Progressive Military Discount: How It Works, Potential Savings, and More
Excellent
Been here before? Get your quotes back.
)
)
Written byMandy Sleight
)
Mandy Sleight has over 15 years of insurance knowledge and expertise in auto, home, life, health, pet, supplemental benefits, and other insurance products. She’s a sought-after insurance expert, appearing in Bankrate.com, Moneygeek.com, U.S. News & World Report, Reviews.com, CNET, and other publications, and she's been writing for Compare.com since 2023.
Mandy uses her background and experience working for well-known insurance companies like State Farm and Nationwide Insurance to create engaging and easy-to-understand content that helps readers make smarter insurance choices that have a positive effect on their budgets and finances.
)
Edited byMatthew Gross
)
Matthew Gross is an editor at Compare.com. With a background in editing and SEO, he’s passionate about creating content that helps readers get the information they need to make more informed decisions. Prior to Compare.com, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe.
Matthew graduated from Illinois State University, where he earned his bachelor’s degree in Journalism.
Updated
Reading time: 3 minutes
Why You Can Trust Compare.com: At Compare.com, it’s our mission to find simple ways to help our customers save money on the things they need. While we partner with some of the companies and brands we talk about in our articles, all of our content is written and reviewed by our independent editorial team and never influenced by our partnerships. Learn about how we make money, review our editorial standards, and reference our data methodology to learn more about why you can trust Compare.com.
Advertiser Disclosure
At Compare.com, it’s our mission to give you the tools to find the best (and most affordable) insurance for your unique needs and budget. We strive to provide information that’s helpful, clear, and unbiased, and we believe that comparing insurance companies should never put you at risk of spam. Our editorial team — which is made up of experienced writers, editors, insurance agents, and data analysts — has spent thousands of hours researching and creating the coverage overviews, side-by-side comparisons, and detailed reviews you see across our site.
While we make money through partnerships with some of the brands we discuss in our articles, our editorial team operates 100% independently, and these partners never influence or affect the topics, reviews, ratings, or recommendations we provide. We never guarantee favorable reviews or mentions in exchange for compensation from any brands or partners, and we uphold strict editorial standards to ensure our content is always independent, truthful, and unbiased.
Table of contents
Discounts are one of the easiest ways to save money on your auto insurance. If you’re a current or former military member, you may be eligible for an exclusive discount from many car insurance companies.
Progressive offers a military discount only in Louisiana, where the law mandates insurers provide a discount for eligible military personnel. Active and retired military personnel in Louisiana can get up to a 25% discount on their Progressive auto insurance.
We’ll explain how to get Progressive’s military discount and other discounts the company offers.
What Is the Progressive Military Discount?
Progressive offers a military discount to the following military members in Louisiana:[1]
Active-duty military members
Military reservists
Louisiana Air and Army National Guard personnel
Retired military members
Veterans who are at least 50% disabled
Louisiana drivers who meet these qualifications can get up to 25% off their Progressive premium — but the discount may apply only to liability insurance coverage. Check with your Progressive agent to find out how much the military discount can save you.
Compare Car Insurance Quotes
See rates from top insurance companies in seconds.
Secure. Free. Easy-to-use.
Based on 1395+ reviews
4.7/5
How Much Can You Save With the Progressive Military Discount?
)
Military personnel in Louisiana may be eligible for up to 25% in savings on their Progressive auto insurance. But the amount you save can vary by policy, depending on your coverage and other discounts.
The military discount is less common than other car insurance discounts. Louisiana is the only state that requires insurers to offer a discount to military members. Progressive doesn’t provide much information about its military discount, most likely because the company only offers it in Louisiana.
How does Progressive’s military discount compare to competitors?
Louisiana is the only state that requires insurers to provide military discounts, so many car insurance companies offer it only there.
Check out the table below to see how Progressive’s military discount compares to the competition, according to Compare.com data.
Company  | Average Full-Coverage Premium | Discount Availability | Maximum Discount Savings |
|---|---|---|---|
| Progressive | $143 | Only in Louisiana | Up to 25% |
| State Farm | $117 | Only in Louisiana | Up to 25% |
| GEICO | $115 | Nationwide | Up to 25% |
| Allstate | $129 | Only in Louisiana | Up to 25% |
| Liberty Mutual | $245 | Nationwide | Up to 25% |
Disclaimer: Table data sourced from real-time quotes from Compare.com's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Allstate and State Farm offer up to 25% savings with their military discount. But like Progressive, the companies offer it only in Louisiana. GEICO and Liberty Mutual offer military discounts everywhere in the country, but the discount amount can vary by state.
How to Get the Progressive Military Discount
)
If you’re a Progressive customer, live in Louisiana, and are an active-duty military member or a veteran, contact Progressive to add the military discount to your auto insurance policy.
If you have insurance through another company, consider getting a car insurance quote from Progressive to see if it’s worth switching. Make sure you look at the same coverages, policy limits, and deductibles for an accurate price comparison.
Many Progressive customers find the insurer offers much cheaper rates than other companies. But price isn’t the only factor to consider. J.D. Power ranked Progressive below average in the Southeast region for customer service and claims satisfaction.
Other Progressive Discounts to Consider
)
Although Progressive offers a military discount only in Louisiana, the company offers other discounts in most states. Consider combining these discounts to save the most money on your car insurance policy:
Bundling discount: Progressive gives you a multi-policy discount if you combine your auto insurance with any other policy, including home, RV, boat, and motorcycle insurance. Your savings can vary depending on the policies in your bundle.
Continuous coverage discount: Depending on how long you’ve had continuous insurance, you could be eligible for a loyalty discount at your first policy renewal.
Teen driver discount: Insuring teens is expensive. But if you’ve been with Progressive for at least a year and add a driver aged 18 or younger, you can offset your premium’s increase with a teen driver discount.
Multi-car discount: Insuring at least two vehicles with Progressive can save you an average of 12% with the multi-car discount.
Online quote discount: Getting a Progressive insurance quote online can get you an average of 7% in savings — even if you complete your policy over the phone with a Progressive representative.
Sign online discount: Get an average of 9% savings by signing your policy documents online.
Progressive Military Discount FAQs
We answered the most common questions about Progressive’s military discount to help you get the most savings on your auto policy.
Does Progressive offer a discount for the military?
Yes, Progressive offers a 25% car insurance discount for military members. But it’s available only in Louisiana, where the law requires all auto insurance companies to provide a discount to qualifying military members.
Which insurance company offers the largest military discount?
USAA offers the largest military discount on car insurance. Deployed military members can save up to 60% on stored vehicles and up to 15% when parking their cars on a military base.
Is USAA cheaper than Progressive?
Yes, USAA is cheaper than Progressive for car insurance, according to Compare.com data. USAA’s average monthly premium is $48 for liability-only coverage, while Progressive’s is $100.
Is car insurance cheaper for the military?
Maybe. Car insurance can be cheaper for military members, but it depends on factors like your age, driving record, and ZIP code. USAA caters to military personnel and is one of the cheapest auto insurance companies, along with COUNTRY Financial, NJM, and Auto-Owners.
Methodology
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
Related articles
- Car Insurance Discount for First Responders: Top Companies, Potential Savings, and More
- How to Cancel Your AAA Car Insurance Policy in 5 Easy Steps
- How to Cancel Your Kemper Car Insurance Policy in 5 Easy Steps
- How Many Cars Can You Have in Your Name?
- How to Cancel Your MAPFRE Car Insurance Policy in 5 Easy Steps
- How to Cancel Your Hartford Car Insurance Policy in 5 Easy Steps
- How to Cancel Your Erie Car Insurance Policy in 5 Easy Steps
Popular articles
- The Cheapest Auto Insurance in Phoenix in
- The Cheapest Auto Insurance in Bakersfield in
- The Cheapest Auto Insurance Companies in Virginia in
- The Cheapest Car Insurance in Ohio in
- The Cheapest Auto Insurance Companies in Arizona in
- What's the Cheapest Place to Live in Georgia?
- The Cheapest Auto Insurance in Illinois in
Sources
- Justia U.S. Law. "2024 Louisiana Laws Revised Statutes Title 22 - Insurance §22:1482. Military personnel premium discount; rebates; rating standards and methods."
About Compare.com
Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
- All of Compare.com's content is written and reviewed for accuracy by a team of experienced writers and editors who are experts on the topics they cover.
- None of Compare.com's content is ever influenced by the companies and brands we partner with.
- Compare.com's editorial team operates independently of any of the company's partnership or business development interests. We publish unbiased information strictly for the benefit of our readers.
- All of the content you see on Compare.com is based on comprehensive analysis and all data is gathered and vetted from trustworthy sources.
Learn more about us, our team, and what makes us tick.
)
Mandy SleightInsurance Writer
Mandy Sleight has over 15 years of insurance knowledge and expertise in auto, home, life, health, pet, supplemental benefits, and other insurance products. She’s a sought-after insurance expert, appearing in Bankrate.com, Moneygeek.com, U.S. News & World Report, Reviews.com, CNET, and other publications, and she's been writing for Compare.com since 2023.
Mandy uses her background and experience working for well-known insurance companies like State Farm and Nationwide Insurance to create engaging and easy-to-understand content that helps readers make smarter insurance choices that have a positive effect on their budgets and finances.
Matthew Gross is an editor at Compare.com. With a background in editing and SEO, he’s passionate about creating content that helps readers get the information they need to make more informed decisions. Prior to Compare.com, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe.
Matthew graduated from Illinois State University, where he earned his bachelor’s degree in Journalism.
)
)
)
)
)
)