from lots of companies for you, all for free. Just enter your ZIP code below, answer a few questions, and you'll be unlocking your best rates in minutes.

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2021 Land Rover Range Rover Sport Car Insurance

If you're looking to buy a 2021 Range Rover Sport or already own one, you can expect an average car insurance premium of around $48 for liability or $173 for full coverage.

And if you're just looking for the lowest auto insurance for your Range Rover Sport, Hugo offers liability only policies for sometimes as little as $22 monthly.

If you want to know just how much your price will be, get free quotes in minutes by just entering your ZIP code below.

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2020 Land Rover Range Rover Sport Car Insurance

It costs about $55 a month for liability or $155 for a full coverage policy for the 2020 Range Rover Sport.

Looking for the cheapest policy? DirectGeneral offered liability only coverage for as little as just $38 per month.

While these are good estimates of what the average driver might pay to insure a 2020 Land Rover Range Rover Sport, these rates might differ based on your driver profile. Get free personalized quotes in minutes by just entering your ZIP code below.

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2019 Land Rover Range Rover Sport Car Insurance

The average cost to insure a 2019 Land Rover Range Rover Sport with liability only coverage is $76 monthly, while full coverage runs around $184 a month.

If you're looking for the cheapest possible 2019 Land Rover Range Rover Sport insurance policy, Hugo offered the most affordable policy we found, with rates as cheap as $23 per month.

Interested in exactly how much you'll pay? Get a variety of customized quotes for free by just entering your ZIP code below.

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2018 Land Rover Range Rover Sport Car Insurance

You can expect full coverage for a 2018 Range Rover Sport to run about $225 a month, while liability only coverage will average around $163 monthly.

With prices sometimes as low as $46 per month, Kemper offered the cheapest policy we found for the 2018 Land Rover Range Rover Sport.

If you want to find the best premiums for insurance for a 2018 Land Rover Range Rover Sport, enter your ZIP code below and compare multiple personalized quotes in just a few minutes.

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2017 Land Rover Range Rover Sport Car Insurance

2017 Land Rover Range Rover Sport drivers can expect to pay an average of $113 a month for liability or $252 for full coverage.

Hugo has prices as cheap as just $35 monthly for the 2017 Land Rover Range Rover Sport.

While these are good estimates of what the average driver might pay to insure a 2017 Land Rover Range Rover Sport, these premiums might differ based on your driver profile. Just enter your ZIP code below, to get free personalized quotes in minutes.

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2016 Land Rover Range Rover Sport Car Insurance

On average, drivers who own a 2016 Range Rover Sport can expect to pay $90 to $211 per month for liability only and full coverage auto insurance, respectively.

We found Elephant offered the lowest policy, with rates as little as just $23 monthly.

Want to know exactly what your car insurance rate will be? Enter your ZIP code below to get several customized quotes for free.

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2015 Land Rover Range Rover Sport Car Insurance

It costs about $51 a month for liability or $163 for a full coverage policy for the 2015 Land Rover Range Rover Sport.

With rates as cheap as just $22 per month, Elephant offered the cheapest policy we found.

If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get several free quotes in minutes.

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2014 Land Rover Range Rover Sport Car Insurance

On average, drivers who own a 2014 Range Rover Sport can expect to pay $69 to $167 monthly for liability only and full coverage insurance, respectively.

MetLife offered the lowest policy we found, with rates sometimes as cheap as $28 per month.

Want something more accurate than nationwide averages? Enter your ZIP code below to get multiple free customized quotes.

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2013 Land Rover Range Rover Sport Car Insurance

2013 Land Rover Range Rover Sport drivers can expect to pay an average of $81 a month for liability or $180 for full coverage.

Looking for the most affordable policy? PlymouthRockNJ offered liability only coverage for sometimes as little as $33 per month.

If you want more accurate quotes of how much you can expect to pay, get free quotes in minutes by just entering your ZIP code below.

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2012 Land Rover Range Rover Sport Car Insurance

The average cost to insure a 2012 Range Rover Sport with liability only coverage is $113 a month, while full coverage runs around $194 monthly.

SafeAuto offered the lowest policy we found, with rates as cheap as $38 a month.

These average prices are a great starting point if you're in the market for a 2012 Land Rover Range Rover Sport, but there are a whole range of different factors that go into calculating your policy rates. If you want to figure out exactly what you'll be asked to pay, get customized quotes by entering your ZIP below.

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2011 Land Rover Range Rover Sport Car Insurance

You can expect full coverage for a 2011 Land Rover Range Rover Sport to run about $184 monthly, while liability only coverage will average around $89 per month.

With rates as little as $26 a month, PlymouthRockNJ offered the most affordable policy we found.

And if you want more accurate rates tailored specifically to you, just enter your ZIP code below and get free quotes in minutes.

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2010 Land Rover Range Rover Sport Car Insurance

2010 Range Rover Sport drivers can expect to pay an average of $86 per month for liability or $207 for full coverage.

Clearcover has premiums sometimes as low as $38 monthly for the 2010 Land Rover Range Rover Sport.

Interested in just how much you'll pay? All you need to do is enter your ZIP code below and you'll be on your way to comparing a multitude of personalized quotes from the nation's top insurance carriers.

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Land Rover Range Rover Sport Insurance FAQs

Is a Land Rover Range Rover Sport expensive to insure?

Liability insurance runs an average of $84 a month, while full coverage will cost you around $192. The Land Rover Range Rover Sport is relatively expensive to insure compared to the average vehicle.

How can I get the best price on car insurance for my Land Rover Range Rover Sport?

The only way to ensure you're getting the cheapest price on auto insurance is to check prices regularly and compare quotes from many companies. Over time, your driver profile changes, which could change your rates, so it's recommended that you get quotes every 6 months or so. Luckily, sites like Compare.com let you compare prices from lots of carriers at once, meaning you can find the lowest rates (or guarantee you already have the best deal) in just a few minutes.

Does the color of my Land Rover Range Rover Sport affect my insurance rates?

You might have heard the old adage that it costs more to insure a red car, but that's simply not true. Although there are a variety of things car insurance companies consider when they decide how much your policy will be, the color of your Range Rover Sport is not factored into that equation.

Do I need to have insurance before I buy a Land Rover Range Rover Sport?

Before you can legally drive your new (or new to you) Land Rover Range Rover Sport off the dealership lot, you'll need to have valid auto insurance for it. As part of the buying process, some dealerships may offer you an insurance policy, but the best thing to do when buying a an SUV is to talk with your insurance carrier before you buy.

What car insurance discounts can I get for my Land Rover Range Rover Sport?

You will find many different discounts out there for car insurance. Many of them (like "pay-in-full discounts" and "multi-vehicle discounts") are based less on your car and more on you, but if your Range Rover Sport has safety features like anti-lock brakes, anti-theft systems, airbags, and other features, it may be eligible for certain discounts. The only way to find out which discounts you might get is to contact your insurance company and ask about which discounts they offer.