Hyundai Azera Car Insurance: How Much Should You Expect to Pay?

Quick Facts

• A Hyundai Azera is cheaper to insure than the average car.

• Liability car insurance for an Azera tends to be about $85 a month, while full coverage normally averages around $165.

• AnchorGeneral is the most affordable auto insurance carrier for an Azera.

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Azera Overview

The Hyundai Azera is a great budget-friendly option for any driver, with base prices starting at just $34,100 for 2017 models. There are two different trim levels currently available, so every driver can find an option to match their style.

We crunched the numbers on thousands of insurance quotes on Compare.com, and we've found that average Hyundai Azera auto insurance prices run about $161 per month. Compared to other vehicles in the market, how do Azera car insurance premiums stack up?

How Much is Car Insurance for a Hyundai Azera?

If you look at the table above, you'll see that insurance rates for a Hyundai Azera are around average compared to other vehicles on the road. On average, Azera drivers will pay about $165 monthly for full coverage, which has comprehensive and collision coverages in addition to liability, and about $85 per month for liability only insurance (discover more about these different types of insurance with our guide "State Minimum vs. Full Coverage").

Comparing it to other models, the Azera is slightly more affordable, with prices more than 5% lower than the other vehicle types offered by Hyundai. Compared to offerings from other brands, car insurance for an Azera runs close to average, with liability insurance rates coming in at 2% higher than other cars and full coverage insurance premiums at 7% cheaper.

The Hyundai Azera also has average prices when comparing it to vehicles of any body type, no matter what make, model, or body style they are.

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Who has the Cheapest Car Insurance for a Hyundai Azera?

In the market for an auto insurance policy for your Hyundai Azera? You may want to know which company offers the lowest rates. Even though premiums can shift pretty significantly depending on your driver profile, the lowest average rates for liability only insurance are as little as $31 a month from StateAuto. The next cheapest carrier is Shelter Mutual, who offers insurance as cheap as $43 monthly.

Mapfre, Workmens, and Clearcover round out the end of the top 5 list. However, just because these five companies offer the lowest average rates doesn't necessarily mean they'll be the cheapest for you.

After all, your results might be different, since auto insurance carriers look at a lot of different things when calculating rates. By analyzing quotes from quite a few car insurance companies at once, you can be confident you're finding the most affordable rate.

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What Factors Affect Car Insurance Rates for a Hyundai Azera?

There are lots of factors that auto insurance carriers use to choose how much to charge you for a policy -- and every company weighs different attributes more heavily than others, so there's not just one carrier that's the cheapest for each driver.

The following sections show an array of variables insurance companies use to calculate rates:

Vehicle Age

The Hyundai Azera has been around for a while -- that means vehicle age will likely play a role in what you end up paying for auto insurance. Normally, newer cars are going to cost more to insure because they're worth more, however, as time goes on and Azeras begin to depreciate, insurance costs will gradually go down.

From the table above, you can see the Hyundai Azera is inline with this trend, as the cheapest models to insure are those that are 6 to 7 years old, while the most expensive models are Azeras that are 4 to 5 years old, on average.

Your Age

Your age is another variable that plays a big role in how much insurance carriers will charge you. In the table above, you'll see that drivers with more experience on the road pay a lot more compared to young drivers. Hyundai Azera drivers between 18 and 24 actually pay $52 more than those 25 or older.

Auto insurance prices continue to get lower as you get older, with the cheapest age group being 65 years and older for Azera drivers.

Your Gender

Because women are less likely to get into accidents and get tickets, they run a lower risk of filing a claim with insurance. So, women tend to get cheaper rates than men. Surprisingly, when it comes to Azera drivers specifically, women pay around 1% more than men every month for car insurance.

Where You Live

You may already know that factors like what vehicle you drive and how old you are play a role in your auto insurance rates, but you may not realize that where you live matters just as much. Because car insurance is regulated on a state-by-state basis, premiums can vary quite a bit from state to state.

For example, the average Hyundai Azera owner from New York pays about $122 a month for liability coverage, while on average, the same driver in California will pay less than 50% of that price. The table referenced above shows average rates for the top 10 most populous states, just to give you a good idea of how much prices can change between states.

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Hyundai Azera Car Insurance Discounts

No matter your car, your home state, or your age, it's always a good idea to take advantage of as many insurance discounts as possible.

Even though all auto insurance companies offer their own unique discounts, there are a few different ones that you'll find with most carriers. These include discounts like:

• Defensive driving discounts for drivers who take a defensive driving class from a certified school or institution
• Multi-vehicle discounts for having more than one car on your auto policy
• Vehicle safety discounts for having a vehicle with certain safety features (like anti-lock brakes or air bags) or one with higher safety ratings
• Multi-policy discounts for using the same insurance company for both your home and auto insurance

While taking advantage of discounts is always a smart way to save money on your insurance, sometimes, the best way to get great rates is to work on your overall insurance profile.

You obviously can't control every single aspect of your car insurance profile (like some of the variables we mentioned above), but you can influence some of it. Below are just a few of the ones you can use in your favor when it comes to saving money:

Your Driving Record

You've no doubt observed ads from auto insurance companies promoting large discounts for good drivers. And you probably wouldn't be surprised that if you get into a collision or get tickets, insurance rates will go up. But exactly how much will these infractions cost you?

You can tell from the table above that accidents will usually cost Azera drivers less than tickets, but both will result in higher than average rates. Hyundai Azera drivers with one ticket will pay an average of $113 per month, while drivers with a single accident on their record pay about $107 a month (up $22 from the $85/mo. overall average). The rates only increase the more collisions you have or tickets you get.

How Much You Drive

The amount of miles you drive each year plays a role in your car insurance premiums. Drivers who are on the roads less have fewer opportunities to get into an accident, so they'll usually get more affordable prices. Above, you can see that Hyundai Azera owners who drive 10,000 miles or more pay $87 for insurance, while those who drive fewer than 2,500 miles each year pay an average of $78 monthly.

If you're one of those drivers who don't put very many miles on your Hyundai Azera each year, you might consider learning about usage-based or pay-per-mile auto insurance policies. With these kinds of coverage, you pay a small base rate each month, with your final monthly bill being calculated based on how many miles you drove.

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How Do Hyundai Azeras Compare to Other Vehicles?

If you're considering making a Hyundai Azera your next purchase, it might be helpful to do your due diligence. Insurance is just one cost that comes with buying a new car, but it's certainly one that's worth considering carefully.

Check out the table below to see how the Hyundai Azera compares:

Overall, the Hyundai Azera has an average MSRP and is in line with the going rate for a new vehicle. The national average vehicle price is $41,937, and the Azera comes in close to that at $34,100.

But while the purchase price runs about average, car insurance premiums run above average when compared to other vehicles on the market. Full coverage insurance for a Hyundai Azera is around $193 per month more than average, while liability only coverage is more than $20 more per month.

When it comes to usage, Hyundai Azera drivers are near the national average in annual miles driven, with 11,437 miles per year compared to 11,673 for all vehicles.

Hyundai Azera Car Insurance Costs by Model Year

You've seen how different variables can have an impact on how much the average driver pays to insure a Hyundai Azera. But if you're considering buying a new vehicle and the Azera is one you're thinking about, having a good idea of exactly what you'll pay is extremely valuable as you weigh your options.

So we've broken down Hyundai Azera insurance prices by model year. Simply choose a specific Azera model year in the dropdown below and see average rates for both liability only and full coverage. You'll also find some other helpful info, like cheapest insurance carrier, base price, and even available trims for each Azera model year.

Choose Your Model

2017 Hyundai Azera Car Insurance 2016 Hyundai Azera Car Insurance 2015 Hyundai Azera Car Insurance 2014 Hyundai Azera Car Insurance 2013 Hyundai Azera Car Insurance 2012 Hyundai Azera Car Insurance 2011 Hyundai Azera Car Insurance 2010 Hyundai Azera Car Insurance 2009 Hyundai Azera Car Insurance 2008 Hyundai Azera Car Insurance 2007 Hyundai Azera Car Insurance 2006 Hyundai Azera Car Insurance

2017 Hyundai Azera Car Insurance

The average cost to insure a 2017 Azera with liability only coverage is $108 a month, while full coverage runs about $362 per month.

With rates as little as just $72 a month, AmericanAlliance offered the lowest policy we found.

Want to know exactly what your car insurance rate will be? Just enter your ZIP code below to get several free customized quotes.

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2016 Hyundai Azera Car Insurance

It costs around $62 monthly for liability or $163 for a full coverage policy for the 2016 Hyundai Azera.

With premiums as cheap as just $32 a month, Shelter Mutual offered the cheapest policy we found for the 2016 Hyundai Azera.

If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get several free quotes in minutes.

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2015 Hyundai Azera Car Insurance

2015 Azera drivers can expect to pay an average of $75 per month for liability or $155 for full coverage.

We found StateAuto offered the lowest policy, with rates sometimes as little as $27 monthly.

While these are good estimates of what the average driver might pay to insure a 2015 Hyundai Azera, these rates might differ based on your driver profile. Just enter your ZIP code below, to get free personalized quotes in minutes.

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2014 Hyundai Azera Car Insurance

You can expect full coverage for a 2014 Hyundai Azera to run about $171 per month, while liability only coverage will average around $66 monthly.

Mercury offered the most affordable policy we found, with rates sometimes as low as $25 a month.

Want to know exactly how much you'll pay? Get multiple free personalized quotes by just entering your ZIP code below.

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2013 Hyundai Azera Car Insurance

On average, drivers who own a 2013 Azera can expect to pay $134 to $160 per month for liability only and full coverage auto insurance, respectively.

Looking for the lowest policy? StateAuto offered liability only coverage for as low as $27 a month.

And if you want more accurate rates tailored specifically to you, just enter your ZIP code below and get free quotes in minutes.

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2012 Hyundai Azera Car Insurance

You can expect full coverage for a 2012 Hyundai Azera to run about $156 monthly, while liability only coverage will average around $79 a month.

If you're looking for the lowest possible 2012 Hyundai Azera insurance policy, Gainsco offered the cheapest policy we found, with rates sometimes as cheap as $29 monthly.

If you want to know just how much your price will be, just enter your ZIP code below and get several free quotes in minutes.

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2011 Hyundai Azera Car Insurance

2011 Azera drivers can expect to pay an average of $89 per month for liability or $199 for full coverage.

Mercury has prices as low as just $25 a month for the 2011 Hyundai Azera.

While these are good estimates of what the average driver might pay to insure a 2011 Hyundai Azera, these rates might differ based on your driver profile. Get free personalized quotes in minutes by just entering your ZIP code below.

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2010 Hyundai Azera Car Insurance

It costs about $69 per month for liability or $146 for a full coverage policy for the 2010 Hyundai Azera.

If you're looking for the most affordable 2010 Hyundai Azera insurance policy, Dairyland offered the most affordable policy we found, with rates as cheap as $30 monthly.

If you want to find the best prices for insurance for a 2010 Hyundai Azera, enter your ZIP code below and compare a variety of personalized quotes in just a few minutes.

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2009 Hyundai Azera Car Insurance

The average cost to insure a 2009 Azera with liability only coverage is $79 a month, while full coverage runs around $215 monthly.

Dairyland has premiums as little as just $31 per month for the 2009 Hyundai Azera.

Interested in what your auto insurance premium could look like? Enter your ZIP code below to get lots of customized quotes for free.

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2008 Hyundai Azera Car Insurance

On average, drivers who own a 2008 Hyundai Azera can expect to pay $89 to $151 a month for liability only and full coverage car insurance, respectively.

With rates as low as just $22 monthly, MetLife offered the cheapest policy we found for the 2008 Hyundai Azera.

If you want more accurate quotes of how much you can expect to pay, get free quotes in minutes by just entering your ZIP code below.

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2007 Hyundai Azera Car Insurance

It costs about $82 per month for liability or $146 for a full coverage policy for the 2007 Azera.

Looking for the most affordable policy? Infinity offered liability only coverage for as little as $19 monthly.

Want something more accurate than nationwide averages? All you need to do is enter your ZIP code below and you'll be on your way to comparing many personalized quotes from the nation's top insurance carriers.

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2006 Hyundai Azera Car Insurance

You can expect full coverage for a 2006 Hyundai Azera to run around $145 a month, while liability only coverage will average about $78 per month.

With premiums sometimes as cheap as $21 monthly, Mercury offered the lowest policy we found.

If you want to know just how much your price will be, get free quotes in minutes by just entering your ZIP code below.

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Hyundai Azera Insurance FAQs

Is a Hyundai Azera expensive to insure?

Liability insurance runs an average of $85 per month, while full coverage will cost you around $165. When compared to the national average of all cars, prices come in on the cheaper end of the spectrum.

How can I get the best price on car insurance for my Hyundai Azera?

The only way to guarantee you're getting the cheapest price on insurance is to check prices regularly and compare quotes from multiple companies. Over time, your driver profile changes, so it's a good rule of thumb to review quotes every 6 months or so. Luckily, sites like Compare.com let you compare rates from a whole range of carriers at once, meaning you can find the lowest rates (or guarantee you already have the best deal) for free.

Does the color of my Hyundai Azera affect my insurance prices?

Have you heard the old adage that it costs more to insure a red car before? Well, that's actually not the case. There are a variety of things car insurance companies think about when they decide how much your policy will be, but the color of your vehicle is not used to make that determination.

Do I need to have insurance before I buy a Hyundai Azera?

You'll need to have an auto insurance policy in place before you can legally driver your new (or new to you) car off the dealership lot. As part of the buying process, some dealerships might offer you a car insurance policy, but the easiest thing to do is to let your auto insurance company know beforehand.

What car insurance discounts can I get for my Hyundai Azera?

You will find all sorts of discounts out there for car insurance. Many of them (like "multi-policy discounts" and "pay-in-full discounts") are based less on your Azera and more on you, but if your Azera has safety features like anti-theft systems, airbags, anti-lock brakes, and other features, it may be eligible for certain discounts. You'll only know about which discounts you qualify for if you reach out to your insurance carrier and ask about their list of discounts, since they fluctuate quite a bit from carrier to carrier.