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Mandy Sleight has over 15 years of insurance knowledge and expertise in auto, home, life, health, pet, supplemental benefits, and other insurance products. She’s a sought-after insurance expert, appearing in Bankrate.com, Moneygeek.com, U.S. News & World Report, Reviews.com, CNET, and other publications, and she's been writing for Compare.com since 2023.
Mandy uses her background and experience working for well-known insurance companies like State Farm and Nationwide Insurance to create engaging and easy-to-understand content that helps readers make smarter insurance choices that have a positive effect on their budgets and finances.
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Becky Helzer is an insurance and personal finance editor who has worked with Compare.com since 2025. A seasoned editor, Becky has experience working with content across several industries, including P&C insurance, home finance, technology, and home improvement. She has a passion for breaking down complex topics into clear, easy-to-understand copy.
Becky earned a bachelor’s degree in technical journalism from Colorado State University.
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The Dodge Grand Caravan is a kid-friendly minivan with a durable, easy-to-clean interior. It’s also an affordable option for car insurance — the average cost to insure a Grand Caravan is just $114 per month, according to Compare.com data.
But rates vary based on where you live, your age and driving record, and the insurance company you choose. Find out which companies offer the cheapest rates and how your driving profile and coverage choices affect how much you pay.
Grand Caravan car insurance costs an average of $81 per month for liability only and $148 for full coverage.
Average insurance rates for the Grand Caravan are around 25% less than the national average for all vehicles.
Certainly, Mile Auto, and Root are among the cheapest car insurance companies for the Grand Caravan.
Average insurance rates for a Dodge Grand Caravan — and any other vehicle — depend on the policy type and coverage level you choose. Most states require you to maintain certain minimum amounts of liability insurance to legally drive.[1]
But while it’s less expensive than full coverage, a liability policy doesn’t cover damage to your vehicle in an accident. Full coverage, on the other hand, typically includes comprehensive and collision coverage that protect your vehicle.
The table below shows the average monthly rates for a Dodge Grand Caravan with different coverage levels, as well as how each compares to the national average for all vehicles, according to Compare.com data.
Vehicle ▲▼ | Average Monthly Premium: Liability ▲▼ | Average Monthly Premium: Full Coverage ▲▼ | Average Monthly Premium: All Policies ▲▼ |
|---|---|---|---|
| Dodge Grand Caravan | $81 | $148 | $114 |
| All vehicles | $107 | $197 | $152 |
We found that Grand Caravan drivers pay an average monthly rate of $81 for liability-only coverage and $148 for full coverage.
Although insurance for a Grand Caravan is relatively inexpensive, we’ll explain the factors that affect your insurance policy premiums in the following sections.
Even though the average cost of car insurance for a Dodge Grand Caravan is just $114 per month, you still have ways to save.
We analyzed insurance rates for the Grand Caravan to find the cheapest car insurance companies. The table below shows five of the cheapest insurers, according to Compare.com data.
Certainly has the cheapest average Grand Caravan premium, at $52 per month — or $624 annually.
Although these are the cheapest companies on average, they may not be the cheapest for all drivers. Compare quotes from multiple companies to find the lowest rate for your coverage needs.
Compare personalized quotes from dozens of the nation’s top insurers.
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No single car insurance company will be the best choice for all drivers. After all, each person has unique coverage needs and risk profiles. That said, some companies may be a better fit for specific driver groups than others.
We chose the following “best of” list based on available discounts and coverage options, customer ratings, and average rates for the Dodge Grand Caravan.
Average premium: $52 per month
Compare.com Rating: Not rated
Low average rates
24/7 claims and customer support
Customizable coverage options
Available in only five states
Limited information on website
No local agents
Certainly is among the cheapest car insurance companies for Dodge Grand Caravan drivers, making it a solid option if you’re on a budget. The company is 100% online, with 24/7 customer service and claims support. Liberty Mutual underwrites its policies and is one of the best insurance companies for basic coverage.
Though you can customize your coverage, Certainly is available in only five states, and local agents are likely not available.
Average premium: $54 per month
Compare.com Rating: 2.98 out of 5
Simple online quote process
Doesn’t track data
Cheap average rates for low-mileage drivers
Hit-or-miss customer service
Limited customer service hours
Available in only seven states
Remote workers, retirees, and people who drive less than 10,000 miles per year may get cheaper rates with a pay-per-mile car insurance company like Mile Auto. It offers minimum and full-coverage policies in seven states, charging a base monthly premium and a per-mile rate for each mile you drive.
That said, the website doesn’t provide much information, and customer service is available only during traditional work hours.
Average premium: $69 per month
Compare.com Rating: 3.43 out of 5
Cheap average rates for safe drivers
Available in most states
Above-average customer reviews
Few available discounts
Frustrating quote process
No local agents
Teens and young drivers typically pay the most for auto insurance, but you could save with Root. The data-driven insurer determines eligibility by your driving habits and insures only safe drivers, which usually translates to lower rates.
But you must take a driving test to qualify for coverage and allow the Root app to track you while you’re driving.
Compare quotes from America’s cheapest insurers.
Your Grand Caravan’s model year also affects your insurance premium. Generally, the higher your vehicle’s value, the more expensive it will be to insure, meaning newer Grand Caravans usually cost more to insure than older ones.
The table below shows the average monthly cost by model year for Dodge Grand Caravan car insurance, as well as the cheapest insurer and its average monthly rate.
Grand Caravan Model Year ▲▼ | Average Monthly Premium ▲▼ | Cheapest Insurer ▲▼ | Cheapest Insurer’s Average Monthly Premium ▲▼ |
|---|---|---|---|
| 2019 | $136 | Mile Auto | $61 |
| 2018 | $118 | Mile Auto | $57 |
| 2017 | $125 | Mile Auto | $56 |
| 2016 | $121 | Certainly | $56 |
| 2015 | $116 | Certainly | $51 |
| 2014 | $112 | Certainly | $41 |
| 2013 | $103 | Certainly | $48 |
| 2012 | $111 | Certainly | $48 |
| 2011 | $103 | Elephant | $61 |
| 2010 | $102 | Certainly | $41 |
The state you live in also factors into how much you pay for car insurance. Let’s take a look at that next.
Each state and ZIP code has unique weather events, varying crime rates, and differences in medical and vehicle repair costs. These factors help determine insurance rates, which is why average premiums can vary widely by state.[2]
The table below outlines the average monthly premium by state for Dodge Grand Caravan car insurance, according to our data.
State ▲▼ | Average Monthly Premium ▲▼ |
|---|---|
| Alabama | $75 |
| Arizona | $101 |
| Arkansas | $144 |
| California | $145 |
| Colorado | $118 |
| Connecticut | $230 |
| Delaware | $140 |
| Florida | $147 |
| Georgia | $150 |
| Idaho | $76 |
| Illinois | $94 |
| Indiana | $81 |
| Iowa | $68 |
| Kansas | $93 |
| Kentucky | $147 |
| Louisiana | $136 |
| Maine | $90 |
| Maryland | $208 |
| Massachusetts | $114 |
| Michigan | $177 |
| Minnesota | $114 |
| Mississippi | $114 |
| Missouri | $111 |
| Montana | $92 |
| Nebraska | $106 |
| Nevada | $180 |
| New Hampshire | $69 |
| New Jersey | $120 |
| New Mexico | $87 |
| New York | $290 |
| North Carolina | $56 |
| North Dakota | $87 |
| Ohio | $77 |
| Oklahoma | $98 |
| Oregon | $97 |
| Pennsylvania | $99 |
| Rhode Island | $87 |
| South Carolina | $166 |
| South Dakota | $73 |
| Tennessee | $85 |
| Texas | $134 |
| Utah | $110 |
| Vermont | $82 |
| Virginia | $109 |
| Washington | $84 |
| Washington, D.C. | $172 |
| West Virginia | $87 |
| Wisconsin | $77 |
| Wyoming | $73 |
Let’s take a look at how your age affects the cost of your auto insurance.
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One of the most important rating factors insurers use for auto insurance is your age. Young drivers typically pay the most because of inexperience behind the wheel and risky behaviors that increase the risk of accidents, according to the National Highway Traffic Safety Administration (NHTSA).[3]
But with age comes maturity, driving experience, and more responsible driving, often resulting in lower insurance premiums. Rates tend to increase for seniors older than 70, though. As you age, your reaction time slows, according to the Centers for Disease Control and Prevention (CDC),[4] which can be a risk factor for accidents.
The following table shows the average monthly Dodge Grand Caravan premium for each age group, the cheapest insurance company, and its corresponding premium.
Age Group ▲▼ | Average Monthly Premium ▲▼ | Cheapest Insurer ▲▼ | Cheapest Insurer’s Average Monthly Premium ▲▼ |
|---|---|---|---|
| Teens | $215 | Certainly | $97 |
| 20s | $147 | Certainly | $67 |
| 30s | $114 | Certainly | $52 |
| 40s | $105 | Certainly | $47 |
| 50s | $94 | Certainly | $43 |
| 60s | $88 | Certainly | $40 |
| 70s | $95 | Certainly | $43 |
Unsurprisingly, teen drivers pay the most among Grand Caravan drivers, averaging $215 per month, according to Compare.com data. But fortunately, rates drop substantially in your 20s and 30s, trending down through your 60s. Then, there’s a slight increase starting in your 70s.
Your driving record is another factor that significantly affects your insurance policy premium. If you have a ticket, accident, or DUI on your record, you’re more likely to file claims, making you riskier to insure. Insurance companies charge more for high-risk drivers to cover that risk.
The table below shows the average monthly rate to insure a Grand Caravan if you have a clean record and what you’ll pay if you have a history of infractions. It also includes the cheapest insurance company for each driving profile and its average monthly rate, according to Compare.com data.
Driving Record ▲▼ | Average Monthly Premium ▲▼ | Cheapest Insurer ▲▼ | Cheapest Insurer’s Average Monthly Premium ▲▼ |
|---|---|---|---|
| Clean record | $114 | Certainly | $52 |
| Speeding ticket | $159 | Certainly | $72 |
| At-fault accident | $166 | Certainly | $75 |
| DUI | $188 | Certainly | $85 |
Insurance rates rise quite a bit if you cause an accident or get a DUI, and having a blemish on your driving record can make it harder to find a cheap rate.
It may be worth shopping around, starting with Certainly. Our research shows it has the cheapest average premium for high-risk drivers, regardless of driving history.
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The Dodge Grand Caravan has below-average insurance rates. Several factors contribute to these lower rates, including:
Widely available parts: Although Dodge discontinued the Grand Caravan in 2020, the most recent generation dates back to 2008.[5] Such a long run usually means parts are readily available and affordable, making repairs cheaper, which typically drives down rates.
Solid safety ratings: The NHTSA[6] and IIHS[7] report better-than-average safety ratings for the Dodge Grand Caravan, which makes the model less expensive to insure.
Reasonable price: Insurers consider a car’s value when determining rates for a specific vehicle model. The Grand Caravan was affordably priced brand new, and its purchase price has gone down ever since, making it a cheap vehicle to insure.
Vehicle type: Minivans like the Dodge Grand Caravan typically cost around 25% less to insure than a typical car, according to our data.
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Here are a few tips to help you get cheaper Dodge Grand Caravan car insurance:
Buy only the coverage you need. If you can afford to pay out of pocket to repair or replace your Grand Caravan, you may need only liability coverage instead of full coverage.
Drive safely. Avoiding tickets and accidents is the best way to ensure you get a good rate on auto insurance.
Consider telematics. Allowing your insurer to track your driving habits could help you save big on insurance premiums.
Bundle policies for savings. If you bundle your renters or home insurance with your Grand Caravan car insurance policy, you can get a multi-policy discount and save up to 25%.
Shop insurance rates often. Insurance rates vary by company and change frequently. Comparing car insurance quotes from multiple companies whenever your policy renews can ensure you always get the cheapest rate for your coverage needs. An auto insurance comparison site can help you compare rates faster and more easily.
Compare personalized quotes from dozens of the nation’s top insurers.
Insurance rates for the Dodge Grand Caravan vary based on several factors, including the coverage you choose, your driving history, and your age. Below are answers to some common questions drivers ask about buying Dodge Grand Caravan car insurance.
No. Dodge Grand Caravan car insurance costs an average of $114 per month, according to Compare.com data — $38 less than the average vehicle.
The average Dodge Grand Caravan costs $114 per month to insure, according to Compare.com data. But your personal rate will depend on factors such as your age, driving and claims history, ZIP code, coverage choices, and deductibles.
No. It costs around 25% less to insure minivans and vans than cars, according to Compare.com data. The average cost of van insurance is just $113 per month, while car insurance averages $151 per month, or $38 more.
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
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Mandy Sleight has over 15 years of insurance knowledge and expertise in auto, home, life, health, pet, supplemental benefits, and other insurance products. She’s a sought-after insurance expert, appearing in Bankrate.com, Moneygeek.com, U.S. News & World Report, Reviews.com, CNET, and other publications, and she's been writing for Compare.com since 2023.
Mandy uses her background and experience working for well-known insurance companies like State Farm and Nationwide Insurance to create engaging and easy-to-understand content that helps readers make smarter insurance choices that have a positive effect on their budgets and finances.
Becky Helzer is an insurance and personal finance editor who has worked with Compare.com since 2025. A seasoned editor, Becky has experience working with content across several industries, including P&C insurance, home finance, technology, and home improvement. She has a passion for breaking down complex topics into clear, easy-to-understand copy.
Becky earned a bachelor’s degree in technical journalism from Colorado State University.
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