How to Cancel Your MAPFRE Car Insurance Policy in 5 Easy Steps
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Written byMandy Sleight
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Mandy Sleight has over 15 years of insurance knowledge and expertise in auto, home, life, health, pet, supplemental benefits, and other insurance products. She’s a sought-after insurance expert, appearing in Bankrate.com, Moneygeek.com, U.S. News & World Report, Reviews.com, CNET, and other publications, and she's been writing for Compare.com since 2023.
Mandy uses her background and experience working for well-known insurance companies like State Farm and Nationwide Insurance to create engaging and easy-to-understand content that helps readers make smarter insurance choices that have a positive effect on their budgets and finances.
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Edited byMatthew Gross
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Matthew Gross is an editor at Compare.com. With a background in editing and SEO, he’s passionate about creating content that helps readers get the information they need to make more informed decisions. Prior to Compare.com, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe.
Matthew graduated from Illinois State University, where he earned his bachelor’s degree in Journalism.
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Comparing auto insurance quotes helps you get the best coverage at the lowest price. But it might make sense to switch insurers if you find cheaper car insurance elsewhere. You can cancel your MAPFRE insurance policy anytime by calling customer service or contacting your agent.
This guide outlines five steps for canceling MAPFRE insurance and what you should consider before canceling to ensure it’s the right choice for you.
5 Steps to Cancel Your MAPFRE Car Insurance Policy
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Contacting your insurance company is only one step in canceling your car insurance. Before contacting MAPFRE, you should make sure canceling is the best move for your insurance needs and budget.
It takes only five steps to cancel your MAPFRE car insurance policy, starting with reviewing your current policy information.
1. Review your current policy
To cancel your MAPFRE insurance, you’ll need some information from your current policy documents. Check your insurance declarations page for your policy number, coverage limits, deductibles, and policy end date.
You can cancel your insurance policy anytime. Depending on when you cancel, MAPFRE could refund you, or you may need to pay a cancellation fee.
If you cancel midterm and your current policy has been active for more than 30 days, you’ll need to pay a cancellation fee. MAPFRE customer service or your agent will calculate the amount you owe based on your cancellation date and when your policy ends.
2. Understand what you need from your next policy
While reviewing your current MAPFRE policy, consider why you’re canceling. Maybe you had a bad claims experience, your rates have increased, or you need coverage MAPFRE doesn’t offer. Identifying why you’re unhappy with your current policy can help you find a company and a policy that better suit you.
Determining how much protection you need can ensure you’re not paying for unnecessary coverage. That said, make sure your new insurance policy meets your state’s minimum-coverage requirements.
If you finance or lease your vehicle, it should also meet your lender’s requirements, which may differ from what your state requires. Your lender will likely require you to have comprehensive and collision coverage, possibly with maximum deductibles.
3. Compare quotes and purchase your new policy
To avoid a lapse in coverage, you should have a new insurance policy in place before canceling your MAPFRE policy. Coverage lapses can lead to claim denials and increased premiums.
Comparing quotes from different insurers is the best way to find the right policy for your coverage needs and budget. Car insurance comparison sites help you quickly and easily get quotes from multiple insurance companies so you know you’re getting the best rate.
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4. Contact MAPFRE customer service
You must contact MAPFRE customer service or your agent to cancel your MAPFRE policy. The agent will ask for your policy number, the cancellation date, and why you’re canceling. They may also ask for your new policy number and coverage details.
If you prepaid your policy, ask your agent if you’ll receive a refund. You might need to pay a cancellation fee depending on when you cancel. You should also ask if you need to sign a cancellation letter.
5. Confirm your cancellation and get your refund
Ask your MAPFRE agent how long the cancellation process takes and how you’ll receive confirmation. Most insurers provide written confirmation of cancellation by email.
If MAPFRE owes you a refund, ask how and when you’ll receive it. If you owe a cancellation fee, ask about the payment process.
Remember to cancel auto pay if you have it set up. But you may want to wait until you pay any fees or get your refund to avoid any issues.
Ways to Cancel Your MAPFRE Auto Insurance Policy
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You have a few options when canceling your MAPFRE insurance policy — either by contacting your agent or calling customer service. Here’s an overview of both methods.
By phone
You can call MAPFRE customer service at 1 (877) 627-3731 (MAPFRE1). Your state or insurer may have a specific number, so check MAPFRE’s contact page. You can also call your independent agent’s office to cancel your policy.
In person
If you bought your MAPFRE policy through an independent agent, you can visit their office to cancel. Use MAPFRE’s agent locator tool to find your agent’s phone number and address.
When to Cancel Your Car Insurance Policy
Most insurance companies allow you to cancel your car insurance policy at any time. While most insurers don’t charge a cancellation fee, some do. MAPFRE charges a fee if your policy has been active for at least 30 days and you cancel before it expires, according to its website. Other companies, like The General and Mercury, also charge cancellation fees.
Even if you have to pay a fee, you might have a variety of reasons for wanting to cancel your MAPFRE insurance policy, like:
Finding a cheaper rate for the same or better coverage
Moving to a state that MAPFRE doesn’t serve
Getting married and combining policies with your spouse
Selling your car and not buying another one
What to Consider Before Canceling Your MAPFRE Auto Insurance Policy
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Here are a few things to consider before canceling your MAPFRE policy to make sure it’s the right move:
Shopping around: Comparing quotes can help you find the coverage you need at the best price.
Coverage lapses: Lapses in coverage can increase your insurance costs and lead to claim denials. You can prevent this by switching insurance companies before you cancel your MAPFRE policy.
Cancellation fees: If you’re canceling your policy midterm, factor the price of the cancellation fee into the cost of your new policy to ensure it’s still the best option.
Lost discounts: If you bundle your home and auto insurance, you may lose your multi-policy discount if you cancel your auto policy. Your home insurance premium will also increase without the discount.
Canceling MAPFRE Insurance FAQs
Below, we answered the most common questions about canceling MAPFRE insurance.
What’s the best way to cancel MAPFRE insurance?
Calling MAPFRE customer service at 1 (877) 627-3731 (MAPFRE1) is the best way to cancel your policy. You can contact your agent to cancel if you didn’t buy your policy through MAPFRE.
Can you cancel MAPFRE auto insurance anytime?
Yes. But if you cancel your MAPFRE auto insurance after it’s been active for more than 30 days, you’ll pay a cancellation fee. The fee amount depends on your payment plan, cancellation date, and policy expiration date.
Does MAPFRE charge a cancellation fee?
Yes. MAPFRE charges a cancellation fee if your insurance policy has been active for at least 30 days and you cancel before it expires. You can avoid a cancellation fee by canceling your policy on the expiration date.
Can you cancel MAPFRE insurance online?
No. MAPFRE doesn’t allow you to cancel your insurance policy online. You need to contact MAPFRE customer service or your independent agent to cancel.
Sources
Insurance Information Institute, “How to save money on car insurance,” accessed January 24, 2025.
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Mandy SleightInsurance Writer
Mandy Sleight has over 15 years of insurance knowledge and expertise in auto, home, life, health, pet, supplemental benefits, and other insurance products. She’s a sought-after insurance expert, appearing in Bankrate.com, Moneygeek.com, U.S. News & World Report, Reviews.com, CNET, and other publications, and she's been writing for Compare.com since 2023.
Mandy uses her background and experience working for well-known insurance companies like State Farm and Nationwide Insurance to create engaging and easy-to-understand content that helps readers make smarter insurance choices that have a positive effect on their budgets and finances.
Matthew Gross is an editor at Compare.com. With a background in editing and SEO, he’s passionate about creating content that helps readers get the information they need to make more informed decisions. Prior to Compare.com, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe.
Matthew graduated from Illinois State University, where he earned his bachelor’s degree in Journalism.
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